Encinitas, California CD Rates

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CD Rates in Encinitas, California :

Encinitas, CA Certificate of Deposit Search and compare Encinitas, CA CD rates from banks and credit unions. Our CD interest rate tables for Encinitas, CA include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Encinitas, CA or by zip code. Once you have entered your search criteria a list of the highest Encinitas, CA CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.

Encinitas, California Bank CD Rates

When comparing bank CD rates in Encinitas, CA make sure to choose a Encinitas, CA bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in Encinitas, CA banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.

Best CD Rates in Encinitas, California October 14, 2024

Bank
Product
APY
Min Dep
Citi
Citi
109 N El Camino Real Ste 5
Encinitas, CA 92024
24-Month CD
2.00%
$500
Comerica
Comerica
110 S El Camino Real
Encinitas, CA 92024
24-Month CD
0.10%
$1
U.S. Bank
U.S. Bank
1074 N El Camino Real
Encinitas, CA 92024
24-Month CD
0.05%
$500
Bank of America
Bank of America
1340 Encinitas Blvd
Encinitas, CA 92024
24-Month CD
0.03%
$1,000
Chase Bank
Chase Bank
105 N El Camino Real
Encinitas, CA 92024
24-Month CD
0.01%
$1,000
Community Commerce Bank
Community Commerce Bank
358 W Foothill Blvd
Claremont, CA 91711
24-Month CD
4.28%
$10,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
26440 La Alameda Ste 100
Mission Viejo, CA 92691
24-Month CD
4.20%
$500
LendingClub
LendingClub
595 Market St Ste 200
San Francisco, CA 94105
24-Month CD
4.15%
$2,500
Beal Bank USA
Beal Bank USA
2381 Fair Oaks Bouleard Suite 8
Sacramento, CA 95825
24-Month CD
4.15%
$1,000
Beal Bank
Beal Bank
8880 Rio San Diego Dr Ste 103
San Diego, CA 92108
24-Month CD
4.15%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
234 Balsam St
Ridgecrest, CA 93555
24-Month CD
4.00%
$1,000
State Bank of India US
State Bank of India US
707 Wilshire Blvd Ste 2900
Los Angeles, CA 90017
24-Month CD
4.00%
$1,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
9494 Miramar Rd
San Diego, CA 92126
24-Month CD
3.75%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
2607 7th St Ste A
Berkeley, CA 94710
24-Month CD
3.75%
$200
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
865 Amena Ct
Chula Vista, CA 91910
24-Month CD
3.75%
$10,000
1st United Credit Union
1st United Credit Union
5901 Gibraltar Dr
Pleasanton, CA 94588
24-Month CD
3.75%
$250
Murphy Bank
Murphy Bank
5180 N Palm Ave
Fresno, CA 93704
24-Month CD (Jumbo)
3.65%
$10,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
87 W Alexander Ave
Merced, CA 95348
24-Month CD
3.50%
$1,000
Murphy Bank
Murphy Bank
5180 N Palm Ave
Fresno, CA 93704
24-Month CD
3.50%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
8945 Cal Center Dr
Sacramento, CA 95826
24-Month CD
3.50%
$500
ValleyDirect
ValleyDirect
2000 University Ave Ste 605
East Palo Alto, CA 94303
24-Month CD
3.45%
$500
HSBC Bank USA
HSBC Bank USA
445 N Bedford Dr
Beverly Hills, CA 90210
24-Month CD (Online)
3.25%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
14600 Aviation Blvd
Hawthorne, CA 90250
24-Month CD
3.20%
$1
Nuvision Federal Credit Union
Nuvision Federal Credit Union
7812 Edinger Ave
Huntington Beach, CA 92647
24-Month CD
2.90%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
1111 Pine St
Martinez, CA 94553
24-Month CD
2.89%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
630 W Duarte Rd
Arcadia, CA 91007
24-Month CD
2.60%
$25,000
Home Bank of California
Home Bank of California
4493 Ruffin Rd
San Diego, CA 92123
24-Month CD
2.53%
$10,000
BluPeak Credit Union
BluPeak Credit Union
10120 Pacific Heights Blvd Ste 100
San Diego, CA 92121
24-Month CD
2.00%
$1,000
BAC Community Bank
BAC Community Bank
517 East Weber Avenue
Stockton, CA 95202
24-Month CD
2.00%
$2,500
Fremont Bank
Fremont Bank
39005 Fremont Hub Ste 341
Fremont, CA 94538
24-Month CD
1.25%
$2,500
HTLF Bank
HTLF Bank
5371 State Highway 49 N
Mariposa, CA 95338
24-Month CD
0.60%
$1,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
451 Aviation Blvd
Santa Rosa, CA 95403
24-Month CD
0.60%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
6570 Magnolia Ave
Riverside, CA 92506
24-Month CD
0.48%
$1,000
Universal Bank
Universal Bank
3455 S Nogales St 2nd Floor
West Covina, CA 91792
24-Month CD
0.40%
$1,000
Metropolitan Bank
Metropolitan Bank
250 E 18th St
Oakland, CA 94606
24-Month CD
0.30%
$2,500
OneUnited Bank
OneUnited Bank
3683 Crenshaw Blvd
Los Angeles, CA 90016
24-Month CD
0.30%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
1625 Douglas Blvd
Roseville, CA 95661
24-Month CD
0.20%
$1,000
Axos Bank
Axos Bank
4350 La Jolla Village Dr Ste 140
San Diego, CA 92122
24-Month CD
0.20%
$1,000
Montecito Bank & Trust
Montecito Bank & Trust
1000 State St
Santa Barbara, CA 93101
24-Month CD
0.15%
$1,000
First Citizens Bank
First Citizens Bank
160 Bovet Rd
San Mateo, CA 94402
24-Month CD
0.05%
$500
PNC Bank
PNC Bank
202 N Hunter St
Stockton, CA 95202
24-Month CD
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.



Encinitas, California Jumbo CD Rates

Jumbo CD rates in Encinitas, California are usually higher than regular Encinitas, CA CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some Encinitas, California banks and Encinitas, California credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.

Encinitas, California Credit Union CD Rates

When comparing Encinitas, CA CD rates from credit unions make sure to choose a Encinitas, CA credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in Encinitas, CA credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.


Encinitas FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

FDIC Cert #3510
1340 Encinitas Boulevard, Encinitas, CA 92024

California Bank & Trust

FDIC Cert #20852
135 Saxony Road, Encinitas, CA 92024

California Community Bank

FDIC Cert #57533
851 S Coast Highway 101 Ste 300, Encinitas, CA 92024

Citibank, National Association

FDIC Cert #7213
113-A North El Camino Real, Encinitas, CA 92024

Comerica Bank

FDIC Cert #983
110 S. El Camino Real, Encinitas, CA 92024

First California Bank

FDIC Cert #22819
191 N El Camino Real, Suite 202, Encinitas, CA 92024

JPMorgan Chase Bank, National Association

FDIC Cert #628
105 North El Camino Real, Encinitas, CA 92024

San Diego Trust Bank

FDIC Cert #57608
781 Garden View Court, Suite 100, Encinitas, CA 92024

Sunwest Bank

FDIC Cert #20164
499 N. El Camino Real, Suite C-100, Encinitas, CA 92024

U.S. Bank National Association

FDIC Cert #6548
1074 North El Camino Real, Encinitas, CA 92024

U.S. Bank National Association

FDIC Cert #6548
131 N El Camino Real, Encinitas, CA 92024

U.S. Bank National Association

FDIC Cert #6548
485 Santa Fe Drive, Encinitas, CA 92024

Union Bank, National Association

FDIC Cert #22826
200 D Street, Encinitas, CA 92024

Union Bank, National Association

FDIC Cert #22826
247 North El Camino Real, Encinitas, CA 92024

Wells Fargo Bank, National Association

FDIC Cert #3511
1048 North El Camino Real, Encinitas, CA 92024

Wells Fargo Bank, National Association

FDIC Cert #3511
262 North El Camino Real, Encinitas, CA 92024

Wells Fargo Bank, National Association

FDIC Cert #3511
276a N El Camino Real, Encinitas, CA 92024

Wells Fargo Bank, National Association

FDIC Cert #3511
277 North El Camino Real, Encinitas, CA 92024

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