OneUnited Bank Internet CD Rates

OneUnited Bank of Los Angeles, California is advertising their "Unity Gold" certificates of deposit. The Unity Gold certificates of deposit have terms from 4 months, 12 months, 24 months and 48 months. The interest rates are tiered but for the most part are the same for all account balances.OneUnited Bank's current 4 month certificate of deposit rate is 1.00 percent with an annual percentage yield (APY) of 1.00 percent. That rate is one of the best CD rates available right now for both a 3 month CD and a 4 month CD.The 12 month certificate of deposit rate is 1.50 percent with an APY of 1.50 percent for account balances of $1,000 to $99,999.99. Account balances of $100,00o or more earn a CD rate and APY of 1.55 percent.


The bank's 24 month certificate of deposit rate is 1.90 percent with an APY of 1.90 percent for account balances of $1,000 to $99,999.99. Certificate of deposit account balances of $100,00o or more earn a CD rate and an APY of 2.00 percent. The current 48 month certificate of deposit rate is 2.40 percent with an APY of 2.40 percent for all account balances. For more information about OneUnited Bank and current CD rates go to: oneunited.com.