BrioDirect CD Rates: 12-Month Term 1.80% APY (Nationwide)

BrioDirect CD rates on the bank's 12-month term CD is competitive right now, the current CD rate is 1.80% APY. This promotional rate is one of the best CD rates on a 12-month CD. This promo CD rate is only available when you open a new account with BrioDirect. Besides this 12-month CD rate, BrioDirect is also offering several other CD terms, some with some of the highest rates around.

BrioDirect CD Summary

• 30-Day 0.05%
• 3-Month 0.25%
• 5-Month 0.15%
• 9-Month 0.30%
• 12-Month 0.45%
• 12-Month Promo 1.80%
• 18-Month 1.35%
• 24-Month 2.30%
• 30-Month 0.45%
• 36-Month 2.45%
• 48-Month 0.45%
• 60-Month 0.45%

BrioDirect Best CD Rates

Looking at the CD rates from BrioDirect, it doesn't take a rocket scientist to see the best CD rate for the CD term is the 12-month promotional rate.

Conclusion

You're probably asking yourself, why is BrioDirect offering some CDs with competitive rates and some with CDs with horrible rates. I've asked myself that same question and don't have an answer. Why would anyone open a 30-month CD at 0.45% when they can open an 18-month CD at 1.35% or a 36-month CD at 2.45%? I would also stick to short term CDs or even savings accounts because interest rates are moving higher, don't lock into an intermediate or long-term CD while rates are moving higher.