Four year CD rates are averaging only 2.13% right now but you can find CD rates higher than the national average rate. Right now, Pentagon Federal Credit Union is offering the best CD rate for a 4 year certificate of deposit. The current CD rate is  3.20% with an APY of  3.25%.

Here is a current list of four year certificate of deposit yields in Miami, Florida, Chicago, Illinois, New York, New York and Los Angeles, California.

You can search for the best CD rates in your zip code by using our CD rate table.  Best CD Rates.

Best CD Rates

1. PenFed 3.25% APY Min $1000   
2. First Internet Bank of IN 2.75% APY Min $1000      
3. Bank of Internet USA 2.75% APY Min $1000      
4. Third Federal 2.75% APY Min $500      
5. Ally Bank 2.74% APY Min $1    
6. Nationwide Bank 2.70% APY Min $10000     
7. Tennessee Commerce Bank 2.65% APY Min $2500     
8. Discover Bank 2.65% APY Min $2500    
9. Capital One Direct Banking 2.50% APY Min $5000     
10. American Express Bank FSB 2.50% APY Min $0

Find the highest CD rates in our area: Highest CD Rates