Northern New Jersey CD RatesThe current 12 month national CD rate is averaging 0.61 percent today. Just last week 12 month rates were averaging 0.70 percent, almost 10 basis points higher. If you're looking for 12 month CD rates at banks and credit unions you can find rates higher than the national average CD interest rate. Searching our Norther New Jersey CD rate list we found Bank of Internet USA has the highest bank CD rate. Bank of Internet is currently offering 12 month bank CD rates at 1.40 percent with a bank CD yield of 1.41 percent. That rate is more than double the current national average 12 month CD rate. The second best bank CD interest rate on our list in Northern, NJ are from two different banks. Sallie Mae Bank and Discover Bank are both offering 12 month CD interest rates at 1.29 percent with a bank CD interest yield of 1.30 percent. These rates are still double the national average. Ally Bank has the third highest CD rate on our list in Northern, NJ. The current 12 month CD rate at Ally Bank is 1.28 percent with a bank CD interest yield of 1.29 percent. The only credit union on our list in the top five is Pentagon Federal Credit Union. The credit union's 12 month CD rates at available at 1.25 percent with a yield of 1.26 percent. The lowest CD rate available on our list in Northern, NJ is from Wachovia Bank. The bank's current rate on 12 month certificates of deposit is only 0.15 percent. CD Interest Rates Northern, NJDiscover Bank Rate 1.29% Yield 1.30% Min $2500 Sallie Mae Rate 1.29% Yield 1.30% Min $ 1 Ally Bank Rate 1.28% Yield 1.29% Min $ 1 PenFed Rate 1.25% Yield 1.26% Min $1000 Nationwide Bank Rate 1.24% Yield 1.25% Min $10,000 Giantbank.com Rate 1.20% Yield 1.21% Min $2500 AIG Bank Rate 1.14% Yield 1.15% Min $2500 Tennessee Commerce Bank Rate 1.04% Yield 1.05% Min $2500 EverBank Rate 1.04% Yield 1.04% Min $1500 Beal Bank Rate 1.01% Yield 1.01% Min $1000 ING DIRECT Rate 1.00% Yield 1.00% Min $ 1 First Internet Bank of IN Rate 1.00% Yield 1.00% Min $1000 Ameriprise Bank FSB Rate 1.00% Yield 1.00% Min $10,000 Explore Other Bank CD Offers
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