CD Rates in District Of Columbia, – March 2026

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District Of Columbia, Category CD Rates

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Brian McKay

CD Rates in District Of Columbia, Category :

Search and compare District Of Columbia, CD rates from banks and credit unions. Our CD interest rate tables for District Of Columbia, include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in District Of Columbia, or by zip code. Once you have entered your search criteria a list of the highest District Of Columbia, CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return. .

Current District Of Columbia, Category CD Rates

No featured rates currently available for sentences.

Find the best CD rates in District Of Columbia, today. Our real-time rate table below compares offers from top lenders to help you grow your savings. Whether you are looking for a short-term certificate or a long-term investment in , comparing APYs is the best way to maximize your earnings.

The following rates reflect recent market quotes and representative offers available to depositors in District Of Columbia, Category and the surrounding area. Actual CD rates may vary by financial institution and market conditions. Last Updated and Verified: March 7, 2026

CD Rates in District Of Columbia, and Area

No rates found for 3 Months in District Of Columbia, currently.

No rates found for 6 Months in District Of Columbia, currently.

No rates found for 12 Months in District Of Columbia, currently.

No rates found for 18 Months in District Of Columbia, currently.

No rates found for 24 Months in District Of Columbia, currently.

No rates found for 36 Months in District Of Columbia, currently.

No rates found for 48 Months in District Of Columbia, currently.

No rates found for 60 Months in District Of Columbia, currently.

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

District Of Columbia, Category Jumbo CD Rates

Jumbo CD rates in District Of Columbia, Category are usually higher than standard District Of Columbia, CD rates because they require a larger opening deposit.While regular CDs can often be opened with minimal funds, District Of Columbia, Category jumbo certificates of deposit typically require a minimum opening balance of $100,000. Banks and credit unions in District Of Columbia, Category and the surrounding area reward this larger commitment with premium cd rates that can significantly outperform standard savings or money market accounts. When opening these larger accounts, it is important to verify that your funds remain within FDIC or NCUA limits to ensure your principal is fully insured

District Of Columbia, Category Credit Union CD Rates

When comparing District Of Columbia, CD rates from credit unions make sure to choose a District Of Columbia, credit union that has deposits insured by the National Credit Union Administration (NCUA).This federal protection covers both your principal investment and any interest you have earned up to the limit, ensuring your savings remain safe even in the unlikely event of a credit union failure.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for District Of Columbia, Category directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions' own digital properties and manually verifying the yields daily, we ensure that every CD rate displayed on cdrates.monitorbankrates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in District Of Columbia, Category. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized certificate of deposit rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield CDs from large national institutions available to savers nationwide.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update CD rates daily. Because certificate of deposit rates can fluctuate rapidly based on market conditions, every single CD product listed on our platform features its own specific "last updated" date. This gives you absolute transparency into exactly when that specific yield was confirmed.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions in District Of Columbia, Category. It is always advisable to check with the specific financial institution's official website for the most current offers and terms.

District Of Columbia, Rates & Resources

District Of Columbia, Category Savings Rates

District Of Columbia, Category Mortgage Rates

Banks in District Of Columbia,

District Of Columbia FDIC Insured Banks

There are no FDIC insured banks in District Of Columbia

How to Find the Best CD in District Of Columbia, Category

Compare APYThe APY determines how much interest you will earn. Always look for the highest APY to maximize your earnings over the CD term.
Check MinimumsSome high-yield CDs require a larger initial deposit (e.g. $1,000 or $5,000). Ensure you can meet these minimums.
Review PenaltiesCDs lock your money for a set term. If you withdraw early, you may face penalties (often 3-6 months of interest).
Verify InsuranceEnsure your money is safe. Banks should be FDIC insured, and Credit Unions should be NCUA insured up to $250,000.

Frequently Asked Questions for District Of Columbia, Category

What are the current CD rates in District Of Columbia, Category? ▼

Below is a list of the top current CD rates available for District Of Columbia, Category:

Neffs National Bank4.50% APY (12-Month CD)

ACMG Federal Credit Union4.35% APY (12-Month CD)

Centinel Bank of Taos4.35% APY (12-Month CD)

MCT Credit Union4.34% APY (12-Month CD)

Mid-America Bank4.30% APY (12-Month CD (Jumbo))

Mid-America Bank4.30% APY (60-Month CD (Jumbo))

GTE Financial Credit Union4.28% APY (12-Month CD (Jumbo))

Lake Elmo Bank4.27% APY (9-Month CD (Add-vantage))

IAM Federal Credit Union4.25% APY (12-Month CD)

America First Federal Credit Union4.20% APY (60-Month CD)

Last Updated and Verified: March 7, 2026

CD rates shown are recent from the last updated date. Current CD rates may vary.

Are CD rates fixed? ▼

Yes, typically CD rates are fixed for the entire term (e.g. 1 year, 5 years). This protects you if market rates drop, but means you won't benefit if rates rise.

Is my money safe in a CD? ▼

Yes, as long as the bank is FDIC insured or the credit union is NCUA insured, your deposit is protected up to $250,000.

Can I add money to a CD? ▼

Usually, no. Standard CDs require a one-time deposit at opening. To add more funds later, you would typically need to open a new CD.