Dividend Rates at First Imperial Credit Union: 1 Year APY at 1.29%



First Imperial Credit Union based in El Centro, California has some of the highest dividend rates (CD rates) on their share certificates (certificates of deposit). The best dividend rates are on their 69 year Anniversary Promo. Current 12 month dividend rates are at 1.28% with an APY of 1.29%. That rate is one of the best dividend rates and best CD rates available right now from any credit union in California.




The other special 69 year Anniversary Promo rate is on their 24 month dividend rates which are at 1.68% with an APY of 1.69%. Again, that rate is one of the highest rates available right now on a 2 year CD.

Regular share dividend rates at First Imperial Credit Union are competitive but you certainly can find higher rates. For example, current 3 month rates are at 0.35% at the credit union. Ally Bank's 3 month CD rates are higher at 0.44%.  

The minimum opening deposit for a regular share certificate is $500. Jumbo share certificates have a minimum opening deposit of $100,000. All share certificate accounts are insured by the National Credit Union Administration (NCUA) for up to $250,000.

First Imperial Credit Union Dividend Rates





























































































Name    
   
Rate
Type
Minimum
Opening
Balance
Minimum
to Earn
Dividend
Dividend
Rate
Annual
Percentage
Yield
3-Month Certificate
3-Month Jumbo Certificate
Fixed
Fixed
$500
$100,000
$500
$100,000
0.349%
0.399%
0.35%
0.40%
6-Month Certificate
6-Month Jumbo Certificate
Fixed
Fixed
$500
$100,000
$500
$100,000
0.499%
0.548%
0.50%
0.55%
12-Month Certificate
12-Month Jumbo Certificate
Fixed
Fixed
$500
$100,000
$500
$100,000
0.698%
0.747%
0.70%
0.75%
18-Month Certificate
18-Month Jumbo Certificate
Fixed
Fixed
$500
$100,000
$500
$100,000
0.896%
0.946%
0.90%
0.95%
24-Month Certificate
24-Month Jumbo Certificate
Fixed
Fixed
$500
$100,000
$500
$100,000
0.995%
1.094%
1.00%
1.10%
36-Month Certificate
36-Month Jumbo Certificate
Fixed
Fixed
$500
$100,000
$500
$100,000
1.341%
1.440%
1.35%
1.45%
48-Month Certificate
48-Month Jumbo Certificate
Fixed
Fixed
$500
$100,000
$500
$100,000
1.637%
1.686%
1.65%
1.70%
60-Month Certificate
60-Month Jumbo Certificate
Fixed
Fixed
$500
$100,000
$500
$100,000
1.735%
1.784%
1.75%
1.80%
69th Anniversary Promo
12-Month Certificate
24-Month Certificate
 
Fixed
Fixed
 
$10,000
$10,000
 
$10,000
$10,000
 
1.282%
1.676%
 
1.29%
1.69%
12-Month IRA Fixed $500 $500 0.797%

 First Imperial Credit Union is based in CA and has locations in Brawley, CA, Imperial, CA and El Centro, CA. As with any credit union will have to join First Imperial Credit Union to open a share certificate. Information about joining can be found at the credit union’s website here: First Imperial CU Membership.


If you're unable to join to can search for the best CD rates right here at MonitorBankRates.com. We also offering savings account rates lists and a list of today's mortgage rates from several direct lenders.



 
Author: Lisa Graham
September 14th, 2011