Ascencia Bank Certificates of Deposits

Ascencia Bank, an Internet bank headquartered in Louisville, KY, is advertising certificates of deposit with terms ranging from 6 months and 60 months. The best CD rate is on their promotional 6 month certificate of deposit. The current CD interest rate is 1.10 percent with an annual percentage yield of 1.11 percent.

The bank’s 12 month certificate of deposit currently has a rate of 1.34 percent with an APY of 1.35 percent. The 12 month rate isn't the highest CD rate around but it still beats the national average 12 month rate by .30 percent.

Ascencia Bank CD Rates:

• 6 Month CD Rate 1.10% Yield 1.11%


• 1 Year CD Rate 1.34% Yield 1.35%


• 2 Year CD Rate 1.44% Yield 1.45%


• 2.5 Year CD Rate 1.44% Yield 1.45%


• 3 Year CD Rate 1.49% Yield 1.50%


• 5 Year CD Rate 1.69% Yield 1.70%

Certificate of Deposit Account Information:

• Interest is compounded monthly


• The annual percentage yield is guaranteed for 20 days from the date of application


• Early withdrawal penalties are 91 days of interest on the amount withdrawn for CDs 12 months or less and 182 days of interest on the amount withdrawn for CDs more than 12 months.

 The minimum opening account balance on all certificate of deposit accounts is $500. Ascencia Bank is a division of PBI Bank. All certificates of deposit are FDIC insured.For more information and current CD rates and CD yields visit: Ascencia Bank.