Bank CD Rates on 3 Year Certificates of Deposit This Week: Best CD Rate at 1.41 Percent

The best bank CD rates on our 3 year certificates of deposit rate list are well above the the FDIC national average rate. This week's FDIC average CD rate on 3 year certificates of deposit are at 0.52 percent. The best 3 year CD rate on our rate list is at 1.41 percent, almost three times the FDIC average. Our best 3 year rate is also considerably higher than the FDIC average 3 year jumbo CD rate of 0.58 percent.The bank offering 3 year rates well above average 3 year CD rates at banks is CIT Bank. Current CIT Bank CD rates are at 1.41 percent with an APY of 1.42 percent for account balances of at least $1,000. CIT Bank is currently offering the best CD rates on our 3 year list. CIT Bank's 3 year rate is also higher than the FDIC average 5 year CD rate of 0.91 percent this week.Other banks offering rates well above the average on our list include Discover Bank. Current Discover Bank CD rates on 36 month certificates of deposit are at 1.34 percent with an APY of 1.35 percent. The minimum opening deposit for a Discover Bank certificate of deposit is $2,500.


Two more banks are offering the third highest 3 year rate on our list at 1.30 percent with an APY of 1.31 percent. Doral Bank 3 year CD interest rates and Virtual Bank 3 year CD interest rates are both at 1.30 percent with an APY of 1.31 percent. Doral Bank's minimum opening deposit is $1,000 while Virtual Bank's minimum opening deposit is $10,000. Here are the top 3 year CD rates on our list this week:

3 Year Bank CD Rates

• CIT Bank Rates 1.41% APY 1.42%
• Discover Bank Rates 1.34% APY 1.35%
• Virtual Bank Rates 1.30% APY 1.31%
• Doral Bank Rates 1.30% APY 1.31%
• Barclays Bank Rates 1.29% APY 1.30%
• Able Banking Rates 1.29% APY 1.30%
• Ally Bank Rates 1.28% APY 1.29%
• California First National Bank Rates 1.28% APY 1.29%