CD Rates in Delta Junction, AK

Last updated: January 2026
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Reviewed by Brian McKay Brian McKay

CD Rates in Delta Junction, Alaska :

Search and compare Delta Junction, AK CD rates from banks and credit unions. Our CD interest rate tables for Delta Junction, AK include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Delta Junction, AK or by zip code. Once you have entered your search criteria a list of the highest Delta Junction, AK CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. .

Delta Junction, Alaska

When comparing bank CD rates in Delta Junction, AK make sure to choose a Delta Junction, AK bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Delta Junction, AK banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a bank failure

Best CD Rates in Delta Junction, Alaska January 2026

Bank
Product
APY
Min Dep
Nuvision Federal Credit Union
Nuvision Federal Credit Union
440 E 36th Ave
Anchorage, AK 99503
24-Month CD
2.90%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
331 Dock St
Ketchikan, AK 99901
24-Month CD
2.10%
$0
Northrim Bank
Northrim Bank
517 W 7th Ave
Anchorage, AK 99501
24-Month CD
1.65%
$500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.



Delta Junction, Alaska Jumbo CD Rates

Jumbo CD rates in Delta Junction, Alaska are usually higher than standard Delta Junction, AK CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Delta Junction, Alaska jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Delta Junction, Alaska and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured

Delta Junction, Alaska Credit Union CD Rates

When comparing Delta Junction, AK CD rates from credit unions make sure to choose a Delta Junction, AK credit union that has deposits insured by the National Credit Union Administration (NCUA).

Delta Junction, AK Rates & Resources

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Delta Junction, Alaska Savings Rates
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Delta Junction, Alaska Mortgage Rates

Banks in Delta Junction, AK

Delta Junction FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Mt. McKinley Bank

FDIC Cert #19525
1380 Richardson Highway, Delta Junction, AK 99737

Wells Fargo Bank, National Association

FDIC Cert #3511
Mile 266 Richardson Hwy, Delta Junction, AK 99737
How to Find the Best CD in Delta Junction, Alaska
  1. Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for Delta Junction, Alaska
What are the current CD rates in Delta Junction, Alaska? ▼
Below is a list of the top current CD rates available for Delta Junction, Alaska:
First Bank Ketchikan, AK 2.15% APY (36-Month CD)
First Bank Ketchikan, AK 2.10% APY (24-Month CD)
First Bank Ketchikan, AK 2.05% APY (18-Month CD)
First Bank Ketchikan, AK 2.05% APY (12-Month CD)
First Bank Ketchikan, AK 2.00% APY (60-Month CD)
First Bank Ketchikan, AK 2.00% APY (48-Month CD)
Citizens Bank & Trust Co. MN3.39% APY (12-Month CD)
Massena Savings and Loan3.23% APY (60-Month CD)
SchoolsFirst Federal Credit Union3.90% APY (48-Month CD)
1st Community Credit Union3.98% APY (12-Month CD)
Are CD rates fixed? ▼
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD? ▼
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD? ▼
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.