First Citizens’ Federal Credit Union of Massachusetts is offering very competitive CD rates for any credit union in Massachusetts. First Citizens’ Federal Credit Union is advertising certificates of deposit with terms ranging between 3 months and 5 years. First Citizens’ Federal Credit Union’s relationship CD rates are considerably higher than regular CD rates.

The advertised CD rates are for regular term certificates, IRA certificates and SEP certificates. The minimum opening certificate of deposit account balance is $500 or regular certificates, IRA certificates and SEP certificates.

First Citizens’ Federal Credit Union is also advertising a special 11 month certificate of deposit. The current 11 month credit union CD rate is 1.24 percent with an annual percentage yield of 1.25 percent. The minimum opening certificate of deposit account balance is also $500.

First Citizens’ Federal Credit Union CD Rates

• Three Month CD Rates 0.55% APY 0.55%
• Six Months CD Rates 0.75% APY 0.75%
• Twelve Month CD Rates 0.95% APY 0.95%
• Two Years CD Rates1.49% APY 1.50%
• Thirty Months CD Rates 1.49% APY 1.50%
• Three Years CD Rates 1.88% APY 1.90%
• Four Years CD Rates 1.88% APY 1.90%
• Five Years CD Rates 2.03% APY 2.05%

First Citizens’ Federal Credit Union Relationship CD Rates

• Three Month CD Rates 1.04% APY 1.05%
• Six Months CD Rates 1.24% APY 1.25%
• Twelve Month CD Rates 1.44% APY 1.45%
• Two Years CD Rates1.98% APY 2.00%
• Thirty Months CD Rates 1.98% APY 2.00%
• Three Years CD Rates 2.37% APY 2.40%
• Four Years CD Rates 2.37% APY 2.40%
• Five Years CD Rates 2.52% APY 2.55%

You can find the highest CD rates at MonitorBankRates.com. We also offer a free CD ladder calculator and free CD calculator you can use to help you with your certificate of deposit investment decisions.