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i Editorial Disclosure
Editorial Disclosure APYs shown are actual verified rates sourced from banks’ and credit unions’ official websites. Your actual rate will depend on deposit amount, term, and eligibility.

CD Rates in Anchorage, AK – March 2026

Search and compare Anchorage, AK CD rates from banks and credit unions. Our CD interest rate tables for Anchorage, AK include 3 month, 6 month, 12 month, 18 month, 24 month, 36 month, 48 month and 60 month rates. You can search for the best CD rates in Anchorage, AK. MonitorBankRates also offers a free CD Calculator and CD Ladder Calculator.

Current Anchorage, Alaska CD Rates

For those in Anchorage, Alaska, Credit Union 1 Credit Union lists a 3 Year Certificate at 3.03%. Credit Union 1 Credit Union has a 1.5 Year Certificate available at 3.55% APY. Credit Union 1 Credit Union is offering a 6 Month Certificate in Anchorage, Alaska with an APY of 2.27%. Nuvision Federal Credit Union is offering a 6-Month Certificate in Anchorage, Alaska with an APY of 3.15%.

Find the best CD rates in Anchorage, AK today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in AK, comparing APYs is the best way to maximize your earnings.

Rates reflect recent market quotes and representative offers available to depositors in Anchorage, Alaska and the surrounding area. Last Updated and Verified: March 10, 2026

Institution
Product
APY
Min Deposit
Profile
Nuvision Federal Credit Union Anchorage, AK
3-Month Certificate
3.15%
$100,000
Rate3.10%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Credit Union 1 Credit Union Anchorage, AK
3 Month Certificate
1.26%
$0
Rate1.25%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$500-$99,999.99

Wells Fargo Anchorage, AK
3 month Standard Fixed Rate CD
0.50%
$2,500
Rate0.50%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

Spirit of Alaska Federal Credit Union Fairbanks, AK
3 Month Traditional & Certificate IRA
1.75%
$0
Rate1.73%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Nuvision Federal Credit Union Anchorage, AK
6-Month Certificate
3.15%
$100,000
Rate3.10%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Credit Union 1 Credit Union Anchorage, AK
6 Month Certificate
2.27%
$0
Rate2.25%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$500.00 - $99,999.99

Wells Fargo Anchorage, AK
6 month Standard Fixed Rate CD
0.50%
$2,500
Rate0.50%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

Denali State Bank Tok, AK
6 Month CD
3.00%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 9, 2026
Details

Fixed rates, higher than regular savings; Provides more guarantee than other risky investments; Set aside for future savings goals; No setup or maintenance fees; Interest earned can be mailed by check, automatically deposited to your checking or savings, or left to accumulate on the certificate; Early withdrawals subject to penalty

Spirit of Alaska Federal Credit Union Fairbanks, AK
6 Month Traditional & Certificate IRA
2.75%
$0
Rate2.71%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
NORTHERN SKIES Anchorage, AK
12-Month IRA Certificates
3.75%
$0
Rate4.23%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Under $100,000

Nuvision Federal Credit Union Anchorage, AK
1-Year Certificate
3.55%
$100,000
Rate3.49%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

ADVANCIAL Anchorage, AK
Regular, IRA & Business Jumbo Certificates 1 year
2.78%
$0
Rate2.75%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Wells Fargo Anchorage, AK
1 year Standard Fixed Rate CD
1.50%
$2,500
Rate1.49%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

Spirit of Alaska Federal Credit Union Fairbanks, AK
12 Month Traditional & Certificate IRA
3.50%
$0
Rate3.44%
Min Deposit$0
UpdatedMarch 9, 2026
Details

Maximum of $50,000

Denali State Bank Tok, AK
12 Month CD
3.25%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 9, 2026
Details

Fixed rates, higher than regular savings; Provides more guarantee than other risky investments; Set aside for future savings goals; No setup or maintenance fees; Interest earned can be mailed by check, automatically deposited to your checking or savings, or left to accumulate on the certificate; Early withdrawals subject to penalty

Institution
Product
APY
Min Deposit
Profile
NORTHERN SKIES Anchorage, AK
Share Certificates 18-Month
3.75%
$0
Rate3.94%
Min Deposit$0
UpdatedMarch 10, 2026
Details

$100,000 and over

Credit Union 1 Credit Union Anchorage, AK
1.5 Year Certificate
3.55%
$0
Rate3.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$500.00 - $99,999.99

Spirit of Alaska Federal Credit Union Fairbanks, AK
18 Month Traditional & Certificate IRA
3.00%
$0
Rate2.96%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Denali State Bank Tok, AK
18 Month CD
2.50%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 9, 2026
Details

Fixed rates, higher than regular savings; Provides more guarantee than other risky investments; Set aside for future savings goals; No setup or maintenance fees; Interest earned can be mailed by check, automatically deposited to your checking or savings, or left to accumulate on the certificate; Early withdrawals subject to penalty

Institution
Product
APY
Min Deposit
Profile
NORTHERN SKIES Anchorage, AK
Share Certificates 24-Month
3.10%
$0
Rate3.06%
Min Deposit$0
UpdatedMarch 10, 2026
Details

$100,000 and over

Nuvision Federal Credit Union Anchorage, AK
2-Year Certificate
3.05%
$100,000
Rate3.01%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Credit Union 1 Credit Union Anchorage, AK
2 Year Certificate
2.52%
$0
Rate2.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$500.00 - $99,999.99

Spirit of Alaska Federal Credit Union Fairbanks, AK
24 Month Traditional & Certificate IRA
2.50%
$0
Rate2.47%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
NORTHERN SKIES Anchorage, AK
Share Certificates 36-Month
3.20%
$0
Rate3.16%
Min Deposit$0
UpdatedMarch 10, 2026
Details

$100,000 and over

Credit Union 1 Credit Union Anchorage, AK
3 Year Certificate
3.03%
$0
Rate3.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$500.00 - $99,999.99

Nuvision Federal Credit Union Anchorage, AK
3-Year Certificate
2.70%
$100,000
Rate2.67%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Spirit of Alaska Federal Credit Union Fairbanks, AK
36 Month Traditional & Certificate IRA
2.15%
$0
Rate2.13%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Nuvision Federal Credit Union Anchorage, AK
4-Year Certificate
2.85%
$100,000
Rate2.81%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Credit Union 1 Credit Union Anchorage, AK
4 Year Certificate
2.52%
$0
Rate2.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$500.00 - $99,999.99

Spirit of Alaska Federal Credit Union Fairbanks, AK
48 Month Traditional & Certificate IRA
2.00%
$0
Rate1.98%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Credit Union 1 Credit Union Anchorage, AK
1.5 Year Certificate
3.55%
$0
Rate3.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$500.00 - $99,999.99

Nuvision Federal Credit Union Anchorage, AK
5-Year Certificate
3.25%
$100,000
Rate3.20%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Spirit of Alaska Federal Credit Union Fairbanks, AK
60 Month Traditional & Certificate IRA
1.75%
$0
Rate1.73%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

CD Rates reflect actual verified offers from banks and credit unions actively accepting deposits in this area. Your final approved rate will depend on your deposit amount and eligibility. Last Updated and Verified: March 10, 2026

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal, please contact us here.

Anchorage, Alaska Jumbo CD Rates

Jumbo CD rates in Anchorage, Alaska are usually higher than standard Anchorage, AK CD rates because they require a larger opening deposit. While regular CDs can often be opened with minimal funds, Anchorage, Alaska jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Anchorage, Alaska and the surrounding area reward this larger commitment with premium CD rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured.

Anchorage, Alaska Credit Union CD Rates

When comparing Anchorage, AK CD rates from credit unions make sure to choose a Anchorage, AK credit union that has deposits insured by the National Credit Union Administration (NCUA). This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Banks in Anchorage, AK

Anchorage FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

First National Bank Alaska

FDIC Cert #16130
1000 East Dimond Boulevard, Anchorage, AK 99515

First National Bank Alaska

FDIC Cert #16130
101 W. 36th Avenue, Anchorage, AK 99510

First National Bank Alaska

FDIC Cert #16130
1100 Muldoon Road, Anchorage, AK 99504

First National Bank Alaska

FDIC Cert #16130
201 West 36th Avenue, Anchorage, AK 99503

First National Bank Alaska

FDIC Cert #16130
5305 East Northern Lights Boulevard, Anchorage, AK 99504

First National Bank Alaska

FDIC Cert #16130
701 C Street, Anchorage, AK 99501

KeyBank National Association

FDIC Cert #17534
101 W Benson Blvd, Anchorage, AK 99503

KeyBank National Association

FDIC Cert #17534
601 West Fifth Avenue, Anchorage, AK 99501

KeyBank National Association

FDIC Cert #17534
9041 Old Seward Highway, Anchorage, AK 99515

NORTHRIM BANK

FDIC Cert #33216
1501 East Huffman Road, Anchorage, AK 99515

NORTHRIM BANK

FDIC Cert #33216
2709 Spenard Road, Anchorage, AK 99503

NORTHRIM BANK

FDIC Cert #33216
3111 C Street, Anchorage, AK 99503

NORTHRIM BANK

FDIC Cert #33216
517 West Seventh Avenue, Anchorage, AK 99510

NORTHRIM BANK

FDIC Cert #33216
811 East 36th Avenue, Anchorage, AK 99503

NORTHRIM BANK

FDIC Cert #33216
8730 Old Seward Highway, Anchorage, AK 99516

NORTHRIM BANK

FDIC Cert #33216
9710 Jewel Lake Road, Anchorage, AK 99502

Wells Fargo Bank, National Association

FDIC Cert #3511
1351 E Huffman Road, Anchorage, AK 99515

Wells Fargo Bank, National Association

FDIC Cert #3511
1500 W Benson Blvd, Anchorage, AK 99503

Wells Fargo Bank, National Association

FDIC Cert #3511
301 West Northern Lights Boulevard, Anchorage, AK 99503

Wells Fargo Bank, National Association

FDIC Cert #3511
3101 'a' Street, Anchorage, AK 99503

Wells Fargo Bank, National Association

FDIC Cert #3511
320 W Fifth Ave Suite 168, Anchorage, AK 99501

Wells Fargo Bank, National Association

FDIC Cert #3511
510 L Street, Anchorage, AK 99501

Wells Fargo Bank, National Association

FDIC Cert #3511
5700 Debarr Road, Anchorage, AK 99504

Wells Fargo Bank, National Association

FDIC Cert #3511
600 E Northern Lights Blvd, Anchorage, AK 99503

Wells Fargo Bank, National Association

FDIC Cert #3511
630 East Fifth Avenue, Anchorage, AK 99501

Wells Fargo Bank, National Association

FDIC Cert #3511
6961 Jewel Lake Road, Anchorage, AK 99502

Wells Fargo Bank, National Association

FDIC Cert #3511
745 E Dimond Blvd, Anchorage, AK 99515

Wells Fargo Bank, National Association

FDIC Cert #3511
7731 East Northern Lights Boulevard, Anchorage, AK 99504

Wells Fargo Bank, National Association

FDIC Cert #3511
800 E Dimond Blvd Suite 116, Anchorage, AK 99515

How to Find the Best CD in Anchorage, Alaska

  1. 1
    Compare APY
    The APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. 2
    Check Minimums
    Some high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. 3
    Review Penalties
    CDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. 4
    Verify Insurance
    Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.

Frequently Asked Questions for Anchorage, Alaska

Below is a list of the top current CD rates available for Anchorage, Alaska:
First Bank Ketchikan, AK 2.15% APY (36-Month CD)
First Bank Ketchikan, AK 2.10% APY (24-Month CD)
First Bank Ketchikan, AK 2.05% APY (18-Month CD)
First Bank Ketchikan, AK 2.05% APY (12-Month CD)
First Bank Ketchikan, AK 2.00% APY (60-Month CD)
First Bank Ketchikan, AK 2.00% APY (48-Month CD)
1st Mississippi Federal Credit Union2.53% APY (24-Month CD)
Freedom Bank, Inc.0.55% APY (24-Month CD)
Ballston Spa National Bank0.45% APY (24-Month CD)
Tinker Federal Credit Union2.89% APY (24-Month CD)
Last Updated and Verified: March 10, 2026
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.