HSBC  is offering certificates of deposit between 6 months and 48 months. Probably the best certificate of deposit rate is their online 12 month CD rate – the current rate is 1.01 percent with an annual percentage yield (APY) of 1.01 percent.

Other certificates of deposit include a 6 month CD with a current interest rate and yield of .040 percent. Their 48 month certificate of deposit has a CD rate of 1.98 percent and an APY of 2.00%.

Here is a full list of online certificates of deposit being offering at HSBC:

• 6 month CD 0.40% APY
• 9 month CD 0.50% APY
• 12 month CD 1.01% APY
• 18 month CD 1.01% APY
• 24 month CD 1.10% APY
• 30 month CD 1.10% APY
• 36 month CD 1.60% APY
• 48 month CD 2.00% APY

HSBC Advance certificate of account benefits:

• Guaranteed earnings with no market risk.
• Early withdrawal penalty is only 30 days’ simple interest.
• Managing your CD account online is easy and you can also open your CD account online.
• FDIC Insured for up to $250,000.

HSBC Advance certificate of deposit rates and information: HSBC