Arizona CD Rates

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CD Rates in Arizona :

Arizona Certificate of Deposit Search and compare Arizona CD rates from banks and credit unions. Our CD interest rate tables for Arizona include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Arizona or by zip code. Once you have entered your search criteria a list of the highest Arizona CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.

Arizona Bank CD Rates

When comparing bank CD rates in Arizona make sure to choose a Arizona bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Arizona banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.

Best CD Rates in Arizona November 13, 2025

Bank
Product
APY
Min Dep
America First Federal Credit Union
America First Federal Credit Union
6846 E Warner Rd
Mesa, AZ 85212
12-Month CD
4.30%
$500
Goldwater Bank
Goldwater Bank
2525 E Camelback Rd
Phoenix, AZ 85016
12-Month CD
4.25%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
5910 W Northern Ave
Glendale, AZ 85301
12-Month CD
4.20%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
51 W 3rd St
Tempe, AZ 85281
12-Month CD
4.19%
$1,000
Academy Bank
Academy Bank
12900 W Thunderbird Rd
El Mirage, AZ 85335
12-Month CD
4.15%
$500
Beal Bank USA
Beal Bank USA
7001 N Scottsdale Rd Ste C 135
Scottsdale, AZ 85253
12-Month CD
4.05%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
1683 S Arizona Ave
Yuma, AZ 85364
12-Month CD
4.00%
$1,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
11252 N FRONTAGE RD
YUMA, AZ 85367
12-Month CD
4.00%
$1,000
Hughes Federal Credit Union
Hughes Federal Credit Union
971 W Wetmore Rd
Tucson, AZ 85705
12-Month CD
3.82%
$1,000
Unison Bank
Unison Bank
1835 E Pecos Rd
Gilbert, AZ 85295
12-Month CD
3.75%
$2,500
RBAZ Republic Bank of Arizona
645 E Missouri Ave
Phoenix, AZ 85012
12-Month CD
3.50%
$250
Nuvision Federal Credit Union
Nuvision Federal Credit Union
5000 E McDowell Rd
Mesa, AZ 85215
12-Month CD
3.50%
$1,000
Gainey Business Bank
Gainey Business Bank
8501 N Scottsdale Rd Ste 120
Scottsdale, AZ 85253
12-Month CD
3.30%
$5,000
Gateway Commercial Bank
Gateway Commercial Bank
6860 E Warner Rd
Mesa, AZ 85212
12-Month CD
3.30%
$1,000
Bell Bank
Bell Bank
1850 E Northrop Blvd
Chandler, AZ 85286
12-Month CD
3.25%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
24000 N Farmers Way
Phoenix, AZ 85085
12-Month CD
3.25%
$1,000
Wells Fargo
Wells Fargo
41830 N Gavilan Peak Parway
Anthem, AZ 85086
12-Month CD
2.00%
$0
Parkway Bank and Trust Company
Parkway Bank and Trust Company
11011 N Tatum Blvd
Phoenix, AZ 85028
12-Month CD
1.00%
$1,000
1st Bank Yuma
1st Bank Yuma
645 N William Brooks Ave
San Luis, AZ 85336
12-Month CD
0.45%
$1,000
WaFd Bank
WaFd Bank
298 W Mariposa Rd
Nogales, AZ 85621
12-Month CD
0.20%
$1,000
Comerica
Comerica
1 N Central Ave Ste 110
Phoenix, AZ 85004
12-Month CD
0.10%
$1
Bank of America
Bank of America
39518 N Gavilan Peak Pkwy
Anthem, AZ 85086
12-Month CD
0.03%
$1,000
PNC Bank
PNC Bank
2840 Highway 95 Ste 414
Bullhead City, AZ 86442
12-Month CD
0.02%
$1,000
First Citizens Bank
First Citizens Bank
19432 N R H Johnson Blvd
Sun City West, AZ 85375
12-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.



Arizona Jumbo CD Rates

Jumbo CD rates in Arizona are usually higher than regular Arizona CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some Arizona banks and Arizona credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.

Arizona Credit Union CD Rates

When comparing Arizona CD rates from credit unions make sure to choose a Arizona credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in Arizona credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.


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