EverBank CD Rates

EverBank 0f Jacksonville, Florida, is offering four different certificates of deposit including their Yield Pledge Certificates of Deposit, CDARS Certificates of Deposit, MarketSafe Certificates of Deposit and WorldCurrency Certificates of Deposit. Each certificate of deposit type earns a different CD rate and CD yield. Certificate of deposit terms range from 3 months to 60 months.

Yield Pledge Certificates of Deposit

The Yield Pledge Certificates of Deposit are just like regular bank certificates of deposit and have terms that range between 3 months and 5 years. The minimum opening deposit for a Yield Pledge CD is $1,500.

Current Yield Pledge CD Rates and APY

  • 3 month CD 0.85% Rate 0.85% APY
  • 6 month CD 0.90% Rate 0.90% APY
  • 9 month CD 0.90% Rate 0.90% APY
  • 1 year CD 1.48% Rate 1.49% APY
  • 1.5 year CD 1.48% Rate 1.49% APY
  • 2 year CD 1.93% Rate 1.95% APY
  • 2.5 year CD 1.98% Rate 2.00% APY
  • 3 year CD 1.98% Rate 2.00% APY
  • 4 year CD 2.64% Rate 2.68% APY
  • 5 year CD 3.28% Rate 3.33% APY

CDARS Certificates of Deposit

The Certificate of Deposit Account Registry Service (CDARS) is a service that banks belong to that allows consumers to receive up to $50 million of FDIC insurance protection on their certificates of deposit investment. EverBank is a CDARS network bank. The minimum opening deposit for a CDARS CD at EverBank is $10,000. For more information on CDARS visit:

Current CDARS CD Rates and APY

  • 3 month CD 0.24% Rate 0.24% APY
  • 6 month CD 0.44% Rate 0.44% APY
  • 1 year CD 0.75% Rate 0.75% APY
  • 2 year CD 1.21% Rate 1.22% APY
  • 3 year CD 1.59% Rate 1.60% APY

MarketSafe Certificates of Deposit

EverBank's MarketSafe certificates of deposit keep your principal 100% safe but you also have the opportunity to earn a higher return than you would receive with a regular certificate of deposit. Your return is based on the performance of a specific reference index. For more information on MarketSafe Certificates of Deposit visit: MarketSafe Certificates of Deposit.

WorldCurrency Certificates of Deposit

EverBank's WorldCurrency Certificates of Deposit are designed to give you the opportunity to earn a higher rate of return by benefiting from the appreciation of currencies against the U.S. dollar.

This could also work against you if the dollar appreciates against the currency you have a certificate of deposit invested in. If that does happen you could lose some of your principal investment when you convert back to dollars.

Author: Lisa Graham
March 23rd, 2010

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