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Marcus by Goldman Sachs is a digital bank that offers a range of financial products, including certificates of deposit (CDs) with very good CD rates. The best CD rate at Marcus for the term right now is on Marcus’ 18-month CD at 4.75 percent APY.

Marcus offers many different CD terms, regular CD terms range from 6-months to 6-years, plus Marcus also offers 3 different terms on the bank’s no penalty CD product. The bank’s CD rates are competitive for online CD rates and way above traditional brick and mortar bank rates which is to be expected,

Marcus CD Rates

7-Month no penalty 0.45% APY
11-Month no penalty 0.35% APY
13-Month no penalty 3.85% APY
6-Month CD 3.75% APY
9-Month CD 3.95% APY
12-Month CD 4.40% APY
18-Month CD 4.75% APY
2-Year CD 4.25% APY
3-Year CD 4.00% APY
5-Year CD 3.80% APY
6-Year CD 3.70% APY

Open a Marcus CD Account

Marcus Bank History

Marcus by Goldman Sachs was launched in 2016 as a digital consumer bank, which aims to provide customers with better savings and loan products. The bank is a division of Goldman Sachs, which is a leading global investment bank and financial services company. Goldman Sachs has a long history dating back to 1869, and it has become one of the most well-known and respected financial institutions in the world.

One of the benefits of opening a CD account with Marcus by Goldman Sachs is only a $500 minimum deposit required to open a CD account, and the bank offers easy account management online. The bank’s CDs are FDIC-insured, which means that deposits are insured up to $250,000 per depositor, per account.

Overall, Marcus by Goldman Sachs is a great option for those looking for a high-yielding CD account. The bank’s competitive CD rates and variety of CD terms make it a solid choice for both short-term and long-term savings goals. Additionally, the bank’s history and partnership with Goldman Sachs make it a reputable and secure choice for depositors.

It’s worth noting that Marcus by Goldman Sachs CD rates are subject to change and may fluctuate, so it’s important for customers to check the bank’s website https://www.marcus.com/us/en/savings/high-yield-cds/cd-rates for the most current CD rates before opening an account.

 
Author: Brian McKay
January 27th, 2023
Posted in: CD Rates from Banks

Barclays offers a variety of certificate of deposit (CD) options with very competitive rates if you’re looking for a low-risk, fixed-income investment. Currently, 12-month CD rates are at 4.25 percent APY, that’s one of the best 12-month CD rates available these days.

Barclays CD rates range from 4.25 percent APY for a 12-month term, to 4.30 percent APY for a 5-year term. The terms available for CDs at Barclays include 12 months, 18 months, 2 years, 3 years, 4 years, and 5 years.

Barclays Bank CD Rates

12 Month-CD Rate 4.16% APY 4.25%
18 Month-CD Rate 4.21% APY 4.30%
24 Month-CD Rate 4.26% APY 4.35%
36 Month-CD Rate 4.21% APY 4.30%
48 Month-CD Rate 4.21% APY 4.30%
60 Month-CD Rate 4.21% APY 4.30%

Open a Barclays CD Account

Barclays Bank History

In addition to offering competitive CD rates, Barclays has a rich history dating back to the 17th century. The bank was founded in London in 1690 and has grown to become a global financial services provider, with operations in over 50 countries. In recent years, Barclays has been known for its investment banking and credit card services, as well as its focus on digital banking and innovation.

One of the most significant moments in the history of Barclays was when it became the first British bank to open a branch in Africa in the early 20th century. Over the years, the bank has expanded its operations in Africa, becoming one of the largest banks on the continent.

Barclays has also been a leading player in the financial technology (fintech) space, with its innovation arm, Barclays Accelerator, providing support and resources to startups in the fintech industry.

In summary, Barclays offers a range of CD options with competitive rates and terms. The bank has a long and rich history dating back to the 17th century, with a focus on global expansion and innovation. By visiting https://www.banking.barclaysus.com/online-cds.html, you can find more information about the CD rates, terms and the history of Barclays.

 
Author: Brian McKay
January 26th, 2023
Posted in: CD Rates from Banks

Ally Bank offers a range of certificate of deposit (CD) rates and terms to meet the needs of its customers. These rates and terms are subject to change, so it is important to check the bank’s website or speak with a representative for the most up-to-date information.

The current CD rates offered by Ally Bank include:

  • 3-month CD rate: 2.00% APY (annual percentage yield)
  • 6-month CD rate: 3.40% APY
  • 12-month CD rate: 4.25% APY
  • 18-month CD rate: 4.25% APY
  • 36-month CD rate: 4.35% APY
  • 60-month CD rate: 4.35% APY

These rates are generally higher than those offered by traditional brick-and-mortar banks, making Ally Bank a competitive choice for customers looking to invest their money in a CD. Additionally, Ally Bank does not charge any monthly maintenance fees on its CDs, which can help customers save money in the long run.

One of the main benefits of investing in a CD is the guaranteed return on investment. Unlike other investment options such as stocks or mutual funds, CDs offer a fixed rate of return that is guaranteed by the bank. This can provide peace of mind for customers who are looking for a safe, low-risk investment option.

Another advantage of investing in a CD is the ability to earn a higher rate of return than a traditional savings account. This is because CDs require customers to invest their money for a set period of time, usually several months or years. In exchange for this commitment, the bank offers a higher rate of return than it would on a savings account.

When it comes to the term of a CD, customers have a range of options to choose from. Short-term CDs, such as the 3 or 6 month options offered by Ally Bank, are ideal for customers who need access to their money in the near future. On the other hand, longer-term CDs, such as the 60 month option, can provide a higher rate of return but require customers to lock up their money for a longer period of time.

It’s worth noting that Ally Bank also offers a Raise Your Rate CD, which allows customers to adjust their rate once during the term of their CD, if the Ally Bank’s rate for that term goes up. The Raise Your Rate CD for a 2-year and 4-year CD is at 3.30%.

In summary, Ally Bank offers a range of CD rates and terms that can meet the needs of its customers. The bank’s CD rates are generally higher than those offered by traditional brick-and-mortar banks, and it does not charge any monthly maintenance fees or penalties for early withdrawal. By investing in a CD, customers can earn a guaranteed return on investment and potentially earn a higher rate of return than a traditional savings account. With a range of term options available, customers can choose a CD that best meets their investment goals and needs.

 
Author: Brian McKay
January 21st, 2023
Posted in: CD Rates from Banks

BrioDirect CD rates on the bank’s 12-month term CD is competitive right now, the current CD rate is 1.80% APY. This promotional rate is one of the best CD rates on a 12-month CD. This promo CD rate is only available when you open a new account with BrioDirect. Besides this 12-month CD rate, BrioDirect is also offering several other CD terms, some with some of the highest rates around.

BrioDirect CD Summary

  • 30-Day 0.05%
  • 3-Month 0.25%
  • 5-Month 0.15%
  • 9-Month 0.30%
  • 12-Month 0.45%
  • 12-Month Promo 1.80%
  • 18-Month 1.35%
  • 24-Month 2.30%
  • 30-Month 0.45%
  • 36-Month 2.45%
  • 48-Month 0.45%
  • 60-Month 0.45%

BrioDirect Best CD Rates

Looking at the CD rates from BrioDirect, it doesn’t take a rocket scientist to see the best CD rate for the CD term is the 12-month promotional rate.

Conclusion

You’re probably asking yourself, why is BrioDirect offering some CDs with competitive rates and some with CDs with horrible rates. I’ve asked myself that same question and don’t have an answer. Why would anyone open a 30-month CD at 0.45% when they can open an 18-month CD at 1.35% or a 36-month CD at 2.45%? I would also stick to short term CDs or even savings accounts because interest rates are moving higher, don’t lock into an intermediate or long-term CD while rates are moving higher.

 
Author: Brian McKay
July 1st, 2022
Posted in: CD Rates from Banks

WoodForest National Bank CD RatesWoodforest National Bank CD rates are competitive with traditional brick and mortar bank CD rates, but not competitive with online CD rates. For example, current 1-year CD rates at Woodforest National Bank are at 0.75 percent, while a big national bank has 12-month rates are at 0.02 percent. The best CD rates available online on 12-month certificates of deposit are at 2.15%. As you can see, to get the highest CD rates available, you need to compare rates. Other CD rates from Woodforest National Bank include a 5-year rate at 0.96 percent and on the short end a 1-month rate of 0.10 percent.

Woodforest National Bank CD Rates

  • 1-month 0.10%
  • 3-month 0.20%
  • 6-month 0.30%
  • 1 year 0.75%
  • 2 year 0.81%
  • 3 year 0.86%
  • 4 year 0.91%
  • 5 year 0.96%

Always compare CD rates online to get the best deal for your money.

 
Author: Brian McKay
March 7th, 2020
Posted in: CD Rates from Banks

First City Bank CD RatesFirst City Bank CD rates are competitive on the banks regular and IRA certificates of deposit. The best CD rates at First City Bank are currently on the bank’s regular certificates of deposit. For example, regular 12-month CD rates from First City Bank are at 1.40 percent while 12-month IRA rates are only at 1.10 percent. Below are complete lists of First City Bank CD rates.

Regular CD Rates from First City Bank

  • CD Term        CD Yield
  • 30-89 Days     0.26%
  • 90-179 Days    0.50%
  • 180-364 Days  1.00%
  • 12-17 Months   1.40%
  • 18-23 Months  1.50%
  • 24-29 Months  1.60%
  • 30-35 Months  1.35%
  • 36-47 Months  1.70%
  • 48-59 Months  1.80%
  • 60 Months        1.90%

IRA CD Rates from First City Bank

  • CD Term                      CD Yield
  • 12 Month Variable        1.10%
  • 12 Month Fixed-Rate   1.10%
  • 24 Month Fixed-Rate   1.16%

To get the highest CD rates available compare rates online with CD rates from First City Bank.

 
Author: Brian McKay
January 28th, 2020
Posted in: CD Rates from Banks

Peoples National Bank CD RatesPeoples National Bank CD rates are very competitive right now and the bank has many CD terms to choose from. CD rates at Peoples National Bank are tiered and based on the deposit amount. Of course the higher the deposit amount the higher the CD rate. CD rates from Peoples National Bank are offered on certificates of deposit with terms between 1 month and 60 months. The highest CD rates from Peoples National Bank are at 1.61 percent on 60-month CD accounts with a deposit of $100,00o or more. The lowest CD rate is at 0.23 percent on CD terms of 1 month or 2 months with a deposit amount of $500 to $9,999.99.

Peoples National Bank CD Rates

  • 13 Month $500+ 1.30%
  • 25 Month $500+ 1.60%
  • 36 Month Trade-Up $500+ 1.25%
  • 48 Month Trade-Up $500+ 1.35%
  • 60 Month Trade-Up $500+ 1.45%
  • 10 Month 3 in 1 $500 – $9,999.99 0.15%
  • 10 Month 3 in 1 $10,000 – $24,999.99 0.20%
  • 10 Month 3 in 1 $25,000+ 0.25%

Trade Up CD account option is available one-time during the initial CD term. Trade Up rate option is based upon the published rate for the remaining term of the original CD excluding specials.

With the 3 in 1 CD account, you may add funds at any time, make penalty-free withdrawals, and your CD yield increases as your balance builds.

  • 1 – 2 Month $500 – $9,999.99 0.23%
  • 1 – 2 Month $10,000 – $99,999.99 0.26%
  • 1 – 2 Month $100,000+ 0.31%
  • 3 – 5 Month $500 – $9,999.99 0.23%
  • 3 – 5 Month $10,000 – $99,999.99 0.32%
  • 3 – 5 Month  $100,000+ 0.33%
  • 6 – 11 Month $500 – $9,999.99 0.36%
  • 6 – 11 Month $10,000 – $99,999.99 0.43%
  • 6 – 11 Month $100,000+ 0.47%
  • 12 – 17 Month $500 – $9,999.99 0.39%
  • 12 – 17 Month $10,000 – $99,999.99 0.45%
  • 12 – 17 Month $100,000+ 0.51%
  • 18 – 23 Month $500 – $9,999.99 0.47%
  • 18 – 23 Month $10,000 – $99,999.99 0.51%
  • 18 – 23 Month $100,000+ 0.56%
  • 24 – 35 Month $500 – $9,999.99 0.61%
  • 24 – 35 Month $10,000 – $99,999.99 0.71%
  • 24 – 35 Month  $100,000+ 0.81%
  • 36 – 47 Month $500 – $9,999.99 0.96%
  • 36 – 47 Month $10,000 – $99,999.99 1.11%
  • 36 – 47 Month $100,000+ 1.21%
  • 48 – 59 Month $500 – $9,999.99 1.11%
  • 48 – 59 Month $10,000 – $99,999.99 1.31%
  • 48 – 59 Month $100,000+ 1.41%
  • 60+ Month $500 – $9,999.99 1.26%
  • 60+ Month $10,000 – $99,999.99 1.51%
  • 60+ Month $100,000+ 1.61%

To get the best CD rates available today, compare online rates with Peoples National Bank CD Rates.

 

 
Author: Brian McKay
January 5th, 2020
Posted in: CD Rates from Banks

Broadway Bank CD RatesBroadway Bank CD rates on the bank’s limited time offer certificates of deposit are competitive right now. Limited time 12-month CD rates at Broadway Bank are currently at 1.65 percent with an APY of 1.66 percent. If you’re looking for a slightly longer-term certificate of deposit, 24-month CD rates from Broadway Bank are at 1.74 percent with an APY of 1.76 percent. The minimum opening deposit for a limited time CD account is $1,000. See how online CD rates compare with Broadway Bank CD rates.

CD Rates Broadway Bank

Regular CD Rates

  • 3-Month 0.20%
  • 4-Month 0.30%
  • 6-Month 1.40%
  • 12-Month 1.56%
  • 18-Month 1.61%
  • 24-Month 1.76%
  • 24-Month Step Up 1.76%
  • 36-Month 1.91%
  • 48-Month 1.96%
  • 60-Month 2.02%

Jumbo CD Rates

  • 3-Month 0.20%
  • 4-Month 0.30%
  • 6-Month 1.40%
  • 12-Month 1.66%
  • 18-Month 1.61%
  • 24-Month 1.76%
  • 24-Month Step Up 1.76%
  • 36-Month 1.91%
  • 48-Month 1.96%
  • 60-Month 2.02%

The minimum opening deposit for a regular CD account is $1,000, and the minimum for a jumbo CD account is $90,000. To get the highest CD rates available search for and compare rates online with Broadway Bank CD Rates.

 
Author: Brian McKay
December 14th, 2019
Posted in: CD Rates from Banks

First Republic CD RatesFirst Republic CD rates are competitive right now, particularly on the bank’s special certificates of deposit which have some of the best CD rates available today. 5-month special CD rates at First Republic are currently at 1.73 percent with an APY of 1.75 percent. 8-month special CD rates from First Republic are at 1.98 percent with an APY of 2.00 percent. The minimum opening deposit for all CD accounts at First Republic is $10,000. To get the highest CD rates today, compare online CD rates with First Republic CD rates.

CD Rates from First Republic

  • 30 Day 0.15%
  •  6 Months 0.85%
  •  8 Month Liquid 0.50%
  •  12 Month 1.34% 1.35%
  •  18 Month 1.54% 1.55%
  •  2 Year 1.64% 1.65%
  •  3 Year 1.69% 1.70%
  •  4 Year 1.69% 1.70%
  •  5 Year 1.73% 1.75%
  •  6 Year 1.73% 1.75%

Search for and compare CD rates online at CDRates.MonitorBankRates.com.

 
Author: Brian McKay
December 6th, 2019
Posted in: CD Rates from Banks

SunTrust CD RatesSunTrust CD rates are very competitive right now. Current 12-month and 18-month CD rates at SunTrust are at 1.59 percent with an APY of 1.60 percent. 6-month and 24-month CD rates from SunTrust are slightly lower at 1.49 percent with an APY of 1.50 percent.

The minimum opening deposit for a certificate of deposit is $2,000. The maximum deposit allowed at SunTrust is $1 million per client. To get the best CD rates available today, compare online CD rates with SunTrust CD rates.

CD Rates at SunTrust

Term Rate Yield
6 Month 1.49% 1.50%
12 Month 1.59% 1.60%
18 Month 1.59% 1.60%
24 Month 1.49% 1.50%

To get the highest CD rates available today, compare other bank’s CD rates with SunTrust CD Rates

 
Author: Brian McKay
December 4th, 2019
Posted in: CD Rates from Banks