CD Rates at Banks | Search and Compare the Best CD Rates

Imagine your savings growing at an exceptional pace with BMO Harris Bank’s high-yield Certificates of Deposit (CDs). With enticing rates—such as a 13-month CD at 4.50%, a 25-month CD also at 4.50%, 35-month CD, 45-month CD and a 59-month CD all at 4.30%—you can accelerate your financial journey like never before. These CDs come with fixed annual percentage yields (APYs) and terms, enabling you to predict your earnings accurately. What’s more? BMO Harris only requires a $1,000 minimum opening deposit.

BMO Harris stands distinctively by not imposing monthly maintenance fees on CD accounts—an uncommon practice in today’s banking landscape. However, while the funds are designed to remain untouched until maturity, early withdrawal is an option. But keep in mind, an early withdrawal penalty, which can be up to 545 days’ worth of interest for a CD term of 48 months or longer, applies.

BMO Harris CDs offer a range of terms to accommodate varied savings needs, coupled with appealing APYs and reasonably low minimum requirements. Even when compared to high-yield CDs with no minimum deposit requirements, BMO Harris CD rates stand competitively, outshining many top online banks and significantly surpassing the national average, as per recent FDIC data.

Here’s a glimpse of the Early Withdrawal Penalties:

• 1 month (7 – 59 days): All earned interest charged
• 2 months –11 months (60 days –364 days): 90 days’ interest charged
• 12 – 23 months: 180 days’ interest charged
• 24– 35 months: 270 days’ interest charged
• 36–47 months: 365 days’ interest charged
• 48 months or longer: 545 days’ interest charged

Open a BMO Harris CD Account

Once your CD reaches maturity, it will automatically renew, giving you a 10-day grace period to add, withdraw funds, or close the account—flexibility designed with your convenience in mind.

Joining BMO Harris, you become part of a full-service banking institution that serves over 12 million customers across North America. As the eighth-largest bank by assets, BMO Harris carries a rich legacy tracing back to the early 1800s, when it was known as Montreal Bank, Canada’s first bank.

Don’t let this lucrative opportunity slip away! Begin your journey towards amplified savings and financial growth today. Opt for BMO Harris CDs and witness your savings soar. Your future self will thank you for taking action today! Certificate of Deposit Accounts (CDs) and Rates – BMO

Third Federal’s 36-month certificate of deposit currently has a 5.00 percent Annual Percentage Yield (APY). Third Federal CD rates on 36-month CD accounts are one of the highest 36-month rates around right now. This is a limited time bonus offer so if’ you’re interested in this CD deal, act sooner than later.

Unfortunately, Third Federal isn’t offering the 5.00 percent CD rate for the entire 36-month CD term. The bonus rate of 5.00% APY is only for the first year, the 2nd and 3rd year rate drops down to 3.50% APY, which makes the overall 3-year rate 4.00% APY.

Another benefit of the Third Federal Savings & Loan 3-year CD is that it is fully insured by the Federal Deposit Insurance Corporation (FDIC). This means that your investment is protected up to $250,000 per depositor, per insured bank, giving you peace of mind knowing that your savings are secure, especially during these turbulent times in the equity and bond markets.

36-month CD rate from Third Federal is a good choice for those seeking a secure, long-term investment with a competitive interest rate. With a minimum deposit of only $500, it is accessible to many people, and the bank’s reputation for providing quality financial products and services, combined with FDIC insurance, makes it a wise choice for those looking to grow their savings.

Third Federal Savings & Loan is a well-respected financial institution that has been serving customers for over 80 years. They have built a strong reputation for providing quality financial products and services and have a long history of helping people achieve their financial goals. The 3-year certificate of deposit (CD) offered by Third Federal Savings & Loan is no exception and offers a great opportunity for those seeking a secure, long-term investment. To open this bonus CD account at Third Federal, go to: https://www.thirdfederal.com/landing-pages/bonuscd or you can learn more about the deal.

Marcus by Goldman Sachs is a digital bank that offers a range of financial products, including certificates of deposit (CDs) with very good CD rates. The best CD rate at Marcus for the term right now is on Marcus’ 18-month CD at 4.75 percent APY.

Marcus offers many different CD terms, regular CD terms range from 6-months to 6-years, plus Marcus also offers 3 different terms on the bank’s no penalty CD product. The bank’s CD rates are competitive for online CD rates and way above traditional brick and mortar bank rates which is to be expected,

Marcus CD Rates

7-Month no penalty 0.45% APY
11-Month no penalty 0.35% APY
13-Month no penalty 3.85% APY
6-Month CD 3.75% APY
9-Month CD 3.95% APY
12-Month CD 4.40% APY
18-Month CD 4.75% APY
2-Year CD 4.25% APY
3-Year CD 4.00% APY
5-Year CD 3.80% APY
6-Year CD 3.70% APY

Open a Marcus CD Account

Marcus Bank History

Marcus by Goldman Sachs was launched in 2016 as a digital consumer bank, which aims to provide customers with better savings and loan products. The bank is a division of Goldman Sachs, which is a leading global investment bank and financial services company. Goldman Sachs has a long history dating back to 1869, and it has become one of the most well-known and respected financial institutions in the world.

One of the benefits of opening a CD account with Marcus by Goldman Sachs is only a $500 minimum deposit required to open a CD account, and the bank offers easy account management online. The bank’s CDs are FDIC-insured, which means that deposits are insured up to $250,000 per depositor, per account.

Overall, Marcus by Goldman Sachs is a great option for those looking for a high-yielding CD account. The bank’s competitive CD rates and variety of CD terms make it a solid choice for both short-term and long-term savings goals. Additionally, the bank’s history and partnership with Goldman Sachs make it a reputable and secure choice for depositors.

It’s worth noting that Marcus by Goldman Sachs CD rates are subject to change and may fluctuate, so it’s important for customers to check the bank’s website https://www.marcus.com/us/en/savings/high-yield-cds/cd-rates for the most current CD rates before opening an account.

Barclays offers a variety of certificate of deposit (CD) options with very competitive rates if you’re looking for a low-risk, fixed-income investment. Currently, 12-month CD rates are at 4.25 percent APY, that’s one of the best 12-month CD rates available these days.

Barclays CD rates range from 4.25 percent APY for a 12-month term, to 4.30 percent APY for a 5-year term. The terms available for CDs at Barclays include 12 months, 18 months, 2 years, 3 years, 4 years, and 5 years.

Barclays Bank CD Rates

12 Month-CD Rate 4.16% APY 4.25%
18 Month-CD Rate 4.21% APY 4.30%
24 Month-CD Rate 4.26% APY 4.35%
36 Month-CD Rate 4.21% APY 4.30%
48 Month-CD Rate 4.21% APY 4.30%
60 Month-CD Rate 4.21% APY 4.30%

Open a Barclays CD Account

Barclays Bank History

In addition to offering competitive CD rates, Barclays has a rich history dating back to the 17th century. The bank was founded in London in 1690 and has grown to become a global financial services provider, with operations in over 50 countries. In recent years, Barclays has been known for its investment banking and credit card services, as well as its focus on digital banking and innovation.

One of the most significant moments in the history of Barclays was when it became the first British bank to open a branch in Africa in the early 20th century. Over the years, the bank has expanded its operations in Africa, becoming one of the largest banks on the continent.

Barclays has also been a leading player in the financial technology (fintech) space, with its innovation arm, Barclays Accelerator, providing support and resources to startups in the fintech industry.

In summary, Barclays offers a range of CD options with competitive rates and terms. The bank has a long and rich history dating back to the 17th century, with a focus on global expansion and innovation. By visiting https://www.banking.barclaysus.com/online-cds.html, you can find more information about the CD rates, terms and the history of Barclays.

Ally Bank offers a range of certificate of deposit (CD) rates and terms to meet the needs of its customers. These rates and terms are subject to change, so it is important to check the bank’s website or speak with a representative for the most up-to-date information.

The current CD rates offered by Ally Bank include:

• 3-month CD rate: 2.00% APY (annual percentage yield)
• 6-month CD rate: 3.40% APY
• 12-month CD rate: 4.25% APY
• 18-month CD rate: 4.25% APY
• 36-month CD rate: 4.35% APY
• 60-month CD rate: 4.35% APY

These rates are generally higher than those offered by traditional brick-and-mortar banks, making Ally Bank a competitive choice for customers looking to invest their money in a CD. Additionally, Ally Bank does not charge any monthly maintenance fees on its CDs, which can help customers save money in the long run.

One of the main benefits of investing in a CD is the guaranteed return on investment. Unlike other investment options such as stocks or mutual funds, CDs offer a fixed rate of return that is guaranteed by the bank. This can provide peace of mind for customers who are looking for a safe, low-risk investment option.

Another advantage of investing in a CD is the ability to earn a higher rate of return than a traditional savings account. This is because CDs require customers to invest their money for a set period of time, usually several months or years. In exchange for this commitment, the bank offers a higher rate of return than it would on a savings account.

When it comes to the term of a CD, customers have a range of options to choose from. Short-term CDs, such as the 3 or 6 month options offered by Ally Bank, are ideal for customers who need access to their money in the near future. On the other hand, longer-term CDs, such as the 60 month option, can provide a higher rate of return but require customers to lock up their money for a longer period of time.

It’s worth noting that Ally Bank also offers a Raise Your Rate CD, which allows customers to adjust their rate once during the term of their CD, if the Ally Bank’s rate for that term goes up. The Raise Your Rate CD for a 2-year and 4-year CD is at 3.30%.

In summary, Ally Bank offers a range of CD rates and terms that can meet the needs of its customers. The bank’s CD rates are generally higher than those offered by traditional brick-and-mortar banks, and it does not charge any monthly maintenance fees or penalties for early withdrawal. By investing in a CD, customers can earn a guaranteed return on investment and potentially earn a higher rate of return than a traditional savings account. With a range of term options available, customers can choose a CD that best meets their investment goals and needs.

BrioDirect CD rates on the bank’s 12-month term CD is competitive right now, the current CD rate is 1.80% APY. This promotional rate is one of the best CD rates on a 12-month CD. This promo CD rate is only available when you open a new account with BrioDirect. Besides this 12-month CD rate, BrioDirect is also offering several other CD terms, some with some of the highest rates around.

BrioDirect CD Summary

• 30-Day 0.05%
• 3-Month 0.25%
• 5-Month 0.15%
• 9-Month 0.30%
• 12-Month 0.45%
• 12-Month Promo 1.80%
• 18-Month 1.35%
• 24-Month 2.30%
• 30-Month 0.45%
• 36-Month 2.45%
• 48-Month 0.45%
• 60-Month 0.45%

BrioDirect Best CD Rates

Looking at the CD rates from BrioDirect, it doesn’t take a rocket scientist to see the best CD rate for the CD term is the 12-month promotional rate.

Conclusion

You’re probably asking yourself, why is BrioDirect offering some CDs with competitive rates and some with CDs with horrible rates. I’ve asked myself that same question and don’t have an answer. Why would anyone open a 30-month CD at 0.45% when they can open an 18-month CD at 1.35% or a 36-month CD at 2.45%? I would also stick to short term CDs or even savings accounts because interest rates are moving higher, don’t lock into an intermediate or long-term CD while rates are moving higher.

Woodforest National Bank CD rates are competitive with traditional brick and mortar bank CD rates, but not competitive with online CD rates. For example, current 1-year CD rates at Woodforest National Bank are at 0.75 percent, while a big national bank has 12-month rates are at 0.02 percent. The best CD rates available online on 12-month certificates of deposit are at 2.15%. As you can see, to get the highest CD rates available, you need to compare rates. Other CD rates from Woodforest National Bank include a 5-year rate at 0.96 percent and on the short end a 1-month rate of 0.10 percent.

Woodforest National Bank CD Rates

• 1-month 0.10%
• 3-month 0.20%
• 6-month 0.30%
• 1 year 0.75%
• 2 year 0.81%
• 3 year 0.86%
• 4 year 0.91%
• 5 year 0.96%

Always compare CD rates online to get the best deal for your money.

First City Bank CD rates are competitive on the banks regular and IRA certificates of deposit. The best CD rates at First City Bank are currently on the bank’s regular certificates of deposit. For example, regular 12-month CD rates from First City Bank are at 1.40 percent while 12-month IRA rates are only at 1.10 percent. Below are complete lists of First City Bank CD rates.

Regular CD Rates from First City Bank

• CD Term        CD Yield
• 30-89 Days     0.26%
• 90-179 Days    0.50%
• 180-364 Days  1.00%
• 12-17 Months   1.40%
• 18-23 Months  1.50%
• 24-29 Months  1.60%
• 30-35 Months  1.35%
• 36-47 Months  1.70%
• 48-59 Months  1.80%
• 60 Months        1.90%

IRA CD Rates from First City Bank

• CD Term                      CD Yield
• 12 Month Variable        1.10%
• 12 Month Fixed-Rate   1.10%
• 24 Month Fixed-Rate   1.16%

To get the highest CD rates available compare rates online with CD rates from First City Bank.

Peoples National Bank CD rates are very competitive right now and the bank has many CD terms to choose from. CD rates at Peoples National Bank are tiered and based on the deposit amount. Of course the higher the deposit amount the higher the CD rate. CD rates from Peoples National Bank are offered on certificates of deposit with terms between 1 month and 60 months. The highest CD rates from Peoples National Bank are at 1.61 percent on 60-month CD accounts with a deposit of $100,00o or more. The lowest CD rate is at 0.23 percent on CD terms of 1 month or 2 months with a deposit amount of $500 to $9,999.99.

Peoples National Bank CD Rates

• 13 Month $500+ 1.30%
• 25 Month $500+ 1.60%
• 36 Month Trade-Up $500+ 1.25%
• 48 Month Trade-Up $500+ 1.35%
• 60 Month Trade-Up $500+ 1.45%
• 10 Month 3 in 1 $500 – $9,999.99 0.15%
• 10 Month 3 in 1 $10,000 – $24,999.99 0.20%
• 10 Month 3 in 1 $25,000+ 0.25%

Trade Up CD account option is available one-time during the initial CD term. Trade Up rate option is based upon the published rate for the remaining term of the original CD excluding specials.

With the 3 in 1 CD account, you may add funds at any time, make penalty-free withdrawals, and your CD yield increases as your balance builds.

• 1 – 2 Month $500 – $9,999.99 0.23%
• 1 – 2 Month $10,000 – $99,999.99 0.26%
• 1 – 2 Month $100,000+ 0.31%
• 3 – 5 Month $500 – $9,999.99 0.23%
• 3 – 5 Month $10,000 – $99,999.99 0.32%
• 3 – 5 Month  $100,000+ 0.33%
• 6 – 11 Month $500 – $9,999.99 0.36%
• 6 – 11 Month $10,000 – $99,999.99 0.43%
• 6 – 11 Month $100,000+ 0.47%
• 12 – 17 Month $500 – $9,999.99 0.39%
• 12 – 17 Month $10,000 – $99,999.99 0.45%
• 12 – 17 Month $100,000+ 0.51%
• 18 – 23 Month $500 – $9,999.99 0.47%
• 18 – 23 Month $10,000 – $99,999.99 0.51%
• 18 – 23 Month $100,000+ 0.56%
• 24 – 35 Month $500 – $9,999.99 0.61%
• 24 – 35 Month $10,000 – $99,999.99 0.71%
• 24 – 35 Month  $100,000+ 0.81%
• 36 – 47 Month $500 – $9,999.99 0.96%
• 36 – 47 Month $10,000 – $99,999.99 1.11%
• 36 – 47 Month $100,000+ 1.21%
• 48 – 59 Month $500 – $9,999.99 1.11%
• 48 – 59 Month $10,000 – $99,999.99 1.31%
• 48 – 59 Month $100,000+ 1.41%
• 60+ Month $500 – $9,999.99 1.26%
• 60+ Month $10,000 – $99,999.99 1.51%
• 60+ Month $100,000+ 1.61%

To get the best CD rates available today, compare online rates with Peoples National Bank CD Rates.

Broadway Bank CD rates on the bank’s limited time offer certificates of deposit are competitive right now. Limited time 12-month CD rates at Broadway Bank are currently at 1.65 percent with an APY of 1.66 percent. If you’re looking for a slightly longer-term certificate of deposit, 24-month CD rates from Broadway Bank are at 1.74 percent with an APY of 1.76 percent. The minimum opening deposit for a limited time CD account is $1,000. See how online CD rates compare with Broadway Bank CD rates.

CD Rates Broadway Bank

Regular CD Rates

• 3-Month 0.20%
• 4-Month 0.30%
• 6-Month 1.40%
• 12-Month 1.56%
• 18-Month 1.61%
• 24-Month 1.76%
• 24-Month Step Up 1.76%
• 36-Month 1.91%
• 48-Month 1.96%
• 60-Month 2.02%

Jumbo CD Rates

• 3-Month 0.20%
• 4-Month 0.30%
• 6-Month 1.40%
• 12-Month 1.66%
• 18-Month 1.61%
• 24-Month 1.76%
• 24-Month Step Up 1.76%
• 36-Month 1.91%
• 48-Month 1.96%
• 60-Month 2.02%

The minimum opening deposit for a regular CD account is $1,000, and the minimum for a jumbo CD account is $90,000. To get the highest CD rates available search for and compare rates online with Broadway Bank CD Rates.