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i Editorial Disclosure
Editorial Disclosure APYs shown are actual verified rates sourced from banks’ and credit unions’ official websites. Your actual rate will depend on deposit amount, term, and eligibility.

CD Rates in California – March 2026

Search and compare California CD rates from banks and credit unions. Our CD interest rate tables for California include 3 month, 6 month, 12 month, 18 month, 24 month, 36 month, 48 month and 60 month rates. You can search for the best CD rates in California. MonitorBankRates also offers a free CD Calculator and CD Ladder Calculator.

Current California CD Rates

Partners Federal Credit Union has a Traditional/Roth IRA Jumbo Certificate 24-Month available at 3.70% APY. Current rates from Northrop Grumman Federal Credit Union include a IRA Savings 12 Month at 3.74% APY. For those in California, EverBank lists a Business CDs 6 month at 3.70%. Premier One Credit Union is offering a 18-month IRA Traditional & Roth Share Certificates in California with an APY of 3.75%.

Find the best CD rates in California today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in CA, comparing APYs is the best way to maximize your earnings.

Rates reflect recent market quotes and representative offers available to depositors in California and the surrounding area. Last Updated and Verified: March 10, 2026

Institution
Product
APY
Min Deposit
Profile
Hanscom Federal Credit Union Campbell, CA
3 Month Term Certificates
3.75%
$0
Rate3.69%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to Open $1,000.00

EverBank San Rafael, CA
3.60%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

ValleyDirect Los Angeles, CA
3-Month CD
3.55%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

City First Bank. N.A. Los Angeles, CA
3 Month CD
3.50%
$1,000
Rate3.44%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

LBS Financial Credit Union Westminster, CA
Share Certificates - Bronze Minimum 3 month
3.45%
$0
Rate3.39%
Min Deposit$0
UpdatedMarch 10, 2026
Details

$2,500

Provident Credit Union Walnut Creek, CA
3 Month Pick-A-Term Certificates
3.40%
$10,000
Rate3.35%
Min Deposit$10,000
UpdatedMarch 9, 2026
Details

No additional details available.

Pasadena Federal Credit Union San Francisco, CA
3-month Certificate
3.25%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 11, 2026
Details

$100,000 and over

Nuvision Federal Credit Union Wasilla, WY
3-Month Certificate
3.15%
$100,000
Rate3.10%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Inland Valley Federal Credit Union Fontana, CA
90 DAY CERTIFICATE
3.10%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

The Golden 1 Credit Union Yuba City, CA
3 Month Term Savings Certificate Account
3.00%
$500
Rate2.96%
Min Deposit$500
UpdatedMarch 10, 2026
Details

No additional details available.

Heritage Community Credit Union Sacramento, CA
Share Certificates 3 month
2.95%
$0
Rate2.91%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Kings Federal Credit Union Hanford, CA
3 Month Certificate
2.89%
$0
Rate2.85%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

UNCLE Credit Union TRACY, CA
3 Month Share Certificate
2.86%
$0
Rate2.82%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

California Community Credit Union Sacramento, CA
3 Month Term Account Dividend
2.85%
$0
Rate2.82%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

First Us Community Credit Union Sacramento, CA
3 Month Share & IRA Certificate
2.80%
$500
Rate2.77%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Bay Federal Credit Union Watsonville, CA
3-Month Certificate
2.79%
$0
Rate2.75%
Min Deposit$0
UpdatedMarch 3, 2026
Details

$1,000 - 99,999

Valley Oak Credit Union Visalia, CA
3 Month Certificate
2.75%
$1,000
Rate2.72%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

FFB Bank Fresno, CA
3 Month CD 100,000.00+
2.74%
$100,000
Rate2.70%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Universal City Studios Credit Union Universal City, CA
Share Certificates 3-Month
2.60%
$50,000
Rate2.57%
Min Deposit$50,000
UpdatedMarch 12, 2026
Details

No additional details available.

First California Federal Credit Union Fresno, CA
3 Month Term Share & IRA Term Share Accounts
2.53%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Ohio Healthcare Federal Credit Union San Diego, CA
Regular Certificates 3 Month
2.50%
$0
Rate2.47%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

First Bank Creve Coeur, MO Yorba Linda, CA
3-Month CD
2.01%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Employees Choice Federal Credit Union La Mesa, CA
3 Month Certificate
1.82%
$10,000
Rate1.80%
Min Deposit$10,000
UpdatedMarch 10, 2026
Details

No additional details available.

El Dorado Savings Bank Twain Harte, NV
3 Month CD
1.24%
$10,000
Rate1.23%
Min Deposit$10,000
UpdatedMarch 9, 2026
Details

No additional details available.

Justice Federal Credit Union Los Angeles, CA
Traditional IRA and Roth IRA Certificate 3 month
1.12%
$100,000
Rate1.11%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

East County Schools Federal Credit Union Menlo Park, CA
3 Month Certificate
1.00%
$10,000
Rate1.00%
Min Deposit$10,000
UpdatedMarch 9, 2026
Details

No additional details available.

Fox Federal Credit Union New York, NY
3 Month Certificate
0.90%
$0
Rate0.90%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

The Police Credit Union San Mateo, CA
3 Month Certificate
0.85%
$0
Rate0.85%
Min Deposit$0
UpdatedMarch 5, 2026
Details

No additional details available.

Partners Federal Credit Union Orlando, FL
Traditional/Roth IRA Jumbo Certificate 3-Month
0.75%
$0
Rate0.75%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to open & earn dividends: $100,000

Baxter Credit Union Santa Ana, CA
Standard CDs 3-month term
0.60%
$0
Rate0.60%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Wells Fargo Yucca Valley, CA
3 month Standard Fixed Rate CD
0.50%
$2,500
Rate0.50%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

Universal Bank West Covina, CA
90 DAY TERM
0.30%
$100,000
Rate0.30%
Min Deposit$100,000
UpdatedMarch 12, 2026
Details

No additional details available.

South Bay Credit Union Redondo Beach, WA
Share Certificate Accounts and IRA Share Certificates 3 month
0.25%
$0
Rate0.25%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

OneUnited Bank Los Angeles, CA
UNITY 90 Day CD
0.10%
$0
Rate0.10%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Citizens National Bank of Texas Tahoe City, CA
6 month CDs
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

Annual Percentage Yield (APY) is based on an minimum deposit of $1,000. APYs are current as of 9/9/2025. Rates are subject to change. A penalty may be assessed for early withdrawal.

EverBank San Rafael, CA
Business CDs 6 month
3.70%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Cathay Bank Westmont, WA
6-Month Term CD
3.65%
$50,000
Rate0.00%
Min Deposit$50,000
UpdatedMarch 9, 2026
Details

No additional details available.

Inova Federal Credit Union Berkeley, CA
6 Month Certificate
3.60%
$200
Rate3.54%
Min Deposit$200
UpdatedMarch 10, 2026
Details

No additional details available.

CIBC San Francisco, CA
Agility 6-month CD
3.56%
$1,000
Rate0.00%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

Online only

HSBC Bank USA San Francisco, CA
New Money CDs 6 Month
3.55%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Central Valley Firefighters Credit Union FRESNO, CA
IRA - 6 Month Certificate
3.54%
$0
Rate3.48%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

ValleyDirect Los Angeles, CA
6-Month Certificate of Deposit
3.50%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 12, 2026
Details

Earn 3.50% APY on balances of $500 or more.

UNIFY Financial Federal Credit Union Ventura, WV
6-Month Share Certificate
3.45%
$100,000
Rate3.40%
Min Deposit$100,000
UpdatedMarch 12, 2026
Details

$100,000 Minimum to Earn APY

Sunflower Bank San Diego, CA
6-Month CD Special
3.40%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

AltaOne Federal Credit Union Tehachapi, CA
Term Share and Traditional, Roth & SEP IRA Certificates 6 Month
3.35%
$0
Rate3.30%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Inland Valley Federal Credit Union Fontana, CA
6 MONTH CERTIFICATE
3.33%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Heritage Community Credit Union Sacramento, CA
Share Certificates 6 month
3.29%
$0
Rate3.25%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Partners Federal Credit Union Orlando, FL
Traditional/Roth IRA Jumbo Certificate 6-Month
3.25%
$0
Rate3.20%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to open & earn dividends: $100,000

Delta Schools Federal Credit Union Liberty Lake, WA
6 Month CD
3.24%
$0
Rate3.19%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$1,000 Min.

Rolling F Credit Union TURLOCK, WA
6 Month Certificate of Deposit
3.20%
$0
Rate3.15%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Justice Federal Credit Union Los Angeles, CA
Traditional IRA and Roth IRA Certificate 6 month
3.16%
$100,000
Rate3.12%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Nuvision Federal Credit Union Wasilla, WY
6-Month Certificate
3.15%
$100,000
Rate3.10%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Kings Federal Credit Union Hanford, CA
6 Month Certificate
3.14%
$0
Rate3.10%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Ventura County Credit Union Ventura, CA
Get Fit Certificate 6 Month Certificate Basic
3.10%
$500
Rate3.06%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

Educational Employees Credit Union Visalia, CA
6 Month Certificate
3.09%
$0
Rate3.05%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bay Federal Credit Union Watsonville, CA
6-Month Certificate
3.05%
$0
Rate3.00%
Min Deposit$0
UpdatedMarch 3, 2026
Details

$1,000 - 99,999

Sacramento Credit Union Sacramento, CA
6-MONTH Certificate
3.04%
$0
Rate3.00%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Dow Great Western Credit Union Walnut Creek, CA
6-Month Certificate
3.00%
$0
Rate2.96%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Summit State Bank Santa Rosa, CA
Individual Retirement AccountCertificates of Deposit 6 Month
2.92%
$0
Rate2.88%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

UNCLE Credit Union TRACY, CA
6 Month Share Certificate
2.91%
$0
Rate2.87%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

California Community Credit Union Sacramento, CA
6 Month Term Account Dividend
2.90%
$0
Rate2.87%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

First Us Community Credit Union Sacramento, CA
6 Month Share & IRA Certificate
2.85%
$500
Rate2.81%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Universal City Studios Credit Union Universal City, CA
Share Certificates 6-Month
2.80%
$50,000
Rate2.77%
Min Deposit$50,000
UpdatedMarch 12, 2026
Details

No additional details available.

Camino Federal Credit Union Montebello, CA
6 month Certificates and IRAs
2.78%
$0
Rate2.75%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Media City Credit Union Burbank, CA
6 MONTH CERTIFICATE
2.75%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

First California Federal Credit Union Fresno, CA
6 Month Term Share & IRA Term Share Accounts
2.73%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Southland Credit Union Santa Monica, CA
Term Share Certificates & IRA Share Certificates 6 Month
2.70%
$1,000
Rate2.67%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

FFB Bank Fresno, CA
6 Month CD 100,000.00+
2.69%
$100,000
Rate2.65%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

County Schools Federal Credit Union Ventura, CA
6-Month Share Certificate
2.50%
$0
Rate2.47%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Sun Pacific Federal Credit Union Richmond, CA
6-month Certificate
2.35%
$10,000
Rate0.00%
Min Deposit$10,000
UpdatedMarch 9, 2026
Details

No additional details available.

Employees Choice Federal Credit Union La Mesa, CA
6 Month Certificate
2.33%
$10,000
Rate2.30%
Min Deposit$10,000
UpdatedMarch 10, 2026
Details

No additional details available.

Premier One Credit Union Sunnyvale, CA
6-month IRA Traditional & Roth Share Certificates
2.25%
$1,000
Rate2.23%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

The Police Credit Union San Mateo, CA
6 Month Certificate
2.12%
$0
Rate2.10%
Min Deposit$0
UpdatedMarch 5, 2026
Details

No additional details available.

Shell Western States Federal Credit Union Martinez, CA
6-Month Certificate of Deposit
2.03%
$0
Rate2.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

East County Schools Federal Credit Union Menlo Park, CA
6 Month Certificate
1.81%
$50,000
Rate1.80%
Min Deposit$50,000
UpdatedMarch 9, 2026
Details

No additional details available.

Vision One Credit Union Sacramento, CA
6 Month Savings Certificate
1.50%
$90,000
Rate1.48%
Min Deposit$90,000
UpdatedMarch 12, 2026
Details

No additional details available.

Baxter Credit Union Santa Ana, CA
Standard CDs 6-month term
1.35%
$0
Rate1.34%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Downey Federal Credit Union Downey, CA
6 month Certificates
1.25%
$1,000
Rate1.24%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

Quarterly

Fox Federal Credit Union New York, NY
6 Month Certificate
1.00%
$0
Rate1.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Ontario Public Employees Federal Credit Union Ontario, CA
6 Month Certificate
0.65%
$0
Rate0.65%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Wells Fargo Yucca Valley, CA
6 month Standard Fixed Rate CD
0.50%
$2,500
Rate0.50%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

South Bay Credit Union Redondo Beach, WA
Share Certificate Accounts and IRA Share Certificates 6 month
0.40%
$0
Rate0.40%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Universal Bank West Covina, CA
180 DAY TERM
0.35%
$100,000
Rate0.35%
Min Deposit$100,000
UpdatedMarch 12, 2026
Details

No additional details available.

Arrowhead Central Credit Union Yucaipa, CA
6 Month Share Certificate
0.30%
$100,000
Rate0.00%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Kaiperm Federal Credit Union Walnut Creek, CA
12-month Pup Certificate & Student Certificate
3.75%
$25
Rate6.79%
Min Deposit$25
UpdatedMarch 10, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union St Augustine, VA
IRA Savings 12 Month
3.74%
$0
Rate3.68%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

CIBC San Francisco, CA
Agility 12-month CD
3.66%
$1,000
Rate0.00%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

Online only

Aerospace Federal Credit Union El Segundo, CA
12-month Loyalty Share Certificate
3.65%
$0
Rate3.59%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

EverBank San Rafael, CA
Business CDs 1 year
3.60%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

UNCLE Credit Union TRACY, CA
12 Month Share Certificate
3.56%
$0
Rate3.50%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Nuvision Federal Credit Union Wasilla, WY
1-Year Certificate
3.55%
$100,000
Rate3.49%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Kings Federal Credit Union Hanford, CA
12 Month Certificate
3.51%
$0
Rate3.45%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

Inova Federal Credit Union Berkeley, CA
12 Month Certificate
3.50%
$200
Rate3.45%
Min Deposit$200
UpdatedMarch 10, 2026
Details

No additional details available.

Central Valley Firefighters Credit Union FRESNO, CA
12 Month - Share Certificate
3.47%
$0
Rate3.42%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

The First Financial Federal Credit Union West Covina, CA
12-Month Share Certificate Plus 1 relationship product
3.45%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bay Federal Credit Union Watsonville, CA
1-Year Certificate
3.41%
$0
Rate3.35%
Min Deposit$0
UpdatedMarch 3, 2026
Details

$100,000+

HSBC Bank USA San Francisco, CA
New Money CDs 12 Month
3.40%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Inland Valley Federal Credit Union Fontana, CA
1 YEAR CERTIFICATE
3.38%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Families And Schools Together Federal Credit Union Lemoore, CA
IRA Share Certificate 1 Year
3.35%
$0
Rate3.30%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Justice Federal Credit Union Los Angeles, CA
Traditional IRA and Roth IRA Certificate 12 month
3.31%
$100,000
Rate3.27%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

EverTrust Bank Milpitas, CA
Online Personal TCD 1 Year and Over
3.30%
$80,000
Rate3.30%
Min Deposit$80,000
UpdatedFebruary 26, 2026
Details

$80,000

Santa Barbara Teachers Federal Credit Union Santa Maria, CA
IRA 12-month Certificate
3.29%
$0
Rate3.25%
Min Deposit$0
UpdatedMarch 11, 2026
Details

Compound Quarterly

Heritage Community Credit Union Sacramento, CA
IRA Share Certificates 1 Year
3.28%
$0
Rate3.23%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Comerica Woodland Hills, CA
12-month fixed-rate CD
3.25%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

The Golden 1 Credit Union Yuba City, CA
12 Month Term Savings Certificate Account
3.20%
$500
Rate3.15%
Min Deposit$500
UpdatedMarch 10, 2026
Details

No additional details available.

Compass Community Credit Union Eureka, CA
12-Month Term Share Certificate
3.19%
$0
Rate3.15%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Amalgamated Bank San Francisco, CA
1 year CD
3.15%
$500
Rate3.15%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union Whittier, CA
12 Month Certificate Non-Rewards+ Loyalty Program
3.10%
$0
Rate3.06%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Meriwest Credit Union Sunnyvale, WA
12-Month Certificate
3.05%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

SLO Credit Union San Luis Obispo, CA
12 MONTH CERTIFICATE
3.03%
$100
Rate0.00%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

Kinecta Federal Credit Union Woodland Hills, NY
12-Month Liquid Certificate
3.00%
$100
Rate2.96%
Min Deposit$100
UpdatedMarch 10, 2026
Details

No additional details available.

Merco Credit Union Merced, CA
1 Year Certificate
2.95%
$0
Rate2.91%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Universal City Studios Credit Union Universal City, CA
Share Certificates 12-Month
2.90%
$500
Rate2.86%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

Camino Federal Credit Union Montebello, CA
12 month Certificates and IRAs
2.89%
$0
Rate2.85%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Adelfi Credit Union Brea, CA
1 year Certificate
2.85%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Delta Schools Federal Credit Union Liberty Lake, WA
1 Year CD
2.83%
$0
Rate2.79%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$1,000 Min.

Sun Pacific Federal Credit Union Richmond, CA
12-month Certificate
2.80%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

First California Federal Credit Union Fresno, CA
1 Year Term Share & IRA Term Share Accounts
2.78%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Summit State Bank Santa Rosa, CA
Individual Retirement AccountCertificates of Deposit 1 Year
2.77%
$0
Rate2.73%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

BluPeak Credit Union San Diego, CA
BluRipple Term Certificates 12 Month Intro
2.75%
$0
Rate2.72%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

First Entertainment Credit Union Studio City, CA
1 Year Term Savings Certificates
2.70%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Shell Western States Federal Credit Union Martinez, CA
12-Month Certificate of Deposit
2.63%
$0
Rate2.60%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Rolling F Credit Union TURLOCK, WA
1 Year Certificate of Deposit
2.60%
$0
Rate2.56%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

FFB Bank Fresno, CA
12 Month CD 100,000.00+
2.58%
$100,000
Rate2.55%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Media City Credit Union Burbank, CA
12 MONTH IRA CERTIFICATE
2.50%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

East County Schools Federal Credit Union Menlo Park, CA
12 Month Certificate
2.32%
$50,000
Rate2.30%
Min Deposit$50,000
UpdatedMarch 9, 2026
Details

No additional details available.

Gain Federal Credit Union San Fernando, CA
Level Up 12-Month Certificate
2.25%
$25
Rate2.23%
Min Deposit$25
UpdatedMarch 10, 2026
Details

You must maintain a minimum daily balance of $25 with a maximum of $10,000 in the account to obtain the Annual Percentage Yield and to avoid closure. You may make additional deposits of any amount at any time during the term of your certificate. You may take one (1) penalty-free withdrawal during the term of the certificate. If you exceed the withdrawal limitations, your account will be subject to a penalty. Certificate accounts are subject to penalties for early withdrawal. The imposed penalty for early withdrawal will be loss of accrued, earned, and unearned dividends with a maximum of 180. Accounts will mature as reflected on the Share Certificate and Account Agreement.

FirstBank (Colorado) Palm Desert, CA
1 Year Time Deposit
2.15%
$0
Rate2.12%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

The Police Credit Union San Mateo, CA
1 Year Certificate
2.07%
$0
Rate2.05%
Min Deposit$0
UpdatedMarch 5, 2026
Details

No additional details available.

Vision One Credit Union Sacramento, CA
12 Month Savings Certificate
1.65%
$0
Rate1.63%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Ukrainian Federal Credit Union Rancho Cordova, CA
Share Certificates1 1 year
1.51%
$0
Rate1.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Wells Fargo Yucca Valley, CA
1 year Standard Fixed Rate CD
1.50%
$2,500
Rate1.49%
Min Deposit$2,500
UpdatedMarch 12, 2026
Details

Early withdrawal penalties may apply

Baxter Credit Union Santa Ana, CA
Standard CDs 12-month term
1.40%
$0
Rate1.39%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Fox Federal Credit Union New York, NY
1 Year Jumbo Certificate
1.26%
$0
Rate1.25%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Premier One Credit Union Sunnyvale, CA
18-month IRA Traditional & Roth Share Certificates
3.75%
$1,000
Rate4.07%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union Ventura, WV
IRA Certificate Term 18-Month Variable
3.72%
$0
Rate3.66%
Min Deposit$0
UpdatedMarch 12, 2026
Details

$100,000 Minimum to Earn APY

Ohio Healthcare Federal Credit Union San Diego, CA
IRA Share Certificates 18 Month
3.70%
$0
Rate3.63%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

First Bank Creve Coeur, MO Yorba Linda, CA
18-Month Variable Rate IRA
3.62%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

CIBC San Francisco, CA
Agility 18-month CD
3.61%
$1,000
Rate0.00%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

Online only

Kings Federal Credit Union Hanford, CA
18 Month Certificate
3.51%
$0
Rate3.45%
Min Deposit$0
UpdatedMarch 2, 2026
Details

No additional details available.

LendingClub San Francisco, CA
18 Month Certificates of Deposit
3.50%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 10, 2026
Details

No additional details available.

Bay Federal Credit Union Watsonville, CA
18-Month Certificate
3.46%
$0
Rate3.40%
Min Deposit$0
UpdatedMarch 3, 2026
Details

$100,000+

Aerospace Federal Credit Union El Segundo, CA
18-month Share Certificate
3.45%
$0
Rate3.40%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Justice Federal Credit Union Los Angeles, CA
Traditional IRA and Roth IRA Certificate 18 month
3.41%
$100,000
Rate3.37%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

EverBank San Rafael, CA
3.40%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Educational Employees Credit Union Visalia, CA
18 Month Certificate
3.35%
$0
Rate3.30%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Together Credit Union Van Nuys, CA
Member Merits (Gold1) Certificate of Deposit 18 Month Certificate
3.30%
$0
Rate3.25%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Inova Federal Credit Union Berkeley, CA
18 Month Certificate
3.25%
$200
Rate3.20%
Min Deposit$200
UpdatedMarch 10, 2026
Details

No additional details available.

The Golden 1 Credit Union Yuba City, CA
18 Month Term Savings Certificate Account
3.20%
$500
Rate3.15%
Min Deposit$500
UpdatedMarch 10, 2026
Details

No additional details available.

First Us Community Credit Union Sacramento, CA
18 Month Share & IRA Certificate
3.15%
$10,000
Rate3.10%
Min Deposit$10,000
UpdatedMarch 9, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union Whittier, CA
18 Month Certificate Non-Rewards+ Loyalty Program
3.10%
$0
Rate3.06%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

UNCLE Credit Union TRACY, CA
18 Month Share Certificate
3.06%
$0
Rate3.02%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

City First Bank. N.A. Los Angeles, CA
18 Month CD
3.00%
$1,000
Rate2.96%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

East County Schools Federal Credit Union Menlo Park, CA
18 Month Certificate
2.63%
$50,000
Rate2.60%
Min Deposit$50,000
UpdatedMarch 9, 2026
Details

No additional details available.

FFB Bank Fresno, CA
18 Month CD 100,000.00+
2.58%
$100,000
Rate2.55%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Shell Western States Federal Credit Union Martinez, CA
18-Month Certificate of Deposit
2.54%
$0
Rate2.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

The Police Credit Union San Mateo, CA
Special 18 Month Certificate
2.50%
$0
Rate2.47%
Min Deposit$0
UpdatedMarch 5, 2026
Details

No additional details available.

AltaOne Federal Credit Union Tehachapi, CA
Term Share and Traditional, Roth & SEP IRA Certificates 18 Month Bump
2.32%
$0
Rate2.30%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Vision One Credit Union Sacramento, CA
18 Month Savings Certificate
1.70%
$350,000
Rate1.68%
Min Deposit$350,000
UpdatedMarch 12, 2026
Details

No additional details available.

South Bay Credit Union Redondo Beach, WA
Share Certificate Accounts and IRA Share Certificates 18 month
0.60%
$0
Rate0.60%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

El Dorado Savings Bank Twain Harte, NV
18 Month IRA
0.50%
$250
Rate0.50%
Min Deposit$250
UpdatedMarch 9, 2026
Details

No additional details available.

Universal Bank West Covina, CA
18 MONTH TERM (ADDITION ALLOWED)
0.30%
$0
Rate0.30%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Premier One Credit Union Sunnyvale, CA
24-month IRA Traditional & Roth Share Certificates
3.75%
$1,000
Rate4.41%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Partners Federal Credit Union Orlando, FL
Traditional/Roth IRA Jumbo Certificate 24-Month
3.70%
$0
Rate3.63%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to open & earn dividends: $100,000

Ohio Healthcare Federal Credit Union San Diego, CA
IRA Share Certificates 24 Month
3.65%
$0
Rate3.58%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Central Valley Firefighters Credit Union FRESNO, CA
24 Month - Share Certificate
3.61%
$0
Rate3.55%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Star One Credit Union Sunnyvale, CA
2-Year Certificate Account
3.60%
$0
Rate3.54%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union St Augustine, VA
IRA Savings 24 Month
3.59%
$0
Rate3.54%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Educational Employees Credit Union Visalia, CA
2 Year Certificate
3.56%
$0
Rate3.50%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

CIBC San Francisco, CA
Agility 24-month CD
3.51%
$1,000
Rate0.00%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

Online only

LendingClub San Francisco, CA
2 Year Certificates of Deposit
3.50%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 10, 2026
Details

No additional details available.

Aerospace Federal Credit Union El Segundo, CA
24-month Share Certificate
3.45%
$0
Rate3.40%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Justice Federal Credit Union Los Angeles, CA
Traditional IRA and Roth IRA Certificate 24 month
3.41%
$100,000
Rate3.37%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

EverBank San Rafael, CA
3.40%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

SESLOC Federal Credit Union Santa Maria, CA
Certificate 2 year
3.35%
$0
Rate3.30%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Carolinas Telco Federal Credit Union San Diego, CA
IRA Certificate Accounts 24 month
3.30%
$500
Rate3.25%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Heritage Community Credit Union Sacramento, CA
IRA Share Certificates 2 Year
3.29%
$0
Rate3.24%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

HSBC Bank USA San Francisco, CA
New Money CDs 24 Month
3.25%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Noble Federal Credit Union Selma, CA
1-2 Year IRA Share Certificate
3.20%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

First Us Community Credit Union Sacramento, CA
24 Month Share & IRA Certificate
3.15%
$500
Rate3.10%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Universal City Studios Credit Union Universal City, CA
Share Certificates 24-Month
3.10%
$500
Rate3.06%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

Nuvision Federal Credit Union Wasilla, WY
2-Year Certificate
3.05%
$100,000
Rate3.01%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

East County Schools Federal Credit Union Menlo Park, CA
24 Month Certificate
3.04%
$50,000
Rate3.00%
Min Deposit$50,000
UpdatedMarch 9, 2026
Details

No additional details available.

City First Bank. N.A. Los Angeles, CA
24 Month CD
3.00%
$1,000
Rate2.96%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

Southland Credit Union Santa Monica, CA
Term Share Certificates & IRA Share Certificates 2 Year
2.95%
$1,000
Rate2.91%
Min Deposit$1,000
UpdatedMarch 12, 2026
Details

No additional details available.

Camino Federal Credit Union Montebello, CA
24 month Certificates and IRAs
2.94%
$0
Rate2.90%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

First California Federal Credit Union Fresno, CA
2 Year IRA Term Share Accounts
2.89%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union Whittier, CA
24 Month Certificate Non-Rewards+ Loyalty Program
2.85%
$0
Rate2.81%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

SLO Credit Union San Luis Obispo, CA
24 MONTH CERTIFICATE
2.83%
$100
Rate0.00%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

UNCLE Credit Union TRACY, CA
24 Month Share Certificate
2.80%
$0
Rate2.77%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Americas Christian Credit Union Glendora, CA
24 Month IRA
2.75%
$500
Rate2.72%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

Delta Schools Federal Credit Union Liberty Lake, WA
2 Year CD
2.73%
$0
Rate2.69%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$1,000 Min.

Baxter Credit Union Santa Ana, CA
Standard CDs 24-month term
2.60%
$0
Rate2.57%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Amalgamated Bank San Francisco, CA
IRA CDs2,4 2 year
2.53%
$0
Rate2.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Rolling F Credit Union TURLOCK, WA
2 Year Certificate of Deposit
2.40%
$0
Rate2.38%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

FFB Bank Fresno, CA
24 Month CD
2.38%
$1,000
Rate2.35%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Media City Credit Union Burbank, CA
24 MONTH IRA CERTIFICATE
2.25%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

The Police Credit Union San Mateo, CA
2 Year Bump Up Certificate
2.22%
$0
Rate2.20%
Min Deposit$0
UpdatedMarch 5, 2026
Details

No additional details available.

Summit State Bank Santa Rosa, CA
Individual Retirement AccountCertificates of Deposit 24 Month
2.00%
$0
Rate1.98%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Shell Western States Federal Credit Union Martinez, CA
IRA Certificates 24-Month
1.87%
$0
Rate1.85%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

FirstBank (Colorado) Palm Desert, CA
2 Year Time Deposit
1.85%
$0
Rate1.83%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Vision One Credit Union Sacramento, CA
24 Month Savings Certificate
1.80%
$0
Rate1.78%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Fox Federal Credit Union New York, NY
2 Year Certificate
1.51%
$0
Rate1.50%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Inland Federal Credit Union Salt Lake City, UT
24-Month Certificate
1.50%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Bakersfield City Employees Federal Credit Union Bakersfield, CA
2-Year IRA
0.80%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$50,000.00 & over

South Bay Credit Union Redondo Beach, WA
Share Certificate Accounts and IRA Share Certificates 24 month
0.70%
$0
Rate0.70%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Universal Bank West Covina, CA
2 Year Term
0.60%
$0
Rate0.60%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

El Dorado Savings Bank Twain Harte, NV
Jumbo Certificates of Deposit 2 year
0.55%
$99,000
Rate0.55%
Min Deposit$99,000
UpdatedMarch 9, 2026
Details

No additional details available.

Arrowhead Central Credit Union Yucaipa, CA
24 Month Share Certificate
0.50%
$100,000
Rate0.00%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

United Local Credit Union Fresno, CA
24 Month Certificate of Deposits - Standard & IRA Available
0.40%
$0
Rate0.40%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

OneUnited Bank Los Angeles, CA
UNITY 2 Year CD
0.30%
$0
Rate0.30%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Mokelumne Federal Credit Union Stockton, CA
24 Month IRA/ROTH Certificate
0.10%
$1,500
Rate0.10%
Min Deposit$1,500
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Firefighters First Federal Credit Union Walnut Creek, WA
3 Year IRA Certificate
3.75%
$100,000
Rate3.93%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union St Augustine, VA
IRA Savings 36 Month
3.71%
$0
Rate3.65%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

LBS Financial Credit Union Westminster, CA
IRA Certificates - Bronze Minimum 36 month
3.70%
$0
Rate3.63%
Min Deposit$0
UpdatedMarch 10, 2026
Details

$100

UNIFY Financial Federal Credit Union Ventura, WV
IRA Certificate Term 36-Month Variable
3.67%
$0
Rate3.61%
Min Deposit$0
UpdatedMarch 12, 2026
Details

$100,000 Minimum to Earn APY

Educational Employees Credit Union Visalia, CA
3 Year Certificate
3.61%
$0
Rate3.55%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

County Schools Federal Credit Union Ventura, CA
36-Month Share Certificate
3.60%
$0
Rate3.54%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

SRI Federal Credit Union Mountain View, CA
3 Year Regular Certificate
3.56%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Partners Federal Credit Union Orlando, FL
Traditional/Roth IRA Jumbo Certificate 36-Month
3.55%
$0
Rate3.49%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to open & earn dividends: $100,000

Inland Valley Federal Credit Union Fontana, CA
3 YEAR CERTIFICATE
3.51%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Hanscom Federal Credit Union Campbell, CA
36 Month Term Certificates
3.50%
$0
Rate3.44%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to Open $1,000.00

Bay Federal Credit Union Watsonville, CA
3-Year Certificate
3.46%
$0
Rate3.40%
Min Deposit$0
UpdatedMarch 3, 2026
Details

$1,000 - 99,999

AltaOne Federal Credit Union Tehachapi, CA
Term Share and Traditional, Roth & SEP IRA Certificates 36 Month
3.45%
$0
Rate3.40%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

EverBank San Rafael, CA
3.40%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

SESLOC Federal Credit Union Santa Maria, CA
Certificate 3 year
3.35%
$0
Rate3.30%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Heritage Community Credit Union Sacramento, CA
IRA Share Certificates 3 Year
3.34%
$0
Rate3.29%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Justice Federal Credit Union Los Angeles, CA
Traditional IRA and Roth IRA Certificate 36 month
3.31%
$100,000
Rate3.27%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Noble Federal Credit Union Selma, CA
3-Year Share Certificate
3.30%
$500
Rate3.25%
Min Deposit$500
UpdatedMarch 10, 2026
Details

No additional details available.

Inova Federal Credit Union Berkeley, CA
3 Year Certificate
3.25%
$200
Rate3.20%
Min Deposit$200
UpdatedMarch 10, 2026
Details

No additional details available.

ValleyDirect Los Angeles, CA
36-Month CD
3.20%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

Together Credit Union Van Nuys, CA
Member Merits (Gold1) Certificate of Deposit 36 Month Variable Rate Certificate 1
3.15%
$0
Rate3.11%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Universal City Studios Credit Union Universal City, CA
Share Certificates 36-Month
3.10%
$50,000
Rate3.06%
Min Deposit$50,000
UpdatedMarch 12, 2026
Details

No additional details available.

California Community Credit Union Sacramento, CA
36 Month Term Account Dividend
3.05%
$0
Rate3.02%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

East County Schools Federal Credit Union Menlo Park, CA
36 Month Certificate
3.04%
$50,000
Rate3.00%
Min Deposit$50,000
UpdatedMarch 9, 2026
Details

No additional details available.

Compass Community Credit Union Eureka, CA
36-Month Term Share Certificate
3.03%
$0
Rate3.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Americas Christian Credit Union Glendora, CA
36 Month IRA
3.00%
$500
Rate2.97%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

Camino Federal Credit Union Montebello, CA
36 month Certificates and IRAs
2.99%
$0
Rate2.95%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Southland Credit Union Santa Monica, CA
Jumbo Term Share Certificates & IRA Share Certificates 3 Year
2.90%
$100,000
Rate2.86%
Min Deposit$100,000
UpdatedMarch 12, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union Whittier, CA
36 Month Certificate Non-Rewards+ Loyalty Program
2.85%
$0
Rate2.81%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Befit Financial Federal Credit Union Vacaville, CA
36 month Certificate
2.84%
$0
Rate2.80%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Baxter Credit Union Santa Ana, CA
Standard CDs 36-month term
2.75%
$0
Rate2.72%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Amalgamated Bank San Francisco, CA
IRA CDs2,4 3 year
2.73%
$0
Rate2.70%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Nuvision Federal Credit Union Wasilla, WY
3-Year Certificate
2.70%
$100,000
Rate2.67%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Delta Schools Federal Credit Union Liberty Lake, WA
3 Year CD
2.52%
$0
Rate2.49%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$1,000 Min.

City First Bank. N.A. Los Angeles, CA
36 Month CD
2.50%
$1,000
Rate2.47%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

The Police Credit Union San Mateo, CA
3 Year Certificate
2.48%
$0
Rate2.45%
Min Deposit$0
UpdatedMarch 5, 2026
Details

No additional details available.

FFB Bank Fresno, CA
36 Month CD 100,000.00+
2.43%
$100,000
Rate2.40%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

SLO Credit Union San Luis Obispo, CA
36 MONTH CERTIFICATE
2.32%
$100
Rate0.00%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

Dow Great Western Credit Union Walnut Creek, CA
3-Year Certificate
2.22%
$0
Rate2.20%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Shell Western States Federal Credit Union Martinez, CA
36-Month Certificate of Deposit
2.17%
$0
Rate2.15%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Vision One Credit Union Sacramento, CA
36 Month Savings Certificate
1.95%
$0
Rate1.92%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Fox Federal Credit Union New York, NY
3 Year Certificate
1.61%
$0
Rate1.60%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

South Bay Credit Union Redondo Beach, WA
Share Certificate Accounts and IRA Share Certificates 36 month
0.80%
$0
Rate0.80%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Arrowhead Central Credit Union Yucaipa, CA
36 Month Share Certificate
0.65%
$100,000
Rate0.00%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

El Dorado Savings Bank Twain Harte, NV
Jumbo Certificates of Deposit 3 year
0.60%
$99,000
Rate0.60%
Min Deposit$99,000
UpdatedMarch 9, 2026
Details

No additional details available.

Bakersfield City Employees Federal Credit Union Bakersfield, CA
36 Month Certificate
0.50%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$1,000.00 - $9,999.99

Universal Bank West Covina, CA
3 Year Term
0.40%
$0
Rate0.40%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

OneUnited Bank Los Angeles, CA
UNITY 3 Year CD
0.30%
$0
Rate0.30%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Inland Federal Credit Union Salt Lake City, UT
36-Month Certificate
0.05%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Premier One Credit Union Sunnyvale, CA
48-month IRA Traditional & Roth Share Certificates
3.75%
$1,000
Rate3.93%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

LBS Financial Credit Union Westminster, CA
IRA Certificates - Bronze Minimum 48 month
3.70%
$0
Rate3.63%
Min Deposit$0
UpdatedMarch 10, 2026
Details

$100

Bay Federal Credit Union Watsonville, CA
4-Year Certificate
3.67%
$0
Rate3.60%
Min Deposit$0
UpdatedMarch 3, 2026
Details

$100,000+

County Schools Federal Credit Union Ventura, CA
48-Month Share Certificate
3.65%
$0
Rate3.58%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Partners Federal Credit Union Orlando, FL
Traditional/Roth IRA Mini-Jumbo Certificate 48-Month
3.60%
$0
Rate3.54%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to open & earn dividends: $50,000

SRI Federal Credit Union Mountain View, CA
4 Year Regular Certificate
3.56%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

AltaOne Federal Credit Union Tehachapi, CA
Term Share and Traditional, Roth & SEP IRA Certificates 48 Month
3.51%
$0
Rate3.45%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Hanscom Federal Credit Union Campbell, CA
48 Month Term Certificates
3.50%
$0
Rate3.44%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to Open $1,000.00

Educational Employees Credit Union Visalia, CA
IRA Certificates 4 Year
3.45%
$0
Rate3.40%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Heritage Community Credit Union Sacramento, CA
IRA Share Certificates 4 Year
3.44%
$0
Rate3.39%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

EverBank San Rafael, CA
3.40%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

SESLOC Federal Credit Union Santa Maria, CA
Certificate 4 year
3.35%
$0
Rate3.30%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

Together Credit Union Van Nuys, CA
Member Merits (Gold1) Certificate of Deposit 48 Month Certificate
3.30%
$0
Rate3.25%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Inova Federal Credit Union Berkeley, CA
4 Year Certificate
3.25%
$200
Rate3.20%
Min Deposit$200
UpdatedMarch 10, 2026
Details

No additional details available.

Justice Federal Credit Union Los Angeles, CA
Traditional IRA and Roth IRA Certificate 48 month
3.21%
$100,000
Rate3.17%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Southland Credit Union Santa Monica, CA
Jumbo Term Share Certificates & IRA Share Certificates 4 Year
3.20%
$100,000
Rate3.15%
Min Deposit$100,000
UpdatedMarch 12, 2026
Details

No additional details available.

California Community Credit Union Sacramento, CA
48 Month Term Account Dividend
3.10%
$0
Rate3.07%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

ValleyDirect Los Angeles, CA
48-Month Certificate of Deposit
3.05%
$500
Rate0.00%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

Camino Federal Credit Union Montebello, CA
48 month Certificates and IRAs
3.04%
$0
Rate3.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Premier America Credit Union Woodland Hills, TX
48-Month Certificate
3.00%
$0
Rate2.96%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

East County Schools Federal Credit Union Menlo Park, CA
48 Month Certificate
2.99%
$10,000
Rate2.95%
Min Deposit$10,000
UpdatedMarch 9, 2026
Details

No additional details available.

Baxter Credit Union Santa Ana, CA
Standard CDs 48-month term
2.90%
$0
Rate2.86%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Nuvision Federal Credit Union Wasilla, WY
4-Year Certificate
2.85%
$100,000
Rate2.81%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Carolinas Telco Federal Credit Union San Diego, CA
IRA Certificate Accounts 48 month
2.78%
$500
Rate2.75%
Min Deposit$500
UpdatedMarch 9, 2026
Details

No additional details available.

Media City Credit Union Burbank, CA
48 MONTH IRA CERTIFICATE
2.75%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

The Police Credit Union San Mateo, CA
4 Year Certificate
2.53%
$0
Rate2.50%
Min Deposit$0
UpdatedMarch 5, 2026
Details

No additional details available.

Delta Schools Federal Credit Union Liberty Lake, WA
4 Year CD
2.52%
$0
Rate2.49%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$1,000 Min.

Americas Christian Credit Union Glendora, CA
48 Month IRA
2.50%
$500
Rate2.48%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

FFB Bank Fresno, CA
48 Month CD
2.43%
$1,000
Rate2.40%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

Dow Great Western Credit Union Walnut Creek, CA
4-Year Certificate
2.22%
$0
Rate2.20%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Shell Western States Federal Credit Union Martinez, CA
48-Month Certificate of Deposit
2.07%
$0
Rate2.05%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

UNCLE Credit Union TRACY, CA
48 Month Share Certificate
2.04%
$0
Rate2.02%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

City First Bank. N.A. Los Angeles, CA
48 Month CD
2.00%
$1,000
Rate1.98%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

SLO Credit Union San Luis Obispo, CA
48 MONTH CERTIFICATE
1.81%
$100
Rate0.00%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

Fox Federal Credit Union New York, NY
4 Year Certificate
1.71%
$0
Rate1.70%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Arrowhead Central Credit Union Yucaipa, CA
48 Month Share Certificate
1.00%
$100,000
Rate0.00%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

South Bay Credit Union Redondo Beach, WA
Share Certificate Accounts and IRA Share Certificates 48 month
0.90%
$0
Rate0.90%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Bakersfield City Employees Federal Credit Union Bakersfield, CA
48-Month Certificate
0.60%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$1,000.00 - $9,999.99

Inland Federal Credit Union Salt Lake City, UT
48-Month Certificate
0.05%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Institution
Product
APY
Min Deposit
Profile
Premier One Credit Union Sunnyvale, CA
60-month IRA Traditional & Roth Share Certificates
3.75%
$1,000
Rate4.17%
Min Deposit$1,000
UpdatedMarch 11, 2026
Details

No additional details available.

Partners Federal Credit Union Orlando, FL
Traditional/Roth IRA Jumbo Certificate 60-Month
3.70%
$0
Rate3.63%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to open & earn dividends: $100,000

AltaOne Federal Credit Union Tehachapi, CA
Term Share and Traditional, Roth & SEP IRA Certificates 60 Month
3.61%
$0
Rate3.55%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union St Augustine, VA
IRA Savings 60 Month
3.60%
$0
Rate3.55%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Inland Valley Federal Credit Union Fontana, CA
5 YEAR CERTIFICATE
3.59%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

The Golden 1 Credit Union Yuba City, CA
60 Month Term Savings Certificate Account
3.55%
$500
Rate3.49%
Min Deposit$500
UpdatedMarch 10, 2026
Details

No additional details available.

Educational Employees Credit Union Visalia, CA
IRA Certificates 5 Year
3.51%
$0
Rate3.45%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

Hanscom Federal Credit Union Campbell, CA
60 Month Term Certificates
3.50%
$0
Rate3.44%
Min Deposit$0
UpdatedMarch 10, 2026
Details

Minimum to Open $1,000.00

UMe Federal Credit Union Burbank, CA
IRA Certificates (CD) with 60 month term
3.45%
$0
Rate3.40%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Heritage Community Credit Union Sacramento, CA
IRA Share Certificates 5 Year
3.44%
$0
Rate3.39%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

EverBank San Rafael, CA
3.5-Year Bump Rate CD
3.40%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 10, 2026
Details

No additional details available.

SESLOC Federal Credit Union Santa Maria, CA
Certificate 5 year
3.35%
$0
Rate3.30%
Min Deposit$0
UpdatedMarch 11, 2026
Details

No additional details available.

East County Schools Federal Credit Union Menlo Park, CA
60 Month Certificate
3.30%
$50,000
Rate3.25%
Min Deposit$50,000
UpdatedMarch 9, 2026
Details

No additional details available.

Nuvision Federal Credit Union Wasilla, WY
5-Year Certificate
3.25%
$100,000
Rate3.20%
Min Deposit$100,000
UpdatedMarch 2, 2026
Details

No additional details available.

Justice Federal Credit Union Los Angeles, CA
Traditional IRA and Roth IRA Certificate 60 month
3.21%
$100,000
Rate3.17%
Min Deposit$100,000
UpdatedMarch 10, 2026
Details

No additional details available.

Interfaith Federal Credit Union Rapid City, TN
60-Mo Trad/Roth IRA CD
3.20%
$2,500
Rate3.15%
Min Deposit$2,500
UpdatedMarch 2, 2026
Details

No additional details available.

Together Credit Union Van Nuys, CA
Member Merits (Gold1) Certificate of Deposit 60 Month Variable Rate Certificate 1
3.15%
$0
Rate3.11%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Camino Federal Credit Union Montebello, CA
60 month Certificates and IRAs
3.14%
$0
Rate3.10%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Baxter Credit Union Santa Ana, CA
Standard CDs 60-month term
3.10%
$0
Rate3.06%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Actors Federal Credit Union North Hollywood, CA
60-Month Certificate
3.04%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$500 minimum balance required; No monthly fee

Inova Federal Credit Union Berkeley, CA
Step Up Certificates 5 Year
3.00%
$200
Rate2.96%
Min Deposit$200
UpdatedMarch 10, 2026
Details

No additional details available.

Yolo Federal Credit Union Woodland, CA
Certificate Rate 60 month term
2.80%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

The Police Credit Union San Mateo, CA
5 Year Certificate
2.63%
$0
Rate2.60%
Min Deposit$0
UpdatedMarch 5, 2026
Details

No additional details available.

Delta Schools Federal Credit Union Liberty Lake, WA
5 Year CD
2.62%
$0
Rate2.59%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$1,000 Min.

FFB Bank Fresno, CA
60 Month CD
2.53%
$1,000
Rate2.50%
Min Deposit$1,000
UpdatedMarch 10, 2026
Details

No additional details available.

City First Bank. N.A. Los Angeles, CA
60 Month CD
2.50%
$1,000
Rate2.47%
Min Deposit$1,000
UpdatedMarch 9, 2026
Details

No additional details available.

Americas Christian Credit Union Glendora, CA
60 Month IRA
2.25%
$500
Rate2.23%
Min Deposit$500
UpdatedMarch 12, 2026
Details

No additional details available.

UNCLE Credit Union TRACY, CA
60 Month Share Certificate
2.15%
$0
Rate2.13%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

Dow Great Western Credit Union Walnut Creek, CA
5-Year Certificate
2.12%
$0
Rate2.10%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Compass Community Credit Union Eureka, CA
60-Month Term Share Certificate
2.02%
$0
Rate2.00%
Min Deposit$0
UpdatedMarch 12, 2026
Details

No additional details available.

SLO Credit Union San Luis Obispo, CA
60 MONTH CERTIFICATE
1.81%
$100
Rate0.00%
Min Deposit$100
UpdatedMarch 9, 2026
Details

No additional details available.

FirstBank (Colorado) Palm Desert, CA
5 Year Time Deposit
1.80%
$0
Rate1.78%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Shell Western States Federal Credit Union Martinez, CA
IRA Certificates 60-Month
1.46%
$0
Rate1.45%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

Arrowhead Central Credit Union Yucaipa, CA
60 Month Share Certificate
1.35%
$100,000
Rate0.00%
Min Deposit$100,000
UpdatedMarch 9, 2026
Details

No additional details available.

El Dorado Savings Bank Twain Harte, NV
Jumbo Certificates of Deposit 5 year
1.00%
$99,000
Rate1.00%
Min Deposit$99,000
UpdatedMarch 9, 2026
Details

No additional details available.

Bakersfield City Employees Federal Credit Union Bakersfield, CA
60-Month Certificate
0.85%
$0
Rate0.00%
Min Deposit$0
UpdatedMarch 9, 2026
Details

$1,000.00 - $9,999.99

Central State Credit Union Stockton, CA
60 Month Certificate
0.50%
$0
Rate0.50%
Min Deposit$0
UpdatedMarch 9, 2026
Details

No additional details available.

CD Rates reflect actual verified offers from banks and credit unions actively accepting deposits in this area. Your final approved rate will depend on your deposit amount and eligibility. Last Updated and Verified: March 10, 2026

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal, please contact us here.

California Jumbo CD Rates

Jumbo CD rates in California are usually higher than standard California CD rates because they require a larger opening deposit. While regular CDs can often be opened with minimal funds, California jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in California and the surrounding area reward this larger commitment with premium CD rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured.

California Credit Union CD Rates

When comparing California CD rates from credit unions make sure to choose a California credit union that has deposits insured by the National Credit Union Administration (NCUA). This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Cities in California

Cities in California Acampo Acton Adelanto Adin Agoura Hills Aguanga Ahwahnee Alameda Alamo Albany Albion Alderpoint Alhambra Aliso Viejo Alleghany Alpaugh Alpine Alta Alta Loma Altadena Altaville Alturas Alviso Amador City Amboy American Canyon Anaheim Anderson Angels Camp Angelus Oaks Angwin Annapolis Antelope Antioch Anza Apple Valley Applegate Aptos Arbuckle Arcadia Arcata Armona Arnold Aromas Arroyo Grande Artesia Artois Arvin Atascadero Atherton Atwater Atwood Auberry Auburn Avalon Avenal Avery Avila Beach Azusa Badger Baker Bakersfield Baldwin Park Ballico Bangor Banning Banta Bard Barstow Bass Lake Bayside Beale AFB Beaumont Beckwourth Belden Bell Bell Gardens Bella Vista Bellflower Belmont Belvedere Tiburon Ben Lomond Benicia Benton Berkeley Berry Creek Bethel Island Beverly Hills Bieber Big Bar Big Bear City Big Bear Lake Big Bend Big Creek Big Oak Flat Big Pine Big Sur Biggs Biola Birds Landing Bishop Blairsden-Graeagle Blocksburg Bloomington Blue Jay Blue Lake Blythe Bodega Bodega Bay Bodfish Bolinas Bonita Bonsall Boonville Boron Borrego Springs Boulder Creek Boulevard Boyes Hot Springs Bradley Brandeis Branscomb Brawley Brea Brentwood Bridgeport Bridgeville Brisbane Brookdale Brooks Browns Valley Brownsville Bryn Mawr Buellton Buena Park Burbank Burlingame Burney Burnt Ranch Burrel Burson Butte City Buttonwillow Byron Cabazon Calabasas Calexico Caliente California City California Hot Springs Calimesa Calipatria Calistoga Callahan Calpella Calpine Camarillo Cambria Camino Camp Meeker Camp Nelson Camp Pendleton Campbell Campo Campo Seco Camptonville Canby Canoga Park Cantil Cantua Creek Canyon Canyon Country Canyondam Capay Capistrano Beach Capitola Cardiff By The Sea Carlotta Carlsbad Carmel Carmel Valley Carmichael Carnelian Bay Carpinteria Carson Caruthers Casmalia Caspar Cassel Castaic Castella Castro Valley Castroville Cathedral City Catheys Valley Cayucos Cazadero Cedar Glen Cedar Ridge Cedarpines Park Cedarville Ceres Cerritos Challenge Chatsworth Chester Chicago Park Chico Chilcoot Chinese Camp Chino Chino Hills Chowchilla Chualar Chula Vista Cima Citrus Heights City Of Industry Claremont Clarksburg Clayton Clearlake Clearlake Oaks Clearlake Park Clements Clio Clipper Mills Cloverdale Clovis Coachella Coalinga Coarsegold Cobb Coleville Colfax College City Coloma Colton Columbia Colusa Comptche Compton Concord Cool Copperopolis Corcoran Corning Corona Corona Del Mar Coronado Corte Madera Costa Mesa Cotati Cottonwood Coulterville Courtland Covelo Covina Coyote Crescent City Crescent Mills Cressey Crest Park Crestline Creston Crockett Crows Landing Culver City Cupertino Cutler Cutten Cypress Daggett Daly City Dana Point Danville Dardanelle Darwin Davenport Davis Davis Creek Death Valley Deer Park Del Mar Del Rey Delano Delhi Denair Descanso Desert Center Desert Hot Springs Diablo Diamond Bar Diamond Springs Dillon Beach Dinuba Dixon Dobbins Dorris Dos Palos Dos Rios Douglas City Douglas Flat Downey Downieville Doyle Drytown Duarte Dublin Ducor Dulzura Duncans Mills Dunlap Dunnigan Dunsmuir Durham Dutch Flat Eagleville Earlimart Earp East Irvine Echo Lake Edison Edwards El Cajon El Centro El Cerrito El Dorado El Dorado Hills El Granada El Macero El Monte El Nido El Portal El Segundo El Sobrante El Verano Eldridge Elk Elk Creek Elk Grove Elmira Elverta Emeryville Emigrant Gap Empire Encinitas Encino Escalon Escondido Esparto Essex Etna Eureka Exeter Fair Oaks Fairfax Fairfield Fall River Mills Fallbrook Farmersville Farmington Fawnskin Feather Falls Fellows Felton Ferndale Fiddletown Fields Landing Fillmore Finley Firebaugh Fish Camp Five Points Floriston Flournoy Folsom Fontana Foothill Ranch Forbestown Forest Falls Forest Knolls Forest Ranch Foresthill Forestville Forks Of Salmon Fort Bidwell Fort Bragg Fort Dick Fort Irwin Fort Jones Fortuna Foster City Fountain Valley Fowler Frazier Park Freedom Fremont French Camp French Gulch Fresno Friant Fullerton Fulton Galt Garberville Garden Grove Garden Valley Gardena Gasquet Gazelle Georgetown Gerber Geyserville Gilroy Glen Ellen Glencoe Glendale Glendora Glenhaven Glenn Glennville Gold Run Goleta Gonzales Goodyears Bar Goshen Granada Hills Grand Terrace Granite Bay Grass Valley Graton Green Valley Lake Greenbrae Greenfield Greenview Greenville Greenwood Grenada Gridley Grimes Grizzly Flats Groveland Grover Beach Guadalupe Gualala Guasti Guatay Guerneville Guinda Gustine Hacienda Heights Half Moon Bay Hamilton City Hanford Happy Camp Harbor City Harmony Hat Creek Hathaway Pines Hawaiian Gardens Hawthorne Hayfork Hayward Healdsburg Heber Helendale Helm Hemet Herald Hercules Herlong Hermosa Beach Hesperia Hickman Highland Hilmar Hinkley Hollister Holt Holtville Holy City Homeland Homewood Honeydew Hood Hoopa Hopland Hornbrook Hornitos Hughson Hume Huntington Beach Huntington Park Huron Hyampom Hydesville Idyllwild Igo Imperial Imperial Beach Independence Indian Wells Indio Inglewood Inverness Inyokern Ione Irvine Isleton Ivanhoe Jackson Jacumba Jamestown Jamul Janesville Jenner Johannesburg Jolon Joshua Tree Julian Junction City June Lake Kaweah Keeler Keene Kelseyville Kentfield Kenwood Kerman Kernville Kettleman City Keyes King City Kings Beach Kings Canyon National Pk Kingsburg Kirkwood Kit Carson Klamath Klamath River Kneeland Knights Landing Knightsen Korbel Kyburz La Canada Flintridge La Crescenta La Grange La Habra La Honda La Jolla La Mesa La Mirada La Palma La Presa La Puente La Quinta La Verne Ladera Ranch Lafayette Laguna Beach Laguna Hills Laguna Niguel Lagunitas Lake Arrowhead Lake City Lake Elsinore Lake Forest Lake Hughes Lake Isabella Lake of the Woods Lakehead Lakeport Lakeshore Lakeside Lakewood Lamont Lancaster Landers Larkspur Lathrop Laton Lawndale Laytonville Le Grand Lebec Lee Vining Leggett Lemon Cove Lemon Grove Lemoore Lewiston Likely Lincoln Lincoln Acres Linden Lindsay Litchfield Little Lake Littleriver Littlerock Live Oak Livermore Livingston Llano Lockeford Lockwood Lodi Loleta Loma Linda Loma Mar Lomita Lompoc Lone Pine Long Barn Long Beach Lookout Loomis Los Alamitos Los Alamos Los Altos Los Angeles Los Banos Los Gatos Los Molinos Los Olivos Los Osos Lost Hills Lotus Lower Lake Loyalton Lucerne Lucerne Valley Ludlow Lynwood Lyoth Lytle Creek Macdoel Mad River Madeline Madera Madison Magalia Malibu Mammoth Lakes Manchester Manhattan Beach Manteca Manton March Air Force Base Maricopa Marina Marina Del Rey Mariposa Markleeville Marshall Martell Martinez Marysville Mather Maxwell Maywood Mcarthur Mcclellan AFB Mccloud McFarland Mckinleyville McKittrick Meadow Valley Meadow Vista Mecca Mendocino Mendota Menifee Menlo Park Mentone Merced Meridian Mi Wuk Village Middletown Midpines Midway City Milford Mill Creek Mill Valley Millbrae Millville Milpitas Mineral Mira Loma Miramonte Miranda Mission Hills Mission Viejo Moccasin Modesto Mojave Mokelumne Hill Mono Hot Springs Monrovia Montague Montara Montclair Monte Rio Montebello Monterey Monterey Park Montgomery Creek Montrose Moorpark Moraga Moreno Valley Morgan Hill Morongo Valley Morro Bay Moss Beach Moss Landing Mount Aukum Mount Hamilton Mount Hermon Mount Laguna Mount Shasta Mount Wilson Mountain Center Mountain Pass Mountain Ranch Mountain View Mt Baldy Murphys Murrieta Myers Flat Napa National City Navarro Needles Nelson Nevada City New Almaden New Cuyama New Pine Creek Newark Newberry Springs Newbury Park Newcastle Newhall Newman Newport Beach Newport Coast Nicasio Nice Nicolaus Niland Nipomo Nipton Norco Norden North Fork North Highlands North Hills North Hollywood North Palm Springs North San Juan Northridge Norwalk Novato Nubieber Nuevo O Neals Oak Park Oak Run Oak View Oakdale Oakhurst Oakland Oakley Oakville Obrien Occidental Oceano Oceanside Ocotillo Ojai Olancha Old Station Olema Olivehurst Olympic Valley Ontario Onyx Orange Orange Cove Orangevale Oregon House Orick Orinda Orland Orleans Oro Grande Orosi Oroville Oxnard Pacific Grove Pacific Palisades Pacifica Pacoima Paicines Pala Palermo Palm Desert Palm Springs Palmdale Palo Alto Palo Cedro Palo Verde Palomar Mountain Palos Verdes Peninsula Panorama City Paradise Paramount Parker Dam Parlier Pasadena Paskenta Paso Robles Patterson Patton Pauma Valley Paynes Creek Pearblossom Pebble Beach Penn Valley Penngrove Penryn Perris Pescadero Petaluma Petrolia Phelan Phillipsville Philo Pico Rivera Piedmont Piedra Piercy Pilot Hill Pine Grove Pine Valley Pinecrest Pinole Pinon Hills Pioneer Pioneertown Piru Pismo Beach Pittsburg Pixley Placentia Placerville Planada Platina Playa Del Rey Pleasant Grove Pleasant Hill Pleasanton Plymouth Point Arena Point Mugu Nawc Point Reyes Station Pollock Pines Pomona Pope Valley Port Costa Port Hueneme Port Hueneme Cbc Base Porterville Portola Portola Valley Posey Potrero Potter Valley Poway Prather Princeton Proberta Quincy Rackerby Rail Road Flat Raisin Ramona Ranchita Rancho Cordova Rancho Cucamonga Rancho Mirage Rancho Palos Verdes Rancho Santa Fe Rancho Santa Margarita Randsburg Ravendale Raymond Red Bluff Red Mountain Redcrest Redding Redlands Redondo Beach Redway Redwood City Redwood Estates Redwood Valley Reedley Represa Rescue Reseda Rialto Richgrove Richmond Richvale Ridgecrest Rimforest Rio Dell Rio Linda Rio Nido Rio Oso Rio Vista Ripon River Pines Riverbank Riverdale Riverside Robbins Rocklin Rodeo Rohnert Park Rosamond Rosemead Roseville Ross Rough And Ready Round Mountain Rowland Heights Rumsey Running Springs Rutherford Ryde Sacramento Saint Helena Salida Salinas Salton City Salyer Samoa San Andreas San Anselmo San Ardo San Bernardino San Bruno San Carlos San Clemente San Diego San Dimas San Fernando San Francisco San Gabriel San Geronimo San Gregorio San Jacinto San Joaquin San Jose San Juan Bautista San Juan Capistrano San Leandro San Lorenzo San Lucas San Luis Obispo San Luis Rey San Marcos San Marino San Martin San Mateo San Miguel San Pablo San Pedro San Quentin San Rafael San Ramon San Simeon San Ysidro Sanger Santa Ana Santa Barbara Santa 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How to Find the Best CD in California

  1. 1
    Compare APY
    The APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
  2. 2
    Check Minimums
    Some high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
  3. 3
    Review Penalties
    CDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
  4. 4
    Verify Insurance
    Ensure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.

Frequently Asked Questions for California

Below is a list of the top current CD rates available for California:
Home Bank of California3.05% APY (18-Month CD)
Home Bank of California3.05% APY (12-Month CD)
1st Northern California Credit Union3.00% APY (6-Month CD)
1st Northern California Credit Union3.00% APY (12-Month CD)
1st Northern California Credit Union2.90% APY (24-Month CD)
Home Bank of California2.64% APY (24-Month CD)
1st Northern California Credit Union2.63% APY (18-Month CD)
Home Bank of California2.18% APY (60-Month CD)
Home Bank of California2.13% APY (48-Month CD)
Home Bank of California2.08% APY (36-Month CD)
Last Updated and Verified: March 10, 2026
Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.
Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.
Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.