CD Rates at Credit Unions | Search for the Best CD Rates

Search and compare the best CD rates at credit unions and banks. Listed below are the highest CD rates from both credit unions and banks. The list of certificate of deposit rates displayed below are for 1 year certificates of deposit. You can search for bank CD rates and credit union CD rates in your state.

Best Savings Rates and Money Market Rates January 24, 2025

Bank
Product
APY
Min Dep
3-Month CD
4.75%
$1,000
3-Month CD
4.75%
$10,000
3-Month CD
4.65%
$1,000
3-Month CD
4.61%
$25,000
3-Month CD
4.40%
$1,000
3-Month CD
4.35%
$1,000
3-Month CD
4.35%
$500
3-Month CD
4.32%
$2,500
3-Month CD
4.27%
$1,000
3-Month CD
4.27%
$1,000
3-Month CD
4.25%
$1,000
3-Month CD
4.25%
$1,000
3-Month CD
4.25%
$1,000
3-Month CD
4.25%
$1,000
3-Month CD
4.16%
$25,000
3-Month CD (Jumbo)
4.06%
$95,000
3-Month CD
4.06%
$2,500
3-Month CD
4.04%
$500
3-Month CD
4.00%
$500
3-Month CD
4.00%
$1,000
3-Month CD
4.00%
$1,000
3-Month CD
4.00%
$500
3-Month CD
3.96%
$100
3-Month CD
3.95%
$1,000
3-Month CD
3.90%
$500
3-Month CD
3.90%
$20,000
3-Month CD
3.85%
$1,000
3-Month CD
3.81%
$1,000
3-Month CD
3.80%
$500
3-Month CD
3.80%
$10,000
3-Month CD
3.75%
$1,000
3-Month CD
3.74%
$1,000
3-Month CD
3.72%
$1,000
3-Month CD
3.64%
$1,000
3-Month CD
3.61%
$1,000
3-Month CD
3.60%
$1,000
3-Month CD
3.55%
$1
3-Month CD
3.50%
$5,000
3-Month CD
3.50%
$500
3-Month CD
3.50%
$500
3-Month CD
3.50%
$1,000
3-Month CD
3.40%
$50,000
3-Month CD
3.30%
$500
3-Month CD
3.29%
$1,000
3-Month CD
3.25%
$1,000
3-Month CD
3.24%
$1,000
3-Month CD
3.03%
$1,000
3-Month CD
3.01%
$1,000
3-Month CD
3.00%
$2,500
3-Month CD
3.00%
$500
3-Month CD
3.00%
$500
3-Month CD
3.00%
$2,500
3-Month CD
2.90%
$0
3-Month CD
2.78%
$1,000
3-Month CD
2.78%
$1,000
3-Month CD
2.75%
$500
3-Month CD
2.75%
$500
3-Month CD
2.75%
$1,000
3-Month CD
2.75%
$500
3-Month CD
2.65%
$1,000
3-Month CD
2.52%
$1
3-Month CD
2.50%
$1,000
3-Month CD
2.50%
$1,000
3-Month CD
2.50%
$500
3-Month CD
2.47%
$1,000
3-Month CD
2.32%
$1,000
3-Month CD
2.28%
$500
3-Month CD
2.27%
$50,000
3-Month CD
2.27%
$500
3-Month CD
2.25%
$250
3-Month CD
2.10%
$500
3-Month CD
2.05%
$1,000
3-Month CD
2.02%
$100
3-Month CD
2.02%
$500
3-Month CD
2.00%
$0
3-Month CD
2.00%
$500
3-Month CD
2.00%
$500
3-Month CD
2.00%
$500
3-Month CD
1.97%
$500
3-Month CD
1.75%
$2,500
3-Month CD
1.65%
$1,000
3-Month CD
1.65%
$500
3-Month CD
1.61%
$1,000
3-Month CD
1.51%
$1,000
3-Month CD
1.51%
$2,500
3-Month CD
1.51%
$500
3-Month CD
1.50%
$500
3-Month CD
1.50%
$1,000
3-Month CD
1.36%
$2,500
3-Month CD
1.31%
$500
3-Month CD
1.30%
$1,000
3-Month CD
1.26%
$1,000
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Bank
Product
APY
Min Dep
6-Month CD
5.06%
$1,000
6-Month CD (Super Jumbo)
5.01%
$250,000
6-Month CD (Jumbo)
4.96%
$100,000
6-Month CD
4.75%
$50,000
6-Month CD
4.74%
$1,000
6-Month CD (Jumbo)
4.70%
$100,000
6-Month CD
4.70%
$2,500
6-Month CD
4.70%
$500
6-Month CD
4.68%
$1,000
6-Month CD
4.65%
$500
6-Month CD
4.65%
$1,000
6-Month CD
4.65%
$500
6-Month CD
4.65%
$50,000
6-Month CD
4.65%
$10,000
6-Month CD
4.61%
$25,000
6-Month CD
4.60%
$1,000
6-Month CD
4.60%
$1,000
6-Month CD
4.55%
$1,000
6-Month CD
4.55%
$1,000
6-Month CD
4.50%
$500
6-Month CD
4.50%
$1,000
6-Month CD
4.50%
$1,000
6-Month CD
4.50%
$500
6-Month CD
4.50%
$1,000
6-Month CD
4.50%
$1,000
6-Month CD
4.50%
$100,000
6-Month CD
4.50%
$2,500
6-Month CD
4.50%
$500
6-Month CD
4.50%
$1,000
6-Month CD
4.47%
$500
6-Month CD
4.45%
$1,000
6-Month CD
4.45%
$2,500
6-Month CD
4.45%
$1,000
6-Month CD
4.45%
$5,000
6-Month CD
4.42%
$1,000
6-Month CD
4.40%
$5,000
6-Month CD
4.40%
$5,000
6-Month CD
4.40%
$1,000
6-Month CD
4.35%
$1,000
6-Month CD
4.35%
$500
6-Month CD
4.35%
$1,000
6-Month CD
4.35%
$1,000
6-Month CD
4.35%
$500
6-Month CD
4.35%
$500
6-Month CD
4.32%
$1,000
6-Month CD
4.30%
$5,000
6-Month CD
4.30%
$1,000
6-Month CD
4.30%
$500
6-Month CD (Jumbo)
4.30%
$100,000
6-Month CD
4.30%
$1,000
6-Month CD
4.30%
$500
6-Month CD (Jumbo)
4.30%
$10,000
6-Month CD
4.30%
$5,000
6-Month CD
4.30%
$1,000
6-Month CD
4.30%
$2,500
6-Month CD
4.30%
$500
6-Month CD
4.30%
$1,000
6-Month CD
4.30%
$500
6-Month CD
4.30%
$250
6-Month CD
4.29%
$1,000
6-Month CD
4.29%
$500
6-Month CD
4.25%
$1,000
6-Month CD
4.25%
$1,000
6-Month CD
4.25%
$1,000
6-Month CD
4.25%
$2,500
6-Month CD
4.25%
$500
6-Month CD
4.25%
$10,000
6-Month CD
4.25%
$500
6-Month CD
4.25%
$50,000
6-Month CD
4.25%
$1,000
6-Month CD
4.25%
$500
6-Month CD
4.25%
$500
6-Month CD
4.25%
$500
6-Month CD
4.24%
$1,000
6-Month CD
4.23%
$500
6-Month CD
4.22%
$500
6-Month CD
4.22%
$1
6-Month CD
4.20%
$25,000
6-Month CD
4.20%
$1,000
6-Month CD
4.20%
$500
6-Month CD
4.20%
$5,000
6-Month CD
4.20%
$500
6-Month CD
4.19%
$1,000
6-Month CD
4.19%
$50,000
6-Month CD
4.17%
$1,000
6-Month CD
4.16%
$1,000
6-Month CD
4.16%
$500
6-Month CD
4.15%
$1,000
6-Month CD
4.15%
$500
6-Month CD
4.15%
$1,000
6-Month CD
4.15%
$500
6-Month CD
4.15%
$1,000
6-Month CD
4.15%
$500
6-Month CD
4.15%
$1,000
6-Month CD
4.15%
$1,000
Show More
Bank
Product
APY
Min Dep
12-Month CD
5.25%
$1,000
12-Month CD (Flex Index)
4.86%
$1,000
12-Month CD (Bump-Up)
4.75%
$10,000
12-Month CD
4.70%
$1,000
12-Month CD (Jumbo)
4.63%
$50,000
12-Month CD
4.60%
$1,000
12-Month CD
4.59%
$200
12-Month CD
4.58%
$1,000
12-Month CD (Jumbo)
4.55%
$100,000
12-Month CD
4.55%
$500
12-Month CD
4.55%
$50,000
12-Month CD
4.55%
$1,000
12-Month CD
4.55%
$1,000
12-Month CD
4.50%
$25,000
12-Month CD
4.50%
$500
12-Month CD
4.50%
$10,000
12-Month CD
4.50%
$5,000
12-Month CD
4.50%
$1,000
12-Month CD
4.50%
$500
12-Month CD
4.50%
$500
12-Month CD
4.50%
$1,000
12-Month CD
4.50%
$10,000
12-Month CD
4.50%
$500
12-Month CD
4.50%
$1,000
12-Month CD
4.49%
$500
12-Month CD
4.45%
$5,000
12-Month CD
4.45%
$500
12-Month CD
4.45%
$1,000
12-Month CD
4.45%
$500
12-Month CD
4.45%
$1,000
12-Month CD
4.45%
$1,000
12-Month CD
4.40%
$100
12-Month CD
4.40%
$2,500
12-Month CD
4.40%
$1,000
12-Month CD
4.39%
$10,000
12-Month CD
4.39%
$500
12-Month CD
4.37%
$1,000
12-Month CD
4.35%
$500
12-Month CD
4.35%
$1,000
12-Month CD
4.35%
$500
12-Month CD
4.34%
$0
12-Month CD
4.34%
$1,000
12-Month CD
4.33%
$5,000
12-Month CD (Jumbo)
4.33%
$100,000
12-Month CD
4.33%
$1,000
12-Month CD
4.32%
$1,000
12-Month CD
4.32%
$500
12-Month CD
4.32%
$1,000
12-Month CD
4.32%
$1,000
12-Month CD
4.32%
$500
12-Month CD
4.30%
$500
12-Month CD
4.30%
$1,000
12-Month CD
4.30%
$1,000
12-Month CD
4.30%
$500
12-Month CD (Jumbo)
4.30%
$100,000
12-Month CD (Jumbo)
4.30%
$100,000
12-Month CD
4.30%
$1,000
12-Month CD
4.30%
$500
12-Month CD
4.30%
$500
12-Month CD
4.30%
$500
12-Month CD (Jumbo)
4.29%
$250,000
12-Month CD
4.29%
$1,000
12-Month CD (Jumbo)
4.27%
$100,000
12-Month CD
4.27%
$2,000
12-Month CD
4.26%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$50,000
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$5,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$2,500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$2,500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$5,000
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$1,000
12-Month CD (Jumbo)
4.25%
$100,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD
4.25%
$500
12-Month CD
4.25%
$500
12-Month CD
4.25%
$1,000
12-Month CD (add-On)
4.25%
$500
12-Month CD
4.25%
$1,000
Show More
Bank
Product
APY
Min Dep
18-Month CD
5.00%
$1,000
18-Month CD
4.65%
$1,000
18-Month CD
4.45%
$500
18-Month CD (Jumbo)
4.40%
$100,000
18-Month CD
4.35%
$500
18-Month CD
4.33%
$500
18-Month CD
4.32%
$500
18-Month CD
4.30%
$500
18-Month CD
4.30%
$50,000
18-Month CD
4.30%
$1,000
18-Month CD
4.28%
$10,000
18-Month CD
4.27%
$500
18-Month CD
4.27%
$1,000
18-Month CD
4.25%
$1,000
18-Month CD
4.25%
$1,000
18-Month CD
4.25%
$1,000
18-Month CD
4.25%
$1,000
18-Month CD
4.25%
$1,000
18-Month CD
4.22%
$10,000
18-Month CD
4.20%
$1,000
18-Month CD
4.20%
$2,500
18-Month CD
4.18%
$1,000
18-Month CD
4.16%
$1
18-Month CD
4.16%
$1,000
18-Month CD
4.15%
$500
18-Month CD
4.15%
$5,000
18-Month CD
4.15%
$1,000
18-Month CD
4.15%
$500
18-Month CD
4.15%
$1,000
18-Month CD
4.15%
$10,000
18-Month CD
4.15%
$500
18-Month CD
4.13%
$500
18-Month CD
4.13%
$500
18-Month CD
4.13%
$1,000
18-Month CD
4.10%
$500
18-Month CD
4.10%
$250
18-Month CD
4.10%
$10,000
18-Month CD
4.10%
$500
18-Month CD
4.10%
$1,000
18-Month CD
4.07%
$500
18-Month CD
4.06%
$1,000
18-Month CD
4.06%
$2,000
18-Month CD
4.05%
$1,000
18-Month CD
4.05%
$5,000
18-Month CD
4.05%
$25,000
18-Month CD
4.05%
$1,000
18-Month CD
4.05%
$500
18-Month CD (Jumbo)
4.04%
$100,000
18-Month CD (Adjust-A-Rate)
4.04%
$1,000
18-Month CD
4.02%
$500
18-Month CD
4.01%
$500
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$200
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$500
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$500
18-Month CD
4.00%
$500
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$500
18-Month CD
4.00%
$2,000
18-Month CD
4.00%
$500
18-Month CD
4.00%
$500
18-Month CD
4.00%
$250
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$500
18-Month CD
4.00%
$1,000
18-Month CD
4.00%
$500
18-Month CD (Jumbo)
3.97%
$100,000
18-Month CD
3.97%
$1,000
18-Month CD
3.96%
$500
18-Month CD
3.95%
$1,000
18-Month CD
3.95%
$500
18-Month CD
3.95%
$1,000
18-Month CD
3.92%
$100
18-Month CD
3.92%
$1,000
18-Month CD
3.90%
$500
18-Month CD
3.90%
$1,000
18-Month CD
3.90%
$5,000
18-Month CD
3.90%
$500
18-Month CD
3.90%
$1,000
18-Month CD
3.90%
$500
18-Month CD
3.90%
$500
18-Month CD
3.90%
$0
18-Month CD
3.87%
$0
18-Month CD
3.87%
$500
18-Month CD
3.87%
$500
18-Month CD
3.86%
$1,000
18-Month CD
3.85%
$1,500
18-Month CD
3.85%
$250
18-Month CD
3.85%
$1,000
18-Month CD
3.85%
$500
18-Month CD
3.85%
$0
18-Month CD
3.85%
$1,000
18-Month CD
3.85%
$500
Show More
Bank
Product
APY
Min Dep
24-Month CD (Flex Index)
4.86%
$1,000
24-Month CD
4.75%
$1,000
24-Month CD
4.75%
$1,000
24-Month CD
4.50%
$1,000
24-Month CD
4.40%
$500
24-Month CD
4.35%
$500
24-Month CD
4.30%
$1,000
24-Month CD
4.25%
$1,000
24-Month CD (Jumbo)
4.25%
$100,000
24-Month CD
4.25%
$1,000
24-Month CD
4.22%
$10,000
24-Month CD
4.20%
$1,000
24-Month CD
4.20%
$2,500
24-Month CD
4.20%
$500
24-Month CD
4.20%
$1,000
24-Month CD
4.16%
$1
24-Month CD
4.15%
$500
24-Month CD
4.15%
$500
24-Month CD
4.15%
$1,000
24-Month CD
4.15%
$1,000
24-Month CD
4.15%
$500
24-Month CD
4.15%
$500
24-Month CD
4.14%
$1,000
24-Month CD
4.13%
$10,000
24-Month CD
4.10%
$500
24-Month CD
4.10%
$1,000
24-Month CD
4.10%
$5,000
24-Month CD
4.10%
$5,000
24-Month CD
4.10%
$250
24-Month CD
4.07%
$500
24-Month CD (Jumbo)
4.07%
$100,000
24-Month CD
4.06%
$500
24-Month CD
4.06%
$1,000
24-Month CD
4.06%
$2,000
24-Month CD
4.06%
$1,000
24-Month CD
4.06%
$1,000
24-Month CD
4.05%
$1,500
24-Month CD
4.05%
$25,000
24-Month CD
4.03%
$1,000
24-Month CD
4.02%
$500
24-Month CD
4.01%
$500
24-Month CD
4.00%
$25,000
24-Month CD
4.00%
$5,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$5,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$2,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$10,000
24-Month CD
4.00%
$10,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$500
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$1,000
24-Month CD
4.00%
$500
24-Month CD
3.96%
$1,000
24-Month CD
3.95%
$0
24-Month CD
3.95%
$500
24-Month CD
3.93%
$1,000
24-Month CD
3.93%
$1,000
24-Month CD (Online)
3.90%
$1,000
24-Month CD
3.90%
$1,000
24-Month CD (Online)
3.90%
$1,000
24-Month CD
3.90%
$1,000
24-Month CD
3.90%
$250
24-Month CD
3.90%
$500
24-Month CD (Adjust-A-Rate)
3.89%
$1,000
24-Month CD
3.87%
$500
24-Month CD
3.87%
$500
24-Month CD
3.85%
$50