The current national average 3 month CD rate is only 0.425 percent this morning but you can find 3 month CD rates better than the national average rate. We have compiled a list of the best CD rates at banks and credit unions in the state of Florida.

Searching for the best CD rates at credit unions and banks? Use our CD rates table at CDRates.MonitorBankRates.com to find the best bank CD rates and credit union CD rates  in your area.

The best 3 month CD rate on our list is offered by Third Federal Bank. The bank’s current 3 month CD rate is 0.90 percent with an annual percentage yield of 0.90 percent. That CD rate is more than double the current national average 3 month CD interest rates. The minimum opening CD account balance at Third Federal is $500.

Tied for second on the list of best 3 month CD rates is BankDirect and Nationwide Bank. Both banks are currently offering a 3 month bank CD rate of 0.75 percent with an APY of 0.75 percent. The minimum opening account balance at both banks to earn the 0.75 percent CD rate and CD yield is $10,000.

Ally Bank has the fourth highest 3 month CD rate. The bank’s current 3 month CD rate is 0.74 percent with an APY of .074 percent. Ally Bank’s minimum opening certificate of deposit account balance is only $1.

Best 3 Month CD Rates in Florida

• Third Federal 0.90% APY Min $500
• BankDirect CD Rates 0.75% APY Min $10,000
• Nationwide Bank 0.75% APY Min $10,000
• Ally Bank 0.74% APY Min $ 1
• EverBank 0.70% APY Min $1500
• Discover Bank 0.65% APY Min $2500
• Giantbank.com 0.65% APY Min $2500
• AmTrust Bank/Ohio Savings 0.65% APY Min $10,000
• First Internet Bank of IN 0.50% APY Min $1000
• Allstate Bank 0.40% APY Min $1000
• Tennessee Commerce Bank 0.40% APY Min $2500
• E-LOAN.com 0.40% APY Min $10,000
• Bank of America 0.35% APY Min $10,000
• Bank of Internet USA 0.35% APY Min $1000
• Ameriprise Bank FSB 0.35% APY Min $10,000

Worst 3 Month CD Rates in Florida

• Citibank 0.25% APY Min $10,000
• Coastline FCU 0.25% APY Min $1000
• SunTrust Bank 0.15% APY Min $10,000
• Bank of America 0.10% APY Min $10,000
• Zions Bank 0.10% APY Min $1000
• Chase CD Rates 0.10% APY Min $10,000
• HSBC Advance 0.05% APY Min $1000
• Regions Bank 0.05% APY Min $2500
• Wachovia Bank CD Rates 0.01% APY Min $10,000