Alabama State Employees Credit Union is offering share certificates (certificates of deposit) with CD terms ranging from 6 months to 48 months. Their CD rates are not the highest CD rates but the rates are competitive.

The credit union’s 6 month certificate of deposit is probably the best CD rate deal. The current 6 month CD rate is 1.245% with an annual percentage yield (APY) of 1.25%.

CD Rates and APY

• 6 Month CD Rate 1.245% APY 1.2508%   
• 1 Year CD Rate 1.294% APY 1.3003%
• 2 Year CD Rate 1.492% APY 1.5004%
• 3 Year CD Rate 1.69% APY 1.7007%
• 4 Year CD Rate 1.79% APY 1.8021%

Current CD rates and information on joining Alabama State Employees Credit Union visit ASECU.