Capital One 360 CD rates are very competitive for an online bank and blow traditional brick and mortar bank CD rates right out the water. The current CD rates offered by Capital One Bank range from 3.30% APY for a 3-month term to 4.40% APY for a 60-month term.
There is no minimum opening deposit when opening a CD with Capital One Bank. The bank also offers the option to withdraw funds before maturity, however, this may result in a penalty.
Capital One CD Rates
9 Months 3.30% APY
A certificate of deposit (CD) is a type of savings account offered by banks and financial institutions, including Capital One Bank. CDs offer a fixed interest rate for a set period of time, known as the term, and are generally considered a low-risk investment option. Capital One Bank offers a range of CD options, each with its own set of rates and terms.
One of the key benefits of a CD is that it offers a fixed interest rate, which means that the rate will not change during the term of the CD. This makes it an attractive option for individuals looking for a stable investment with a guaranteed return. CDs also offer higher interest rates than traditional savings accounts, providing an opportunity for savers to earn more on their deposited funds.
Capital One Bank has a history of over 30 years, it was founded in 1988 as a credit card company and later on expanded to banking and lending services. The bank is known for its innovative products and services, including its 360 Performance Savings account, which offers a high-yield interest rate and no fees.
In addition to CDs, Capital One Bank also offers a range of other financial products and services, such as checking and savings accounts, credit cards, auto loans, and mortgages. The bank also provides a variety of digital tools and resources, including mobile banking and online account management, to help customers manage their accounts and achieve their financial goals.
In conclusion, a CD is a low-risk investment option that offers a fixed interest rate and a guaranteed return. Capital One Bank offers a range of CD options with competitive rates and terms. It’s important to consider the length of the term, the minimum deposit and any penalties associated with early withdrawal before opening a CD account. Additionally, Capital One Bank has a history of over 80 years and offers a range of financial products and services, as well as digital tools and resources to help customers manage their accounts and achieve their financial goals.
Alliant Credit Union is a not-for-profit financial institution that offers a variety of financial products and services to its members. One of the products offered by Alliant Credit Union is a certificate of deposit (CD). A CD is a savings account that allows members to deposit a fixed amount of money for a specific period of time, typically ranging from a few months to several years. In return for committing their money for a set period, members can earn a higher interest rate than they would on a traditional savings account.
Alliant Credit Union currently offers a range of CD options with varying terms and interest rates. The minimum deposit for a CD account is $1,000 and the maximum deposit varies depending on the type of CD account. The interest rate on a CD can be fixed or variable, and the term of the CD can range from 12-months to 5 years.
Current CD Rates from Alliant Credit Union
12-month to 17-month CD 4.60%
You can compare Alliant CD rates with the best CD rates listed on MonitorBankRates.
One of the most popular CD options offered by Alliant, which also has the highest CD rate is the 12-month term CD. This option has a minimum deposit of $1,000 and an annual percentage yield (APY) of 4.60%. This APY is subject to change and is based on the credit union’s evaluation of market conditions.
Another popular option is the 36-month term CD. This option has a minimum deposit of $1,000 and also has a APY of 4.60%. This APY is also subject to change and is based on the credit union’s evaluation of market conditions.
Alliant also offers a 60-month term CD. This option has a minimum deposit of $1,000 and an APY of 4.25%. This APY is subject to change and is based on the credit union’s evaluation of market conditions.
Alliant also offers a Jumbo CD option which requires a minimum deposit of $95,000 and has a 60-month term. The APY for this option is currently 0.45%.
The Credit Union also offers a special option of the “Add-on” CD, which allows members to make additional deposits to the CD account at any time during the term. This option is available for terms of 12, 24, 36 and 60 months with the same minimum deposit of $1,000 and the same APY as the standard CD option.
Alliant Credit Union’s CD rates are generally competitive with other financial institutions. It is important to note that the rates are subject to change and may fluctuate based on market conditions. Before opening a CD account, members should research and compare the rates and terms of other financial institutions to ensure they are getting the best deal possible.
When opening a CD account with Alliant Credit Union, members should also be aware of the early withdrawal penalties. If a member withdraws money from the CD account before the maturity date, they will be subject to a penalty. The exact amount of the penalty will depend on the term of the CD and the amount of money withdrawn.
In conclusion, Alliant Credit Union offers a variety of CD options with competitive rates and terms. Members should research and compare the rates and terms of other financial institutions before opening a CD account. Additionally, members should be aware of the early withdrawal penalties associated with CD accounts. Overall, CD accounts can be a great way for members to save money and earn a higher interest rate than they would on a traditional savings account.
Chase Bank CD rates on the bank’s 2-year certificate of deposit are currently at 1.95 percent with an 1.97% APY. These 2 year-CD rates at Chase Bank are one of the best CD rates available from a big national bank. In order to earn this high rate, you have to deposit a minimum of $10,000, depositing less than $10k, will get you a paltry rate of 0.02 percent.
Chase Bank 2-Year CD Summary
Chase Bank Best 2-Year CD Rate
Having a 2-year CD rate of 1.95% with an APY of 1.97%, makes Chase Bank 2-Year CD Rates one of the best 2-year rates around. Depending on the CD term, you can have your CD interest paid monthly, quarterly, semi-annually or annually and at maturity.
Capital One CD rates are definitely some of the best CD rates available from any online bank. The current 12-month CD is at 1.75% and the current 18-month CD is at 2.50%. These CD rates from Capital One are well above the national average rates. You can view a complete list of Capital One rates below.
Captial One CD Summary
Capital One Best CD Rates
As you can see from the list of Captial One CD rates above, the highest CD rate is at 2.90% APY for the 5-year CD. The best overall CD rate for the term is the bank’s 6-month CD at 0.75% APY. The reason why that rate is the best is because CD rates are moving higher, don’t lock your funds into a long-term CD right now.
Sallie Mae Bank CD rates are currently at 2.00 percent for the bank’s 12-month certificate of deposit, 2.20 percent for the 15-month CD and 2.40 percent for the 18-month CD. These shorter-term CD rates are very competitive when compared to other online bank CD rates and traditional bank brick and mortar CD rates.
Besides these certificates of deposit, Sallie Mae Bank also offers several other CD terms and CD rates listed below.
Sallie Mae Bank CD Summary
Sallie Bank Bank CD rates are some of the best CD rates currently available and considerably higher than the current national average rates.
Sallie Mae Bank Best CD Rates
As you can see from the CD rates listed above, Sallie Mae Bank’s best CD rate is the 5-year CD with a rate of 2.80 percent.
I would say the best CD rate for the term is the 6-month rate of 1.50 percent. The reason why the 6-month rate is the best CD rate is because rates are moving higher and will continue to move higher in 2022. Don’t lock your money up in a long-term rate right now, wait until rates peak later this year or early into 2023 before locking in your funds in a long-term CD.
LendingClub Bank CD rates are currently the same for all the bank’s certificates of deposit. LendingClub is offering certificates of deposit with terms ranging from 3 months to 5 years, all with a current CD rate of 0.10 percent and a yield of 0.10 percent. The minimum opening balance for CD terms of 3 months, 6 months and 9 months is $1,000, while the minimum for longer term CDs is only $500.
LendingClub CD Summary
LendingClub Bank History
You probably heard of Lending Club because they are a Fintech company that provides personal loans. This past year, Lending Club acquired Radis Bank which became LendingClub Bank.
LendingClub CD Account Conclusion
LendingClub offers several certificates of deposit to choose from, all with the same current interest rate. LendingClub is also offering a savings account that has a interest rate six times the current CD rate. The current LendingClub saving rate is at 0.60 percent with a yield of 0.60 percent, the minimum opening deposit is $2,500. In conclusion, it makes more sense to open a savings account with LendingClub then a CD account right now. You get a better interest rate and your money is locked-up in a CD. On the other hand, the savings rate can be changed at anytime and the trend for rates is lower these days. You can view our list of Current CD rates to get the best rates today.
CIT Bank CD rates are very competitive when compared to other online CD rates. For example, current 12-month CD rates at CIT Bank are at 1.80 percent. Today’s national average 12-month CD rate is considerably lower at 0.48 percent. Want to lock into a longer-term certificate of deposit with a slightly higher rate? 18-month CD rates from CIT Bank are at 1.85 percent. If you’re looking for a shorter-term certificate of deposit 6-month CD rates from CIT Bank are currently at 0.72 percent. The current national average rate is less than half at 0.34 percent.
To get the best deal on a certificate of deposit search for and compare online CD rates with CIT Bank CD Rates.
TD Bank CD rates are competitive on the bank’s Rate Bump certificates of deposit but the same can’t be said for Standard CD rates from TD Bank. For example, 6-month CD rates on Rate Bump certificates of deposit are at 1.35 percent for account balances of $100,000 or more. 6-month CD rates on Standard certificates of deposit are only at 0.25 percent for account balances of $100,000 or more. Not to mention the fact that a deposit $100k or more is a jumbo account, so you usually get a higher jumbo rate.
CD rates from TD Bank are tiered and based on the deposit amount, the higher the deposit the higher the CD rate. This is the case for both Rate Bump and Standard certificates of deposit. There are only 3 CD terms available from TD Bank, 6-months, 9-months, and, 12-months.
TD Bank CD Rates
Rate Bump CD Rates
Standard CD Rates
First Republic Bank CD rates are currently some of the highest CD rates available today. The best deal for your money is on First Republic Bank’s 8-month CD rate at 1.98 percent with an APY of 2.00 percent. Other CD rates from First Republic Bank include a 5-month CD rate of 1.73 percent with an APY of 1.75 percent. 60-month CD rates are also at 1.73 percent with an APY of 1.75 percent. 30-day CD rates are at 0.15 percent with an APY of 0.15 percent. 18-month CD rates are at 1.54 percent with an APY of 1.55 percent. The minimum opening balance for all CD accounts at First Republic Bank is $10,000.
CD Rates at First Republic Bank
Frost Bank CD rates on short-term certificates of deposit are some of the best CD rates currently available. Both regular and jumbo CD rates at Frost Bank are competitive right now. The highest CD rates from Frost Bank are on 12-month jumbo certificates of deposit at 1.58 percent with an APY of 1.60 percent. Frost Bank has been in business since 1868 when T.C. Frost started the bank in the back of a small mercantile store in San Antonio, Texas. The highest CD rate on a regular CD account is also on the 12-month term at 1.43 percent with an APY of 1.45 percent. The minimum opening deposit for regular CD account is $1,000 and jumbo CD accounts have a minimum of $100,000. Compare online CD rates with Frost Bank CD rates.
CD Rates Frost Bank
Regular CD Rates
Jumbo CD Rates
CD CalculatorsCD Ladder Calculator
Recent CD Rate Articles
Sallie Mae Bank CD Rates: 2.00% APY 12-Month CD, 2.20% APY 15-Month CD, 2.40% APY 18-Month CD (Nationwide)