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CD Rates | Compare the Best CD Rates at Banks

Compare the best CD rates below by using our database of CD rates. We have the highest CD Rates at national banks and local banks.

CD Rates

Certificate of deposit rates: Search and compare the best bank CD rates and the best credit union CD rates. has CD interest rate tables for CD rates that include 3 month interest rates, 6 month interest rates, 12 month interest rates, 18 month interest rates, 24 month interest rates, 36 month interest rates, 48 month interest rates and 60 month interest rates. You can search for the highest CD rates and highest jumbo CD rates by the state you live in or by the zip you live in. Once you have entered your search criteria a list of the best CD rates will be displayed. MonitorBankRates also offers a free CD Calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.

Jumbo Certificates of Deposit

Jumbo CD rates are usually higher than regular CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some banks and credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000.

Bank CD Rates

When comparing bank CD rates make sure to choose a bank that has their certificate of deposit accounts insured by the Federal Deposit Insurance Corporation (FDIC). Bank deposits are guaranteed by the for up to $250,000 per depositor, per bank.

Credit Union CD Rates

When comparing credit union CD rates make sure to choose a credit union that has their deposits insured by the National Credit Union Administration (NCUA). Credit union deposits are guaranteed by the NCUA for up to $250,000 per depositor.

Search and compare Bank CD Rates by searching MonitorBankRates' Best CD Rates list and use our free CD Calculator and CD Ladder Calculator. Find mortgage rates current from multiple lenders in by searching our Mortgage Rates list. You can use our free Mortgage Calculator to see how much home you can afford. You can also compare Savings Rates in by searching our Savings Account Rates lists.

CD Rates By State