Northwest Hills Credit Union of Torrington, Connecticut, is advertising share certificates and Individual Retirement Account (IRA) share certificates. The credit union’s IRA certificates are available in traditional IRA certificates and Roth IRA certificates. The certificates of deposit range in terms between 3 months and 5 years. The minimum opening deposit is $500.

The current 3 month certificate of deposit rate for both a regular share certificate and an IRA share certificate is 0.50 percent with an annual percentage yield (APY) of 0.50 percent. On the long end, 5 year CD rates are 3.00 percent with an APY of 3.04 percent.

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Northwest Hills CU CD Rates and APY

Share Certificate Rates and APY

• 3 Month 0.50% Rate 0.50% APY
• 6 Month 1.00% Rate 1.00% APY
• 9 Month 1.00% Rate  1.00% APY
• 12 Month 1.25% Rate 1.26% APY
• 15 Month 1.50% Rate 1.51% APY
• 24 Month 1.75% Rate 1.76% APY
• 36 Month 2.25% Rate 2.27% APY
• 48 Month 2.50% Rate 2.52% APY
• 60 Month 3.00% Rate 3.04% APY

IRA & Roth IRA Certificate Rates and APY

• 3 Month 0.50% Rate 0.50% APY
• 6 Month 1.00% Rate 1.00% APY
• 9 Month 1.00% Rate  1.00% APY
• 12 Month 1.25% Rate 1.26% APY
• 15 Month 1.50% Rate 1.51% APY
• 24 Month 1.75% Rate 1.76% APY
• 36 Month 2.25% Rate 2.27% APY
• 48 Month 2.50% Rate 2.52% APY
• 60 Month 3.00% Rate 3.04% APY

For information about membership requirements to join the credit union, a current list of share certificate rates, IRA and Roth IRA certificate rates go to nwhcu.com.