CD Rates | Compare the Best CD Rates at Banks and Credit Unions
Compare the best CD rates at banks and credit unions. Listed below are the best banks CD rates and the highest credit union CD rates. The list of CD rates below are for a 1 year CDs. Change the search to display the CD rates for any certificate of deposit term.
First Citizens Bank CD rate on the bank’s 11 month certificate of deposit is one of the highest CD rates available for a term less than 1 year. Current 11 month CD rates at First Citizens Bank are at 1.25 percent with an APY of 1.26 percent. The minimum opening balance to earn this special rate and yield is $25,000. Other CD rates from First Citizens Bank are not as good as the 11 month special rate, in fact the rates are rather low. 6 month CD rates are only yielding 0.10 percent and the highest overall CD rate is the bank’s 4 year rate at 0.45 percent.
New York Community Bank’s CD rates on two short term certificates of deposit are very competitive. 5 month CD rates from New York Community Bank are at 2.00 percent APY and their 5 month CD rate is higher than many other banks’ 12 month CD rates. The minimum opening deposit for a 5 month CD account from New York Community Bank is $2,500. Current 11 month CD rates from NYCB are slightly higher at 2.10 percent with a minimum opening deposit of only $500.
To get the best deal on a certificate of deposit, see how other banks’ CD rates compare with New York Community Bank CD rates at CDRates.MonitorBankRates.com.
Citizens Access CD rates for their online certificates of deposit are some of the best CD rates available right now. Citizens Access’ best combination of CD rate and term is the bank’s 6 month CD, which currently has a rate of 1.74 percent with an APY of 1.75 percent. The 6 month CD Rate at Citizens Access is currently better than many 12 month online CD rates available from other banks. Other short-term rates include the 18 month CD rate at 2.22 percent with an APY of 2.25 percent. The highest CD rate at Citizens Access is on the 60 month CD at 2.42 percent with an APY of 2.45 percent. The minimum opening deposit is $5,000.
Here is a complete list of Citizens Access CD rates.
Bank Direct CD rates are some of the best CD rates currently available from any online bank. Today’s 12 month CD rate at Bank Direct is at 2.25 percent with an APY of 2.28 percent. Their 18 month CD rates are slightly higher at 2.40 percent with an APY of 2.43 percent. The highest rate they’re offering is their 24 month CD rate 2.49 percent with an APY of 2.53 percent. Surprisingly, Bank Direct’s 36 month CD rate is only at 1.48 percent with an APY of 1.51 percent. To get the best investment deal on a CD account, compare other online CD rates with Bank Direct CD rates.
USAA CD rates were lowered recently, which isn’t unusual since the Federal Reserve lowered the fed funds rate. Both regular and jumbo CD rates at USAA were lowered. 2 year CD rates from USAA were lowered 8 basis points to 2.03 percent. 2 year jumbo CD rates from USAA were lowered 6 basis points to 2.21 percent. 4 year CD rates were lowered 12 basis points to 2.07 percent and 4 year jumbo CD rates were lowered 12 bps to 2.24 percent. 3 year jumbo rates were lowered to 2.30 percent, down from 2.38 percent. 5 year CD rates were lowered from 2.46 percent to 2.37 percent.
Brio Direct CD rates are currently some of the best CD rates available on short term certificates of deposit from any online bank. Current 9 month CD rates from Brio Direct are at 2.18 percent with an APY of 2.20 percent. This 9 month CD rate from Brio Direct is higher than most other banks’ 12 month CD rates. Speaking of 12 month CD rates, current 12 month CD rates from Brio Direct are at 2.47 percent with an APY of 2.50 percent. 12 month Brio Direct CD rates are the highest CD rates on our 1 year rate list. To get the best deal on a CD account compare other banks’ CD rates to Brio Direct CD rates.
Marcus by Goldman Sachs CD rates are some of the best CD rates available right now but that is only on the bank’s intermediate term certificates of deposit. Shorter term and longer term CD rates at Marcus by Goldman Sachs are not as good right now. You have to invest in a CD account with a term of 12 months to get the best CD rate from Marcus by Goldman Sachs.
For example, current 12 month CD rates from Marcus are at 2.47 percent with an APY of 2.50 percent. Where as 9 month CD rates are currently at 0.70 percent and 6 month CD rates are at 0.60 percent. 24 month CD rates at Marcus are offered at 2.55 percent, only 5 basis points above 1 year CD rates.
CD Rates from Marcus by Goldman Sachs
F&M Bank CD rates on their My Choice CDs are some of the best CD rates available right now. 1 year My Choice CD rates at F&M Bank are currently at 2.47 percent with an APY of 2.50 percent. F&M Bank’s 2 year My Choice CD rates are at 2.96 percent with an APY of 3.00 percent.
In addition to having some really high CD rates the My Choice CDs also have some unique features. One of the most unusual features of the My Choice CD is that you can withdrawal up to 50 percent of the balance after 6 months without having to pay a penalty. Most banks charge a penalty for an early withdrawal on a CD account and the penalty on a 1 year CD term or less is usually all of the interest earned.
The Step Up option allows you to “step up” the rate after you open the account. With this option, you are allowed to get a higher CD rate if rates increase after you open the account. Electing the “step up” option must be initiated by the account holder.
The minimum opening deposit for these accounts is $1,000 and the maximum deposit is $500,000. Besides these great My Choice CD rates from F&M Bank, the bank is also offering the following regular rates.
Regular CD Rates at F&M Bank
To get the best deal on a CD account today compare other CD rates at banks with F&M Bank CD Rates.
iGObanking 1 year CD rates were recently increased and are now very competitive. 1 year CD rates at iGObanking are now at 2.62 percent with an APY of 2.65 percent. The old 1 year CD rate at iGObanking was pathetically low at 0.15 percent with an APY of 0.15 percent. The minimum opening deposit for a CD account at iGObanking is $1,000.
All other CD rates from iGObanking are just as low as 1 year CD rates were. Short and intermediate term CD rates from iGObanking are all at 0.15 percent and long term CD rates are at 0.35 percent. The complete list of current CD rates from iGObanking is below.
iGObanking CD Rates
See how iGObanking CD rates compare with other bank CD rates today to get the best deal.
Popular Direct CD rates, which at one point in 2019 were the best CD rates on our rate list, were lowered yesterday. Despite the decreases in rates, Popular Direct CD rates are still very competitive. The biggest decrease was 3 year CD rates from Popular Direct which were lowered 15 basis points to 3.10 percent with an APY of 3.15 percent. Even with this decrease, 3 year CD rates from Popular Direct are still the third best rate on our 3 year CD rate list.
18 month CD rates were lowered from 2.86 percent with an APY of 2.90 percent to 2.81 percent with an APY of 2.85 percent. 2 year CD rates were lowered from 3.00 percent with an APY of 3.05 percent to 2.96 percent with an APY of 3.00 percent.
The new 2 year CD rate of 3.00 percent places Popular Direct’s rate in second place on our 2 year rate list. The top rate is from First Internet Bank of Indiana at 3.03 percent.
4 year CD rates were lowered from 3.30 percent with an APY of 3.35 percent to 3.25 percent with an APY of 3.30 percent. 5 year CD rates were lowered from 3.49 percent with an APY of 3.55 percent to 3.44 percent with an APY of 3.50 percent.
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