First Citizens’ Federal Credit Union of Massachusetts is offering very competitive CD rates for any credit union in Massachusetts. First Citizens’ Federal Credit Union is advertising certificates of deposit with terms ranging between 3 months and 5 years. First Citizens’ Federal Credit Union’s relationship CD rates are considerably higher than regular CD rates.

The advertised CD rates are for regular term certificates, IRA certificates and SEP certificates. The minimum opening certificate of deposit account balance is $500 or regular certificates, IRA certificates and SEP certificates.

First Citizens’ Federal Credit Union is also advertising a special 11 month certificate of deposit. The current 11 month credit union CD rate is 1.24 percent with an annual percentage yield of 1.25 percent. The minimum opening certificate of deposit account balance is also $500.

First Citizens’ Federal Credit Union CD Rates

• Three Month CD Rates 0.55% APY 0.55%
• Six Months CD Rates 0.75% APY 0.75%
• Twelve Month CD Rates 0.95% APY 0.95%
• Two Years CD Rates1.49% APY 1.50%
• Thirty Months CD Rates 1.49% APY 1.50%
• Three Years CD Rates 1.88% APY 1.90%
• Four Years CD Rates 1.88% APY 1.90%
• Five Years CD Rates 2.03% APY 2.05%

First Citizens’ Federal Credit Union Relationship CD Rates

• Three Month CD Rates 1.04% APY 1.05%
• Six Months CD Rates 1.24% APY 1.25%
• Twelve Month CD Rates 1.44% APY 1.45%
• Two Years CD Rates1.98% APY 2.00%
• Thirty Months CD Rates 1.98% APY 2.00%
• Three Years CD Rates 2.37% APY 2.40%
• Four Years CD Rates 2.37% APY 2.40%
• Five Years CD Rates 2.52% APY 2.55%

You can find the highest CD rates at MonitorBankRates.com. We also offer a free CD ladder calculator and free CD calculator you can use to help you with your certificate of deposit investment decisions.

Max Credit Union of Montgomery, Alabama, is advertising competitive certificate of deposit rates (dividend rates). Max Credit Union is offering certificates of deposit with terms ranging between 1 month and 5 years. Max Credit Union also offers several different savings calculators in the “Learn and Plan” section. They don’t seem to offer a CD calculator but we offer a free CD calculator you can use to calculate your return.

Max Credit Union’s 30 day certificate of deposit has a current CD rate of 0.30 percent with an annual percentage yield of 0.30 percent. Most banks and credit unions don’t even offer a 30 day certificate of deposit so if you’re looking for a short term place to stash your cash a 30 day certificate of deposit is the way to go.

Max Credit Union’s short term CD rates are more competitive than the credit union’s long term CD rates. To give you an example, the Max Credit Union’s 60 month CD rate is 1.64 percent. Which is below the national average 60 month CD rate. You can also find 60 month CD rates at banks and credit unions a lot higher than their rate. Right now several banks and credit union’s 60 month CD rates are just above 3.00 percent.

Max Credit Union CD Rates

• 30 Day CD Rates 0.30% APY 0.30%
• 60 Day CD Rates 0.40% APY 0.40%
• 90 Day CD Rates 0.75% APY 0.75%
• 6 Month CD Rates 0.85% APY 0.85%
• 12 Month CD Rates 0.95% APY 0.95%
• 18 Month CD Rates 1.10% APY 1.10%
• 24 Month CD Rates 1.20% APY 1.20%
• 30 Month CD Rates 1.64% APY 1.65%
• 36 Month CD Rates 1.64% APY 1.65%

For information about joining Max Credit Credit Union and a current list of the credit union’s CD dividend rates go to mymax.com.

America’s Christian Credit Union of Glendora, California, is advertising some very competitive share CD rates. The credit union is advertising share certificates (certificate of deposit) with terms as short as 3 months or as long as 5 years. The minimum opening deposit for a share certificate at the credit union is $1,000.

America’s Christian Credit Union’s 3 month CD rates are currently at 0.50 percent with an annual percentage yield of 0.50 percent. That 3 month CD rate is higher than the current national average 3 month CD rate of .038 percent.

America’s Christian Credit Union’s 6 month CD interest rates also beat the current national average rate. The credit union’s current 6 month CD rate is 0.75 percent with an APY of 0.75 percent. The national average 6 month CD rate at banks and credit unions is currently at 0.63 percent.

The credit union’s 12 month CD rates are advertised at 1.0o percent with an APY of 1.00 percent. The 12 month CD rate is also better than the current national average 12 month CD interest rate of 0.88 percent.

America’s Christian Credit Union’s CD Rates

• 3 Month CD Rates 0.50% APY 0.50%
• 6 Month CD Rates 0.75% APY 0.75%
• 9 Month CD Rates 0.85% APY 0.85%
• 12 Month CD Rates 1.00% APY 1.00%
• 18 Month CD Rates 1.35% APY 1.36%
• 24 Month CD Rates 1.70% APY 1.71%
• 36 Month CD Rates 2.20% APY 2.22%
• 48 Month CD Rates 2.50% APY 2.53%
• 60 Month CD Rates 2.90% APY 2.94%

Information about joining America’s Christian Credit Union and a list of the credit unions current CD rates can be found at americaschristiancu.com.

Alabama State Employees Credit Union CD rates are some of the best short term CD rates available today. Alabama State Employees Credit Union is advertising share certificates (certificates of deposit) with CD terms ranging from 6 months to 4 years.

The credit union’s short term CD rates are still some of the highest short term CD rates available although the credit union lowered all their CD interest rates since we last reported on them.

The credit union’s best certificate of deposit rate is on their 6 month certificate of deposit. The current 6 month CD rate is 1.00 percent with an annual percentage yield of 1.00 percent. The credit union’s 6 month CD rate is higher than current national average 6 month CD rate of 0.68 percent as reported by MonitorBankRates.com.

Alabama State Employees Credit Union CD Rates

• 6 Month CD Rates 1.00% APY 1.00%   
• 1 Year CD Rate 1.10% APY 1.10%
• 2 Year CD Interest Rates 1.29% APY 1.30%
• 3 Year CD Interest Rate 1.59% APY 1.60%
• 4 Year Bank CD Rates 1.64% APY 1.651%

ASE Credit Union has branches in Montgomery, Millbrook, and Wetumpka, Alabama. The credit union was founded in 1954. Information about joining Alabama State Employees Credit Union and a list of the credit union’s CD rates can be found by visiting asasecu.org.

USA One Credit Union of Matteson, Illinois, is advertising regular CD rates, Individual Retirement Account (IRA) CD rates and a promotional 8 month Step-Up CD rate. The current promo 8 month Step-Up CD rate is 0.90 percent for the first four months. The last four months the CD rate increases (Step-Up) to 2.00 percent. The combined certificate of deposit annual percentage yield (APY) is 1.45 percent. 

Comparing the best CD rates at banks and credit unions? Use our CD rate table at CDRates.MonitorBankRates.com to compare the highest CD rates in your area.

The Step-Up 8 month CD yield is one of the highest 8 month CD yields currently available from any credit union or bank. The CD yield is also higher than most 12 month CD rates available today. The only “gotcha” on this CD deal is “new money” is required, money that is not already on deposit at USA One Credit Union. The minimum opening deposit for an 8 month Step-UP certificate is $10,000. 

Regular share certificates of deposit are available in terms ranging between 3 months and 10 years. IRA share certificates of deposit are available in terms of 12 months, 24 months, 36 months, and 48 months. All certificates have a minimum opening balance of $250.

USA One Credit Union CD Rates & CD Yields

• 3 Month CD Rates 0.65% APY 0.65%
• 6 Month CD Rates 0.95% APY 0.95%
• 9 Month CD Rates 1.09% APY 1.10%
• 12 Month CD Rates 1.19% APY 1.20%
• 24 Month CD Rates 1.69% APY 1.70%
• 30 Month CD Rates 1.74% APY 1.75%
• 36 Month CD Rates 2.28% APY 2.30%
• 42 Month CD Rates 2.37% APY 2.40%
• 48 Month CD Rates 2.47% APY 2.50%
• 60 Month CD Rates 2.76% APY 2.80%
• 120 Month CD Rates 3.06% APY 3.10%

USA One Credit Union IRA CD Rates & CD Yields

• 12 Month IRA CD Rates 1.34% APY 1.35%
• 24 Month IRA CD Rates 1.83% APY 1.85%
• 36 Month IRA CD Rates 2.42% APY 2.45%
• 48 Month IRA CD Rates 2.62% APY 2.65%

Information about joining USA One Credit Union and a list of the credit union’s CD interest rates can be found at usaonecu.com.

Credit Union 1 headquarted in Rantoul, Illinois, is offering regular share certificates of deposit and Individual Retirement Account certificates of deposit. The credit union’s IRA certificates of deposit include Traditional certificates of deposit, Roth certificates of deposit and Educational certificates of deposit. Certificate of deposit terms range between 6 months and 60 months. The credit union’s CD rates are tiered for balances of $1,000 or more and $10,000 or more. 

Looking for the highest CD rates at banks and credit unions? Search our CD rate table at CDRates.MonitorBankRates.com to find the best CD rates in your area.

The credit union’s CD rates beat the national average CD rates and are some of the highest CD rates available today. The credit union recently lowered their CD rates since we last reported on their rates. As you would expect the credit union’s IRA CD rates are higher than regular share CD rates. Their IRA CD rates are 20 basis points higher than their regular share CD rates for the same deposit term.

Credit Union One CD Rates & APY

Share CD Rates – Balances of $1,000 to $9,999

• 6 Month CD Rates 0.79% APY 0.80%
• 12 Month CD Rates 1.04% APY 1.05%
• 18 Month CD Rates 1.09% APY 1.10%
• 24 Month CD Rates 1.49% APY 1.50%
• 30 Month CD Rates 1.58% APY 1.60%
• 36 Month CD Rates 2.08% APY 2.10%
• 48 Month CD Rates 2.37% APY 2.40%
• 60 Month CD Rates 2.77% APY 2.80%

Share CD Rates – Balances of $10,000 Plus

• 6 Month CD Rates 0.89% APY 0.90%
• 12 Month CD Rates 1.14% APY 1.15%
• 18 Month CD Rates 1.19% APY 1.20%
• 24 Month CD Rates 1.59% APY 1.60%
• 30 Month CD Rates 1.68% APY 1.70%
• 36 Month CD Rates 2.18% APY 2.20%
• 48 Month CD Rates 2.47% APY 2.50%
• 60 Month CD Rates 2.86% APY 2.90%

IRA CD Rates & APY Balances of $1,000 to $9,999

• 6 Month IRA CD Rates 0.99% APY 1.00%
• 12 Month IRA CD Rates 1.24% APY 1.25%
• 18 Month IRA CD Rates 1.29% APY 1.30%
• 24 Month IRA CD Rates 1.69% APY 1.70%
• 30 Month IRA CD Rates 1.79% APY 1.80%
• 36 Month IRA CD Rates 2.28% APY 2.30%
• 48 Month IRA CD Rates 2.57% APY 2.60%
• 60 Month IRA CD Rates 2.96% APY 3.00%

IRA CD Rates & APY Balances of $10,000 Plus

• 6 Month IRA CD Rates 1.09% APY 1.10%
• 12 Month IRA CD Rates 1.34% APY 1.35%
• 18 Month IRA CD Rates 1.39% APY 1.40%
• 24 Month IRA CD Rates 1.78% APY 1.80%
• 30 Month IRA CD Rates 1.88% APY 1.90%
• 36 Month IRA CD Rates 2.37% APY 2.40%
• 48 Month IRA CD Rates 2.67% APY 2.70%
• 60 Month IRA CD Rates 3.06% APY 3.10%

You can find out about joining the credit union and check a list of their current CD interest rates by visiting creditunion1.org. Go to MonitorBankRates.com for a list of today’s CD rates from several banks and credit unions.

Michigan First Credit Union is advertising regular share CD rates and IRA CD rates. The credit union’s CD rates are tiered based on account balance. Regular share CD rates and IRA CD rates are the same. IRA certificates of deposit are available in terms of 12 months for longer.

Searching for credit union CD rates and bank CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates in your area.

 The best CD rates are on their jumbo CD rates. The credit union’s current 6 month jumbo CD rate is 0.80 percent with an annual percentage yield of 0.80 percent.

The credit union’s 12 month CD rate for account balances of $1,000 to $9,999 is 1.29 percent with an APY of 1.30 percent.  Account balances of $10,000 to $49,999 earn a CD rate of 1.34 percent with an APY of 1.35 percent. Account balances of $50,000 to $99,999 earn a CD interest rate of 1.39 percent with an APY of 1.40 percent. 12 month jumbo CD rates are 1.44 percent with an APY of 1.45 percent.

Michigan First Credit Union CD Rates & IRA CD Rates

6 Month CD Rates
 
CD Rate 0.65% APY 0.65% $1,000 to $9,999 
CD Rate 0.70% APY 0.70% $10,000 to $49,999 
CD Rate 0.75% APY 0.75% $50,000 to $99,999 
CD Rate 0.80% APY 0.80% $100,000 and up 

12 Month CD Rates 

CD Rate 1.29% APY 1.30% $1,000 to $9,999 
CD Rate 1.34% APY 1.35% $10,000 to $49,999 
CD Rate 1.39% APY 1.40% $50,000 to $99,999 
CD Rate 1.44% APY 1.45% $100,000 and up 

24 Month CD Rates 

CD Rate 1.49% APY 1.50% $1,000 to $9,999 
CD Rate 1.45% APY 1.55% $10,000 to $49,999 
CD Rate 1.59% APY 1.60% $50,000 to $99,999 
CD Rate 1.64% APY 1.65% $100,000 and up 

36 Month CD Rates 

CD Rate 1.93% APY 1.95% $1,000 to $9,999 
CD Rate 2.00% APY 2.00% $10,000 to $49,999 
CD Rate 2.03% APY 2.05% $50,000 to $99,999 
CD Rate 2.08% APY 2.10% $100,000 and up 

48 Month CD Rates 

CD Rate 1.98% APY 2.00% $1,000 to $9,999 
CD Rate 2.03% APY 2.05% $10,000 to $49,999 
CD Rate 2.08% APY 2.10% $50,000 to $99,999 
CD Rate 2.13% APY 2.15% $100,000 and up 

60 Month CD Rates 

CD Rate 2.33% APY 2.35% $1,000 to $9,999 
CD Rate 2.38% APY 2.40% $10,000 to $49,999 
CD Rate 2.43% APY 2.45% $50,000 to $99,999 
CD Rate 2.48% APY 2.50% $100,000 and up 

For a current list of Michagan First Credit Union’s CD rates and information about joining the credit union go to michiganfirst.com.

La Capitol Federal Credit Union headquartered in Baton Rouge, Louisiana is advertising several different types of share CD rates. The credit union’s advertised certificate of deposit rates include their Thrifty Saver CD rates, Large Saver CD rates and Super Saver CD rates. Certificate of deposit terms are available in 12 months to 60 months. The credit union is also advertising a 91 day certificate of deposit and a 6 month certificate of deposit.

Searching for the highest CD rates at banks and credit unions? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest CD rates in your area. 

La Capitol Federal Credit Union’s current 91 day CD rate is one of the best CD rates available right now. Their 91 day CD rate is currently at 0.90 percent with an annual percentage yield of 0.90 percent. That CD rate beats the current national average 3 month CD rate of 0.425 percent. The credit union’s 3 month CD interest rate also beats the 6 month national average CD rate of 0.682 percent. The minimum opening deposit for their 91 day CD is $5,000. The 6 month CD interest rate is currently at 1.00% with an APY of 1.00%.

La Capitol Federal Credit Union CD Rates

Thrifty Saver CD Rates & APY

• 12 Month CD Rates 1.24% APY 1.25%
• 24 Month CD Rates 1.74% APY 1.75%
• 36 Month CD Rates 2.23% APY 2.25%
• 48 Month CD Rates 2.81% APY 2.85%
• 60 Month CD Rates 2.96% APY 3.00%

Large Saver CD Rates & APY

• 12 Month CD Rates 1.24% APY 1.25%
• 24 Month CD Rates 1.74% APY 1.75%
• 36 Month CD Rates 2.23% APY 2.25%
• 48 Month CD Rates 2.81% APY 2.85%
• 60 Month CD Rates 2.96% APY 3.00%

Super Saver CD Rates & APY

• 12 Month CD Rates 1.24% APY 1.25%
• 24 Month CD Rates 1.74% APY 1.75%
• 36 Month CD Rates 2.23% APY 2.25%
• 48 Month CD Rates 2.81% APY 2.85%
• 60 Month CD Rates 2.96% APY 3.00%

For more information about La Capitol Federal Credit Union and a list of their current CD interest rates go to lacapfcu.org.

Mississippi Federal Credit Union of Jackson, MS, is advertising three different certificate of deposit rates and terms. The certificate of deposit terms inclue a 6 month CD, 12 month CD and a 24 month CD. The minimum opening certificate of deposit amount is of $1,000.

Searching for the highest CD rates at credit unions and banks? Search our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates.

The credit union will raise the CD interest rate by 0.10% for certificates of deposit opened with a minimum balance of $25,000.  CD account balances of $25,000 or more are usually referred to as mini-jumbo CDs.

Mississippi Federal Credit Union CD Rates

Mississippi FCU Regular CD Rates

• 6 Month CD Rates 1.00% APY 1.00%
• 12 Month CD Rates 1.24% APY 1.25%
• 24 Month CD Rates 1.49% APY 1.50%

Mississippi FCU Mini-Jumbo CD Rates

• 6 Month Mini Jumbo CD Rates 1.10% APY 1.10%
• 12 Month Mini Jumbo CD Rates 1.34% APY 1.35%
• 24 Month Mini Jumbo CD Rates 1.59% APY 1.60%

Certificate of deposit dividends (interest) are compounded monthly. Certificates of deposit are insured by the National Credit Union Administration. CD interest rates change constantly. For a list of the credit union’s current CD rates go to msfcu.us.