CD Rates in Saint Michael, AK – March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Star Ratings
- Finance Calculators
Search and compare Saint Michael, AK CD rates from banks and credit unions. Our CD interest rate tables for Saint Michael, AK include 3 month, 6 month, 12 month, 18 month, 24 month, 36 month, 48 month and 60 month rates. You can search for the best CD rates in Saint Michael, AK. MonitorBankRates also offers a free CD Calculator and CD Ladder Calculator.
Current Saint Michael, Alaska CD Rates
Current rates from Nuvision Federal Credit Union include a 1-Year Certificate at 3.55% APY. NORTHERN SKIES is offering a Share Certificates 18-Month in Saint Michael, Alaska with an APY of 3.75%. Current rates from Credit Union 1 Credit Union include a 1.5 Year Certificate at 3.55% APY. Credit Union 1 Credit Union has a 3 Year Certificate available at 3.03% APY.
Find the best CD rates in Saint Michael, AK today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in AK, comparing APYs is the best way to maximize your earnings.
Rates reflect recent market quotes and representative offers available to depositors in Saint Michael, Alaska and the surrounding area. Last Updated and Verified: March 10, 2026
No additional details available.
No additional details available.
$500-$99,999.99
Early withdrawal penalties may apply
No additional details available.
Fixed rates, higher than regular savings; Provides more guarantee than other risky investments; Set aside for future savings goals; No setup or maintenance fees; Interest earned can be mailed by check, automatically deposited to your checking or savings, or left to accumulate on the certificate; Early withdrawals subject to penalty
No additional details available.
$500.00 - $99,999.99
Early withdrawal penalties may apply
Under $100,000
No additional details available.
Maximum of $50,000
Fixed rates, higher than regular savings; Provides more guarantee than other risky investments; Set aside for future savings goals; No setup or maintenance fees; Interest earned can be mailed by check, automatically deposited to your checking or savings, or left to accumulate on the certificate; Early withdrawals subject to penalty
No additional details available.
Early withdrawal penalties may apply
$100,000 and over
$500.00 - $99,999.99
No additional details available.
Fixed rates, higher than regular savings; Provides more guarantee than other risky investments; Set aside for future savings goals; No setup or maintenance fees; Interest earned can be mailed by check, automatically deposited to your checking or savings, or left to accumulate on the certificate; Early withdrawals subject to penalty
$100,000 and over
No additional details available.
$500.00 - $99,999.99
No additional details available.
$100,000 and over
$500.00 - $99,999.99
No additional details available.
No additional details available.
No additional details available.
$500.00 - $99,999.99
No additional details available.
$500.00 - $99,999.99
No additional details available.
No additional details available.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal, please contact us here.
Saint Michael, Alaska Jumbo CD Rates
Jumbo CD rates in Saint Michael, Alaska are usually higher than standard Saint Michael, AK CD rates because they require a larger opening deposit. While regular CDs can often be opened with minimal funds, Saint Michael, Alaska jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in Saint Michael, Alaska and the surrounding area reward this larger commitment with premium CD rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured.
Saint Michael, Alaska Credit Union CD Rates
When comparing Saint Michael, AK CD rates from credit unions make sure to choose a Saint Michael, AK credit union that has deposits insured by the National Credit Union Administration (NCUA). This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.
Saint Michael, AK Rates & Resources
Banks in Saint Michael, AK
Saint Michael FDIC Insured Banks
How to Find the Best CD in Saint Michael, Alaska
-
1Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
-
2Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
-
3Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
-
4Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.
Frequently Asked Questions for Saint Michael, Alaska
