CD Rates on 5 Year Certificates of Deposit Averaging 1.40%, Best CD Rates at 1.91%

Average CD rates on 5 year certificates of deposit are unchanged this week at 1.40 percent. The FDIC's national average 5 year CD rate is even less at 1.03 percent. Average jumbo CD rates are not might higher in the FDIC's survey. Current 5 year jumbo bank CD rates are at 1.04 percent. 

Thankfully you can find CD interest rates higher than the average rates. Right now the best CD rates for 5 year certificates of deposit on our rate list are at 1.91 percent APY.




The National Republic Bank of Chicago is currently offering 5 year bank CD rates at 1.90 percent with an APY of 1.91 percent. I doubt you'll find CD rates at banks higher than that rate for a 5 year CD.

The second highest 60 month CD rates on our list is from CIT Bank. Current 5 year CD rates at CIT Bank are offered at 1.83 percent with an APY of 1.85 percent. CIT Bank CD rates on 1 year CD rates top our 1 year rate list at 1.09 percent with an APY of 1.10 percent.

Three different bank rates are tied for the third highest CD rate on our list. Third Federal Savings and Loan CD rates, Discover Bank CD rates and iGOBanking CD rates on 5 year CDs are all at 1.75% APY.

Ally Bank has the fourth best CD rate on our 5 year national rate list. Current Ally Bank CD rates on 5 year CDs are offered at 1.73 percent with an APY of 1.74 percent.

Best CD Rates on 5 Year Certificates of Deposit

• The National Republic Bank of Chicago Rates 1.90% APY 1.91%


• CIT Bank CD Rates 1.83% APY 1.85%


• Third Federal Savings and Loan CD Rates 1.74% APY 1.75%


• Discover Bank CD Rates 1.73% APY 1.75%


• iGOBanking CD Interest Rates 1.73% APY 1.75%


• Ally Bank CD Rates 1.73% APY 1.75%


• American Bank CD Rates 1.69% APY 1.70%


• Intervest National Bank CD Bank Rates 1.69% APY 1.70%

There are many more bank CD rates listed on our 5 year rate table. You can search for and compare any CD term on our rate tables to find the best rates around.