CD Rates | Compare the Best CD Rates at Banks and Credit Unions

Compare the best CD rates at banks and credit unions. Listed below are the best banks CD rates and the highest credit union CD rates. The list of CD rates below are for a 1 year CDs. Change the search to display the CD rates for any certificate of deposit term.

CIT Bank CD RatesCIT Bank CD rates are very competitive when compared to other online CD rates. For example, current 12-month CD rates at CIT Bank are at 1.80 percent. Today’s national average 12-month CD rate is considerably lower at 0.48 percent. Want to lock into a longer-term certificate of deposit with a slightly higher rate? 18-month CD rates from CIT Bank are at 1.85 percent. If you’re looking for a shorter-term certificate of deposit 6-month CD rates from CIT Bank are currently at 0.72 percent. The current national average rate is less than half at 0.34 percent.

To get the best deal on a certificate of deposit search for and compare online CD rates with CIT Bank CD Rates.

 
Author: Brian McKay
February 9th, 2020
Posted in: CD Rates

TD Bank CD Rates Compare Rate Bump and Standard CDsTD Bank CD rates are competitive on the bank’s Rate Bump certificates of deposit but the same can’t be said for Standard CD rates from TD Bank. For example, 6-month CD rates on Rate Bump certificates of deposit are at 1.35 percent for account balances of $100,000 or more. 6-month CD rates on Standard certificates of deposit are only at 0.25 percent for account balances of $100,000 or more. Not to mention the fact that a deposit $100k or more is a jumbo account, so you usually get a higher jumbo rate.

CD rates from TD Bank are tiered and based on the deposit amount, the higher the deposit the higher the CD rate. This is the case for both Rate Bump and Standard certificates of deposit. There are only 3 CD terms available from TD Bank, 6-months, 9-months, and, 12-months.

TD Bank CD Rates

Rate Bump CD Rates

  • 6 Month 1.00% – Bal $250.00 – $9,999.99
  • 6 Month 1.10% – Bal $10,000 – $49,999.99
  • 6 Month 1.15% – Bal $50,000 – $99,999.99
  • 6 Month 1.35% – Bal %100,000+
  • 9 Month 1.00% – Bal $250.00 – $9,999.99
  • 9 Month 1.00% – Bal $10,000 – $49,999.99
  • 9 Month 1.00% – Bal $50,000 – $99,999.99
  • 9 Month 1.00% – Bal %100,000+
  • 12 Month 1.00% – Bal $250.00 – $9,999.99
  • 12 Month 1.00% – Bal $10,000 – $49,999.99
  • 12 Month 1.00% – Bal $50,000 – $99,999.99
  • 12 Month 1.00% – Bal %100,000+

Standard CD Rates

  • 6 Month 0.15% – Bal $250.00 – $9,999.99
  • 6 Month 0.20% – Bal $10,000 – $49,999.99
  • 6 Month 0.20% – Bal $50,000 – $99,999.99
  • 6 Month 0.25% – Bal %100,000+
  • 9 Month 0.20% – Bal $250.00 – $9,999.99
  • 9 Month 0.25% – Bal $10,000 – $49,999.99
  • 9 Month 0.25% – Bal $50,000 – $99,999.99
  • 9 Month 0.30% – Bal %100,000+
  • 12 Month 0.25% – Bal $250.00 – $9,999.99
  • 12 Month 0.30% – Bal $10,000 – $49,999.99
  • 12 Month 0.30% – Bal $50,000 – $99,999.99
  • 12 Month 0.35% – Bal %100,000+

To get the best CD rates compare online CD rates with TD Bank CD rates.

 
Author: Brian McKay
January 14th, 2020
Posted in: CD Rates

First Republic Bank CD RatesFirst Republic Bank CD rates are currently some of the highest CD rates available today. The best deal for your money is on First Republic Bank’s 8-month CD rate at 1.98 percent with an APY of 2.00 percent. Other CD rates from First Republic Bank include a 5-month CD rate of 1.73 percent with an APY of 1.75 percent. 60-month CD rates are also at 1.73 percent with an APY of 1.75 percent. 30-day CD rates are at 0.15 percent with an APY of 0.15 percent. 18-month CD rates are at 1.54 percent with an APY of 1.55 percent. The minimum opening balance for all CD accounts at First Republic Bank is $10,000.

CD Rates at First Republic Bank

  • 6 Year 1.75%
  • 5 Year 1.75%
  • 4 Year 1.70%
  • 3 Year 1.70%
  • 2 Year 1.65%
  • 18 Month 1.55%
  • 12 Month 1.35%
  • 8 Month Special 2.00%
  • 6 Month 0.85%
  • 5 Month Special 1.75%
  • 3 Month 0.60%

To get the highest CD rates search for and compare online CD rates with First Republic Bank CD rates.

 

 
Author: Brian McKay
December 26th, 2019
Posted in: CD Rates

Frost Bank CD RatesFrost Bank CD rates on short-term certificates of deposit are some of the best CD rates currently available. Both regular and jumbo CD rates at Frost Bank are competitive right now. The highest CD rates from Frost Bank are on 12-month jumbo certificates of deposit at 1.58 percent with an APY of 1.60 percent. Frost Bank has been in business since 1868 when T.C. Frost started the bank in the back of a small mercantile store in San Antonio, Texas. The highest CD rate on a regular CD account is also on the 12-month term at 1.43 percent with an APY of 1.45 percent. The minimum opening deposit for regular CD account is $1,000 and jumbo CD accounts have a minimum of $100,000. Compare online CD rates with Frost Bank CD rates.

CD Rates Frost Bank

Regular CD Rates

  • 90 Days 1.00%
  • 180 Days 1.25%
  • 12 Months 1.45%
  • 24 Months 1.40%

Jumbo CD Rates

  • 14 Days 0.25%
  • 30 Days 0.25%
  • 60 Days 0.25%
  • 90 Days 1.15%
  • 180 Days 1.35%
  • 12 Months 1.60%
  • 24 Months 1.55%

To get the best CD rates, compare online CD rates with Frost Bank CD rates.

 

 

 
Author: Brian McKay
December 18th, 2019
Posted in: CD Rates

CD Rates December 11, 2019Average CD rates for December 11, 2019, are slightly lower compared to last week while the best CD rates on our rate list remain unchanged. Current average 12-month CD rates declined to 1.92 percent, down from last week’s average 12-month CD rate of 1.93 percent. The best 12 month CD rates on the rate list, from Live Oak Bank and Barclays, remain at 2.13 percent with an APY of 2.15 percent.

6-month CD rates are currently averaging 1.26 percent, a decline from last week’s average 6-month CD rate of 1.27 percent. The highest CD rates on 6-month certificates of deposit are at 1.84 percent with an APY of 1.85 percent from Goldwater Bank. To get the best deal on a certificate of deposit, be sure to compare bank CD rates online.

December 10, 2019 Average CD Rates

  • 3-Month 0.77%
  • 6-Month 1.26%
  • 12-Month 1.92%
  • 24-Month 1.94%
  • 60-Month 2.03%

December 10, 2019 Best CD Rates

  • 3-Month 1.65% MyBankingDirect
  •  6-Month 1.85% Goldwater Bank
  • 12-Month 2.15% Live Oak Bank and Barclays
  • 24-Month 2.15% Live Oak Bank and Sallie Mae
  • 36-Month 2.15% Live Oak Bank, Sallie Mae, TIAA Bank, and Citizens Access
  • 48-Month 2.20% Live Oak, TIAA Bank, and Citizens Access
  • 60-Month 2.25% Northpointe Bank, Synchrony Bank, Live Oak, and Citizens Access

To get the highest CD rates on a certificate of deposit, search for and compare online CD rates today.

 
Author: Brian McKay
December 11th, 2019
Posted in: CD Rates

Synchrony Bank CD RatesSynchrony Bank CD rates are consistently in the top tier of online CD rates available and that remains true today. For an online bank like Synchrony Bank to always offer some of the best CD rates around is rather remarkable considering Synchrony Bank was spun off from GE Capital over 5 years ago. Prior to becoming a separate publicly traded company, Synchrony Bank was part of GE capital for over 80 years financing consumer purchases through credit cards.

The shortest certificate of deposit term and lowest CD rate from Synchrony Bank is the 3-month account currently at 0.75 percent. The longest CD term and highest CD rate at Synchrony Bank is the 5-year account at 2.23 percent with an APY of 2.25 percent. The minimum opening deposit for all CD accounts is $2,000. To make sure you are getting the best deal compare online CD rates with Synchrony Bank CD rates.

CD Rates Synchrony Bank

Term Yield
3-month 0.75%
6-month 1.00%
9-month 1.25%
12-month 2.00%
13-month 2.00%
14-month 2.00%
15-month 2.00%
18-month 2.05%
24-month 2.10%
36-month 2.10%
48-month 2.15%
60-month 2.25%

To get the best CD rates available compare online CD rates with Synchrony Bank CD rates.

 
Author: Brian McKay
December 8th, 2019
Posted in: CD Rates

Addition Financial CD RatesAddition Financial CD rates were recently increased on both short term and long term certificates of deposit. The best CD rates from Addition Financial are on 5-year certificates of deposit at 2.05 percent with an APY of 2.07 percent. 1-year to 23-month CD rates from Addition Financial are currently at 1.00 percent with an APY of 1.00 percent. 3-month to 5-month CD rates at Addition Financial currently have the lowest rate at 0.20 percent. All CD accounts have a minimum opening deposit of only $1,000.

CD Rates from Addition Financial

3-5 Month Certificate $1,000 0.20% 0.20%
6-11 Month Certificate $1,000 0.55% 0.55%
12-23 Month Certificate $1,000 1.00% 1.00%
24-29 Month Certificate $1,000 1.31% 1.30%
30-35 Month Certificate $1,000 1.31% 1.30%
36-47 Month Certificate $1,000 1.51% 1.50%
48-59 Month Certificate $1,000 1.76% 1.75%
60 Month Certificate $1,000 2.07% 2.05%
 
Author: Brian McKay
December 4th, 2019
Posted in: CD Rates

First Citizens Bank CD RatesFirst Citizens Bank CD rate on the bank’s 11 month certificate of deposit is one of the highest CD rates available for a term less than 1 year. Current 11 month CD rates at First Citizens Bank are at 1.25 percent with an APY of 1.26 percent. The minimum opening balance to earn this special rate and yield is $25,000. Other CD rates from First Citizens Bank are not as good as the 11 month special rate, in fact the rates are rather low. 6 month CD rates are only yielding 0.10 percent and the highest overall CD rate is the bank’s 4 year rate at 0.45 percent.

 
Author: Brian McKay
October 13th, 2019
Posted in: CD Rates

New York Community Bank CD RatesNew York Community Bank’s CD rates on two short term certificates of deposit are very competitive. 5 month CD rates from New York Community Bank are at 2.00 percent APY and their 5 month CD rate is higher than many other banks’ 12 month CD rates. The minimum opening deposit for a 5 month CD account from New York Community Bank is $2,500. Current 11 month CD rates from NYCB are slightly higher at 2.10 percent with a minimum opening deposit of only $500.

To get the best deal on a certificate of deposit, see how other banks’ CD rates compare with New York Community Bank CD rates at CDRates.MonitorBankRates.com.

 
Author: Brian McKay
October 6th, 2019
Posted in: CD Rates

Citizens Access CD RatesCitizens Access CD rates for their online certificates of deposit are some of the best CD rates available right now. Citizens Access’ best combination of CD rate and term is the bank’s 6 month CD, which currently has a rate of 1.74 percent with an APY of 1.75 percent. The 6 month CD Rate at Citizens Access is currently better than many 12 month online CD rates available from other banks. Other short-term rates include the 18 month CD rate at 2.22 percent with an APY of 2.25 percent. The highest CD rate at Citizens Access is on the 60 month CD at 2.42 percent with an APY of 2.45 percent. The minimum opening deposit is $5,000.

Here is a complete list of Citizens Access CD rates.

  •  6 month 1.75%
  • 18 month 2.25%
  • 2 year 2.30%
  • 3 year 2.35%
  • 4 year 2.40%
  • 5 year 2.45%
 
Author: Brian McKay
September 23rd, 2019
Posted in: CD Rates