First Internet Bank CD Rates

First Internet Bank headquartered in Indianapolis, Indiana, is offering certificates of deposit and IRA certificates of deposit. The CD account terms are between 3 months and 60 months. The minimum opening deposit is $1,000. The bank's CD rates are not the best CD rates around but they are competitive with other banks and credit unions.

The bank's highest CD rate and most competitive rate is on their 5 year certificate of deposit. The current 5 year CD interest rate is 2.91 percent with an annual percentage yield (APY) of 2.95 percent.

CD Rates and APY

3 Months 0.50% Rate 0.50% APY

6 Months 0.75% Rate 0.75% APY

12 Months 1.00% Rate 1.00 % APY

18 Months 1.19% Rate 1.20 % APY

24 Months 1.59% Rate 1.60 % APY

36 Months 2.13% Rate 2.15% APY

48 Months 2.47% Rate 2.5% APY

60 Months 2.91% Rate 2.95% APY

Certificate of deposit accounts are insured by the FDIC for up to $250,000. For a list of more current CD rates go to

Author: Brian McKay
April 12th, 2010

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