First Choice Bank CD Rates and Review: Best CD Rates at 1.80% APY

First Choice Bank based in Lawrenceville, New Jersey, is offering certificates of deposit with terms ranging between 6 months and 60 months. While First Choice Bank doesn't have the best CD rates around the bank's rates are competitive with other CD rates at banks and the FDIC's national average rates. The bank's highest CD rates are naturally on the bank's longest certificates of deposit.

Current 5 year CD interest rates at First Choice Bank are at 1.78 percent with an APY of 1.80 percent. That CD rate and yield is just below the best 5 year CD rate on our rate list. CIT Bank's 5 year CD rates top our list at 1.83 percent with an APY of 1.85 percent. First Choice Bank's 5 year rate is almost double the FDIC national average rate of 0.94 percent.

First Choice Bank's 12 month CD rates are competitive but we have several other bank CD rates on our 12 year CD rates list that are above First Choice Bank's 1 year rate. Current 1 year CD interest rates at First Choice Bank are at 0.80 percent with an APY of 0.80 percent. The current FDIC national average 12 month rate is at 0.26 percent. On our 12 month rate list we have several bank rates are are above 1.00 percent.

CD Rates First Choice Bank

  • 6 Months CD Rates 0.45% APY 0.45%
  • 6-9 month CD Rates 0.55% APY 0.55%
  • 12 month CD Rates 0.80% APY 0.80%
  • 18 month CD Rates 1.00% APY 1.00%
  • 24 month CD Rates 1.14% APY 1.15%
  • 36 month CD Rates 1.29% Yields 2.10%
  • 48 month CD Rates 1.49% APY 1.50%
  • 60 month CD Rates 1.78% Yields 1.80%

The minimum opening deposit for a certificate of deposit at First Choice Bank is $1,000. The certificate of deposit rates and terms listed above are also available for IRA CD accounts, Roth IRA CD accounts and SEP CD accounts. You can see how First Choice Bank's CD rates compare with CD bank rates from other banks listed below.

Author: Jason P. Jones
September 20th, 2012

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