National City Bank which is now part of PNC Bank is offering certificates of deposit with terms between 6 months and 60 months with a minimum opening balance of $2,500. The bank is also offering two special certificates of deposit, a 6 month and a 12 month “Guaranteed CD Rate.”

The Guaranteed CD Rate allows you up to three rate increases and you also have the option to withdraw some of your money after each interval without having to pay a penalty. So you get a fixed interest rate and still have access to your funds.

National City Bank is currently offering the following certificates of deposit:

• 6 month CD .40% APY
• 9 month CD .50% APY
• 12 month CD 0.65% APY for balances between $0.01 and $10,000
• 12 month CD 0.70% APY for balances over $10,000
• 24 month CD 0.85% APY for balances between $0.01 and $10,000
• 24 month CD 0.95% APY for balances between $10,000 and $24,999
• 24 month CD 1.00% APY for balances of $25,000 and higher
• 30 month CD 1.00% APY for balances between $0.01 and $10,000
• 30 month CD 1.05% APY for balances between $10,000 and $24,999
• 30 month CD 1.25% APY for balances of $25,000 and higher
• 36 month CD 1.25% APY for balances between $0.01 and $10,000
• 36 month CD 1.30% APY for balances between $10,000 and $24,999
• 36 month CD 1.50% APY for balances of $25,000 and higher
• 48 month CD 1.25% APY for balances between $0.01 and $10,000
• 48 month CD 1.30% APY for balances between $10,000 and $24,999
• 48 month CD 1.50% APY for balances of $25,000 and higher
• 60 month CD 1.55% APY for balances between $0.01 and $10,000
• 60 month CD 1.60% APY for balances between $10,000 and $24,999
• 60 month CD 1.80% APY for balances of $25,000 and higher

The Guaranteed certificate of deposit rates can be found by visiting National City Bank.