CD Rates | Compare the Best CD Rates at Banks and Credit Unions
Compare the best CD rates at banks and credit unions. Listed below are the best banks CD rates and the highest credit union CD rates. The list of CD rates below are for a 1 year CDs. Change the search to display the CD rates for any certificate of deposit term.
Chase Bank CD rates on the bank’s 2-year certificate of deposit are currently at 1.95 percent with an 1.97% APY. These 2 year-CD rates at Chase Bank are one of the best CD rates available from a big national bank. In order to earn this high rate, you have to deposit a minimum of $10,000, depositing less than $10k, will get you a paltry rate of 0.02 percent.
Chase Bank 2-Year CD Summary
Chase Bank Best 2-Year CD Rate
Having a 2-year CD rate of 1.95% with an APY of 1.97%, makes Chase Bank 2-Year CD Rates one of the best 2-year rates around. Depending on the CD term, you can have your CD interest paid monthly, quarterly, semi-annually or annually and at maturity.
Capital One CD rates are definitely some of the best CD rates available from any online bank. The current 12-month CD is at 1.75% and the current 18-month CD is at 2.50%. These CD rates from Capital One are well above the national average rates. You can view a complete list of Capital One rates below.
Captial One CD Summary
Capital One Best CD Rates
As you can see from the list of Captial One CD rates above, the highest CD rate is at 2.90% APY for the 5-year CD. The best overall CD rate for the term is the bank’s 6-month CD at 0.75% APY. The reason why that rate is the best is because CD rates are moving higher, don’t lock your funds into a long-term CD right now.
Sallie Mae Bank CD rates are currently at 2.00 percent for the bank’s 12-month certificate of deposit, 2.20 percent for the 15-month CD and 2.40 percent for the 18-month CD. These shorter-term CD rates are very competitive when compared to other online bank CD rates and traditional bank brick and mortar CD rates.
Besides these certificates of deposit, Sallie Mae Bank also offers several other CD terms and CD rates listed below.
Sallie Mae Bank CD Summary
Sallie Bank Bank CD rates are some of the best CD rates currently available and considerably higher than the current national average rates.
Sallie Mae Bank Best CD Rates
As you can see from the CD rates listed above, Sallie Mae Bank’s best CD rate is the 5-year CD with a rate of 2.80 percent.
I would say the best CD rate for the term is the 6-month rate of 1.50 percent. The reason why the 6-month rate is the best CD rate is because rates are moving higher and will continue to move higher in 2022. Don’t lock your money up in a long-term rate right now, wait until rates peak later this year or early into 2023 before locking in your funds in a long-term CD.
LendingClub Bank CD rates are currently the same for all the bank’s certificates of deposit. LendingClub is offering certificates of deposit with terms ranging from 3 months to 5 years, all with a current CD rate of 0.10 percent and a yield of 0.10 percent. The minimum opening balance for CD terms of 3 months, 6 months and 9 months is $1,000, while the minimum for longer term CDs is only $500.
LendingClub CD Summary
LendingClub Bank History
You probably heard of Lending Club because they are a Fintech company that provides personal loans. This past year, Lending Club acquired Radis Bank which became LendingClub Bank.
LendingClub CD Account Conclusion
LendingClub offers several certificates of deposit to choose from, all with the same current interest rate. LendingClub is also offering a savings account that has a interest rate six times the current CD rate. The current LendingClub saving rate is at 0.60 percent with a yield of 0.60 percent, the minimum opening deposit is $2,500. In conclusion, it makes more sense to open a savings account with LendingClub then a CD account right now. You get a better interest rate and your money is locked-up in a CD. On the other hand, the savings rate can be changed at anytime and the trend for rates is lower these days. You can view our list of Current CD rates to get the best rates today.
CIT Bank CD rates are very competitive when compared to other online CD rates. For example, current 12-month CD rates at CIT Bank are at 1.80 percent. Today’s national average 12-month CD rate is considerably lower at 0.48 percent. Want to lock into a longer-term certificate of deposit with a slightly higher rate? 18-month CD rates from CIT Bank are at 1.85 percent. If you’re looking for a shorter-term certificate of deposit 6-month CD rates from CIT Bank are currently at 0.72 percent. The current national average rate is less than half at 0.34 percent.
To get the best deal on a certificate of deposit search for and compare online CD rates with CIT Bank CD Rates.
TD Bank CD rates are competitive on the bank’s Rate Bump certificates of deposit but the same can’t be said for Standard CD rates from TD Bank. For example, 6-month CD rates on Rate Bump certificates of deposit are at 1.35 percent for account balances of $100,000 or more. 6-month CD rates on Standard certificates of deposit are only at 0.25 percent for account balances of $100,000 or more. Not to mention the fact that a deposit $100k or more is a jumbo account, so you usually get a higher jumbo rate.
CD rates from TD Bank are tiered and based on the deposit amount, the higher the deposit the higher the CD rate. This is the case for both Rate Bump and Standard certificates of deposit. There are only 3 CD terms available from TD Bank, 6-months, 9-months, and, 12-months.
TD Bank CD Rates
Rate Bump CD Rates
Standard CD Rates
First Republic Bank CD rates are currently some of the highest CD rates available today. The best deal for your money is on First Republic Bank’s 8-month CD rate at 1.98 percent with an APY of 2.00 percent. Other CD rates from First Republic Bank include a 5-month CD rate of 1.73 percent with an APY of 1.75 percent. 60-month CD rates are also at 1.73 percent with an APY of 1.75 percent. 30-day CD rates are at 0.15 percent with an APY of 0.15 percent. 18-month CD rates are at 1.54 percent with an APY of 1.55 percent. The minimum opening balance for all CD accounts at First Republic Bank is $10,000.
CD Rates at First Republic Bank
Frost Bank CD rates on short-term certificates of deposit are some of the best CD rates currently available. Both regular and jumbo CD rates at Frost Bank are competitive right now. The highest CD rates from Frost Bank are on 12-month jumbo certificates of deposit at 1.58 percent with an APY of 1.60 percent. Frost Bank has been in business since 1868 when T.C. Frost started the bank in the back of a small mercantile store in San Antonio, Texas. The highest CD rate on a regular CD account is also on the 12-month term at 1.43 percent with an APY of 1.45 percent. The minimum opening deposit for regular CD account is $1,000 and jumbo CD accounts have a minimum of $100,000. Compare online CD rates with Frost Bank CD rates.
CD Rates Frost Bank
Regular CD Rates
Jumbo CD Rates
Average CD rates for December 11, 2019, are slightly lower compared to last week while the best CD rates on our rate list remain unchanged. Current average 12-month CD rates declined to 1.92 percent, down from last week’s average 12-month CD rate of 1.93 percent. The best 12 month CD rates on the rate list, from Live Oak Bank and Barclays, remain at 2.13 percent with an APY of 2.15 percent.
6-month CD rates are currently averaging 1.26 percent, a decline from last week’s average 6-month CD rate of 1.27 percent. The highest CD rates on 6-month certificates of deposit are at 1.84 percent with an APY of 1.85 percent from Goldwater Bank. To get the best deal on a certificate of deposit, be sure to compare bank CD rates online.
December 10, 2019 Average CD Rates
December 10, 2019 Best CD Rates
To get the highest CD rates on a certificate of deposit, search for and compare online CD rates today.
Synchrony Bank CD rates are consistently in the top tier of online CD rates available and that remains true today. For an online bank like Synchrony Bank to always offer some of the best CD rates around is rather remarkable considering Synchrony Bank was spun off from GE Capital over 5 years ago. Prior to becoming a separate publicly traded company, Synchrony Bank was part of GE capital for over 80 years financing consumer purchases through credit cards.
The shortest certificate of deposit term and lowest CD rate from Synchrony Bank is the 3-month account currently at 0.75 percent. The longest CD term and highest CD rate at Synchrony Bank is the 5-year account at 2.23 percent with an APY of 2.25 percent. The minimum opening deposit for all CD accounts is $2,000. To make sure you are getting the best deal compare online CD rates with Synchrony Bank CD rates.
CD Rates Synchrony Bank
CD CalculatorsCD Ladder Calculator
Recent CD Rate Articles
Sallie Mae Bank CD Rates: 2.00% APY 12-Month CD, 2.20% APY 15-Month CD, 2.40% APY 18-Month CD (Nationwide)