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CD Rates in Elfin Cove, AK – February 2026

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CD Rates in Elfin Cove, Alaska :

Search and compare Elfin Cove, AK CD rates from banks and credit unions. Our CD interest rate tables for Elfin Cove, AK include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Elfin Cove, AK or by zip code. Once you have entered your search criteria a list of the highest Elfin Cove, AK CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. .

Current Elfin Cove, Alaska CD Rates

Spirit of Alaska Federal Credit Union has a Traditional & Certificate IRA 18 Month available at 3.00% APY (min deposit $500). Credit Union 1 Credit Union has a 1 Year Certificate available at 3.55% APY (min deposit $500). Credit Union 1 Credit Union is offering a 1.5 Year Certificate in Elfin Cove, Alaska with an APY of 3.55%. MAC Federal Credit Union is offering a Share Certificate 6 Months in Elfin Cove, Alaska with an APY of 3.67%.

Find the best CD rates in Elfin Cove, AK today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in AK, comparing APYs is the best way to maximize your earnings.

Last Updated: February 15, 2026

CD Rates in Elfin Cove, AK and Area

  • • Traditional & Certificate IRA 18 Month:
    3.00%
  • • 1 Year Certificate:
    3.55%
  • • 1.5 Year Certificate:
    3.55%
  • • Share Certificate 6 Months:
    3.67%
  • • 3 Year Certificate:
    3.03%

Rates shown are recent market averages and representative quotes. Actual rates may vary.

Last Updated: February 15, 2026
Institution
Product
APY
Min Deposit
Spirit of Alaska Federal Credit Union Fairbanks, AK
Traditional & Certificate IRA 3 Month
1.75%
$500
▼
Rate 1.73%
Min Deposit $500
Updated February 15, 2026
Details
Credit Union 1 Credit Union Wasilla, AK
3 Month Certificate
1.26%
$500
▼
Rate 1.25%
Min Deposit $500
Updated February 15, 2026
Details $500; $500-$99,999.99
TONGASS Wrangell, AK
Certificate 3 month
1.01%
$500
▼
Rate 1.00%
Min Deposit $500
Updated February 15, 2026
Details $500 minimum to open with no maximum. Penalty for early withdrawals.
Institution
Product
APY
Min Deposit
MAC Federal Credit Union Wasilla, AK
Share Certificate 6 Months
3.67%
$500
▼
Rate 3.65%
Min Deposit $500
Updated February 15, 2026
Details
TONGASS Wrangell, AK
Certificate 6 month
2.79%
$500
▼
Rate 2.75%
Min Deposit $500
Updated February 15, 2026
Details $500 minimum to open with no maximum. Penalty for early withdrawals.
Spirit of Alaska Federal Credit Union Fairbanks, AK
Traditional & Certificate IRA 6 Month
2.75%
$500
▼
Rate 2.71%
Min Deposit $500
Updated February 15, 2026
Details
MAC Federal Credit Union Wasilla, AK
Share Certificate 36 Months
2.69%
$500
▼
Rate 2.69%
Min Deposit $500
Updated February 15, 2026
Details
TONGASS Wrangell, AK
Certificate 36 month
2.58%
$500
▼
Rate 2.55%
Min Deposit $500
Updated February 15, 2026
Details $500 minimum to open with no maximum. Penalty for early withdrawals.
Credit Union 1 Credit Union Wasilla, AK
6 Month Certificate
2.27%
$500
▼
Rate 2.25%
Min Deposit $500
Updated February 15, 2026
Details $500; $500.00 - $99,999.99
Spirit of Alaska Federal Credit Union Fairbanks, AK
Traditional & Certificate IRA 36 Month
2.15%
$500
▼
Rate 2.13%
Min Deposit $500
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
Credit Union 1 Credit Union Wasilla, AK
1 Year Certificate
3.55%
$500
▼
Rate 3.50%
Min Deposit $500
Updated February 15, 2026
Details $500; $500.00 - $99,999.99
Spirit of Alaska Federal Credit Union Fairbanks, AK
Traditional & Certificate IRA 12 Month
3.50%
$500
▼
Rate 3.44%
Min Deposit $500
Updated February 15, 2026
Details Maximum of $50,000
TONGASS Wrangell, AK
Certificate 12 month
3.04%
$500
▼
Rate 3.00%
Min Deposit $500
Updated February 15, 2026
Details $500 minimum to open with no maximum. Penalty for early withdrawals.
Wells Fargo Wrangell, AK
CD 12 Months
1.50%
$2,500
▼
Rate 0.00%
Min Deposit $2,500
Updated February 15, 2026
Details Individuals, CA
Institution
Product
APY
Min Deposit
Credit Union 1 Credit Union Wasilla, AK
1.5 Year Certificate
3.55%
$500
▼
Rate 3.50%
Min Deposit $500
Updated February 15, 2026
Details $500; $500.00 - $99,999.99
Spirit of Alaska Federal Credit Union Fairbanks, AK
Traditional & Certificate IRA 18 Month
3.00%
$500
▼
Rate 2.96%
Min Deposit $500
Updated February 15, 2026
Details
TONGASS Wrangell, AK
Certificate 18 month
2.73%
$500
▼
Rate 2.70%
Min Deposit $500
Updated February 15, 2026
Details $500 minimum to open with no maximum. Penalty for early withdrawals.
Institution
Product
APY
Min Deposit
NORTHERN SKIES Anchorage, AK
IRA Certificate 24 Months
3.00%
$0
▼
Rate 2.97%
Min Deposit $0
Updated February 15, 2026
Details BALANCE Under $100,000
NORTHERN SKIES Anchorage, AK
Share Certificate IRA 24 Months
3.00%
$0
▼
Rate 2.97%
Min Deposit $0
Updated February 15, 2026
Details Under $100,000
NORTHERN SKIES Anchorage, AK
Share Certificate IRA 24-Month
3.00%
$0
▼
Rate 2.97%
Min Deposit $0
Updated February 15, 2026
Details
MAC Federal Credit Union Wasilla, AK
Share Certificate 24 Months
2.79%
$500
▼
Rate 2.79%
Min Deposit $500
Updated February 15, 2026
Details
TONGASS Wrangell, AK
Certificate 24 month
2.79%
$500
▼
Rate 2.75%
Min Deposit $500
Updated February 15, 2026
Details $500 minimum to open with no maximum. Penalty for early withdrawals.
Credit Union 1 Credit Union Wasilla, AK
2 Year Certificate
2.52%
$500
▼
Rate 2.50%
Min Deposit $500
Updated February 15, 2026
Details $500; $500.00 - $99,999.99
Credit Union 1 Credit Union Wasilla, AK
IRA Certificate 2 Year
2.52%
$500
▼
Rate 2.50%
Min Deposit $500
Updated February 15, 2026
Details
Spirit of Alaska Federal Credit Union Fairbanks, AK
Traditional & Certificate IRA 24 Month
2.50%
$500
▼
Rate 2.47%
Min Deposit $500
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
Credit Union 1 Credit Union Wasilla, AK
3 Year Certificate
3.03%
$500
▼
Rate 3.00%
Min Deposit $500
Updated February 15, 2026
Details $500; $500.00 - $99,999.99
Credit Union 1 Credit Union Wasilla, AK
IRA Certificate 3 Year
3.03%
$500
▼
Rate 3.00%
Min Deposit $500
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
TONGASS Wrangell, AK
Certificate 48 month
2.58%
$500
▼
Rate 2.55%
Min Deposit $500
Updated February 15, 2026
Details $500 minimum to open with no maximum. Penalty for early withdrawals.
Credit Union 1 Credit Union Wasilla, AK
4 Year Certificate
2.52%
$500
▼
Rate 2.50%
Min Deposit $500
Updated February 15, 2026
Details $500; $500.00 - $99,999.99
Credit Union 1 Credit Union Wasilla, AK
IRA Certificate 4 Year
2.52%
$500
▼
Rate 2.50%
Min Deposit $500
Updated February 15, 2026
Details
MAC Federal Credit Union Wasilla, AK
Share Certificate 48 Months
2.29%
$500
▼
Rate 2.29%
Min Deposit $500
Updated February 15, 2026
Details
Spirit of Alaska Federal Credit Union Fairbanks, AK
Traditional & Certificate IRA 48 Month
2.00%
$500
▼
Rate 1.98%
Min Deposit $500
Updated February 15, 2026
Details
Institution
Product
APY
Min Deposit
Credit Union 1 Credit Union Wasilla, AK
2.5 Year Certificate
2.78%
$500
▼
Rate 2.75%
Min Deposit $500
Updated February 15, 2026
Details $500; $500.00 - $99,999.99
Credit Union 1 Credit Union Wasilla, AK
5 Year Certificate
2.68%
$500
▼
Rate 2.65%
Min Deposit $500
Updated February 15, 2026
Details $500; $500.00 - $99,999.99
Credit Union 1 Credit Union Wasilla, AK
IRA Certificate 5 Year
2.68%
$500
▼
Rate 2.65%
Min Deposit $500
Updated February 15, 2026
Details
TONGASS Wrangell, AK
Certificate 60 month
2.58%
$500
▼
Rate 2.55%
Min Deposit $500
Updated February 15, 2026
Details $500 minimum to open with no maximum. Penalty for early withdrawals.
Spirit of Alaska Federal Credit Union Fairbanks, AK
Traditional & Certificate IRA 60 Month
1.75%
$500
▼
Rate 1.73%
Min Deposit $500
Updated February 15, 2026
Details
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Elfin Cove, Alaska Jumbo CD Rates

Jumbo CD rates in Elfin Cove, Alaska are usually higher than standard Elfin Cove, AK CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, Elfin Cove, Alaska jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Elfin Cove, Alaska and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured

Elfin Cove, Alaska Credit Union CD Rates

When comparing Elfin Cove, AK CD rates from credit unions make sure to choose a Elfin Cove, AK credit union that has deposits insured by the National Credit Union Administration (NCUA).This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Methodology & Data Sources

Local Rate Aggregation: MonitorBankRates tracks CD rates for Elfin Cove, Alaska by aggregating data from local banks, local credit unions, and national online institutions. Our proprietary technology scans constantly to ensure you see the most competitive yields available in your area, including promotional offers from community institutions that may not be listed on national comparison sites.

Data Accuracy: The rates displayed for Elfin Cove, Alaska reflect current market offers. We prioritize data from institutions that are FDIC or NCUA insured to ensure your deposits are safe, and we verify these figures against the institution's published deposit terms to maintain high reliability for savers in AK.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in Elfin Cove, Alaska. It is always advisable to check with the specific financial institution's official website for the most current offers and terms.

Elfin Cove, AK Rates & Resources

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Elfin Cove, Alaska Savings Rates
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Elfin Cove, Alaska Mortgage Rates

Banks in Elfin Cove, AK

Elfin Cove FDIC Insured Banks

There are no FDIC insured banks in Elfin Cove
How to Find the Best CD in Elfin Cove, Alaska
  1. Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for Elfin Cove, Alaska
What are the current CD rates in Elfin Cove, Alaska? ▼
Below is a list of the top current CD rates available for Elfin Cove, Alaska:
First Bank Ketchikan, AK 2.15% APY (36-Month CD)
First Bank Ketchikan, AK 2.10% APY (24-Month CD)
First Bank Ketchikan, AK 2.05% APY (18-Month CD)
First Bank Ketchikan, AK 2.05% APY (12-Month CD)
First Bank Ketchikan, AK 2.00% APY (60-Month CD)
First Bank Ketchikan, AK 2.00% APY (48-Month CD)
Wakefield Co-operative Bank3.00% APY (36-Month CD)
BluPeak Credit Union2.00% APY (24-Month CD)
Bank First, NA2.28% APY (60-Month CD)
OSB Odin State Bank3.02% APY (48-Month CD)
Last Updated: February 15, 2026
CD rates shown are recent from the last updated date. Current CD rates may vary.
Are CD rates fixed? ▼
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Is my money safe in a CD? ▼
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Can I add money to a CD? ▼
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.