Best National 2 Year CD Rates: Highest CD Rate 1.49%

Right now on our list of national 2 year CD rates Bank of Internet has the highest rate. Bank of Internet's current 2 year CD interest rate is 1.49% with a CD yield of 1.50%. That rate is considerably higher than the current national average 2 year rate of 0.937% as reported by MonitorBankRates.com.

Find the best CD rates at banks and credit unions by searching our rate tables at CDRates.MonitorBankRates.com.




The second best 2 year rate on our list is from Union National Bank. 2 year bank CD rates at Union National Bank are currently at 1.48% with a yield of 1.49%. You might not have heard of Union National Bank they are based in Elgin, Illinois and are starting to make a national presence.

The third highest CD rate on our list is from Ally Bank. Ally Bank's 2 year Raise Your Rate CD has a rate of 1.47% with a yield of 1.48%. With this CD account you get to raise the rate once during the term if CD interest rates rise.

The fourth best rate is from Tennessee Commerce Bank. The bank's current 2 year rate is 1.44% with a yield of 1.45%. Rounding out the top 5 CD rates is Discover Bank and AIG Bank. Both banks are offering 24 month CD rates at 1.39% with a yield of 1.40%

Highest National 2 Year CD Rates

Bank of Internet USA 1.49% Yield 1.50% Min $1000 
Union National Bank 1.48% Yield 1.49% Min $5000 
Ally Bank 1.47% Yield 1.48% Min $ 1 
Tennessee Commerce Bank 1.44% Yield 1.45% Min $2500 
Discover Bank 1.39% Yield 1.40% Min $2500 
AIG Bank 1.39% Yield 1.40% Min $2500 
EverBank 1.35% Yield 1.36% Min $1500 
First Internet Bank of IN 1.32% Yield 1.35% Min $1000 
Nationwide Bank 1.34% Yield 1.35% Min $10,000 
Pentagon Federal Credit Union 1.24% Yield 1.25% Min $1000 
American Express Bank 1.24% Yield 1.25% Min $ 0 
Giantbank.com 1.20% Yield 1.21% Min $2500 
Third Federal 1.14% Yield 1.15% Min $500 
ING DIRECT 1.00% Yield 1.00% Min $ 1 
EmigrantDirect.com 1.00% Yield 1.00% Min $1000 
E-LOAN.com 1.00% Yield 1.00% Min $10,000