Capital One Direct – Costco CD Rates & Jumbo CD Rates

Costco and Capital One Direct, the banking arm of the credit card company Capital One, are offering regular certificates of deposit and jumbo certificates of deposit. Available CD terms are between 18 months to 10 years. Regular certificate of deposit accounts have a minimum opening deposit of $5,000. Jumbo certificate of deposit accounts have a minimum opening balance of $100,000.

Searching for the highest CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the best bank CD rates and credit union CD rates.

Though their CD rates are competitive with the national average, the best CD rates are higher. If you're interested in locking in a long term CD, the 10 year CD rate is 3.25 percent with an annual percentage yield (APY) of 3.30 percent.

There is also a Costco Member Incentive for opening a certificate of deposit account. By opening a Capital One Direct Banking account of any kind through Costco and depositing at least $5000 within 30 days of opening the account, you’ll receive $60 if you’re a Costco Executive Member or $20 if you’re a Gold Star or Business Member.

Capital One Bank - Costco Bank CD Rates

Bank CD Rates and APY

• 18 months CD Rate 1.00% APY 1.01%

• 2 years CD Rate 1.29% APY 1.30%

• 30 months CD Rate 0.80% APY 0.80%

• 3 years CD Rate 1.93% APY 1.95%

• 4 years CD Rate 2.52% APY 2.55%

• 5 years CD Rate 3.00% APY 3.05%

• 7 years CD Rate 3.25% APY 3.30%

• 10 years CD Rate 3.25% APY 3.30%

Jumbo Bank CD Rates and APY

• 18 months CD Rate 1.00% APY 1.01%

• 2 years CD Rate 1.29% APY 1.30%

• 30 months CD Rate 0.80% APY 0.80%

• 3 years CD Rate 1.93% APY 1.95%

• 4 years CD Rate 2.52% APY 2.55%

• 5 years CD Rate 3.00% APY 3.05%

• 7 years CD Rate 3.25% APY 3.30%

• 10 years CD Rate 3.25% APY 3.30%

For more information about opening a Costc0 - Capital One Bank certificate of deposit and the most recent list of CD rates, visit Capital One Direct Certificates of Deposit.