CD Rates at Credit Unions | Search for the Best CD Rates

Affinity Federal Credit Union (AFCU) is offering promotional certificates that have really competitive CD rates. The best promotional CD rate is on Affinity Federal Credit Union’s 12-month certificate with a current rate of 4.35% for account balances of $100,000 or more. The highest CD rate is on AFCU’s 22-month certificate at 4.50%, also for account balances of $100,000 or more.

Affinity Federal Credit Union is also offering certificate with lower minimum deposits that still have very competitive CD rates which are listed below.

Affinity Federal Credit Union offers a range of CD options with varying interest rates and terms. Their CD rates are competitive compared to other credit unions and banks and they offer the option to open a CD with as little as $500. The interest rate on a CD will depend on the term of the CD, with longer terms typically offering higher interest rates. As of March 2023, the following CD rates were being offered by Affinity:

Affinity Federal Credit Union CD Rates Include:

14-Month Promotional Certificate APYs

• 4.15% APY on balances of $500 to $49,999
• 4.25% APY on balances of $50,000 to $99,999
• 4.35% APY on balances of $100,000 or more

22-Month Promotional Certificate APYs

• 4.30% APY on balances of $500 to $49,999
• 4.40% APY on balances of $50,000 to $99,999
• 4.50% APY on balances of $100,000 or more

Open an Affinity Federal Credit Union Certificate Account

Affinity Federal Credit Union is a full-service credit union that offers a range of financial products and services, including share savings accounts, checking accounts, youth account, loans, and credit cards. One of the most popular savings products offered by Affinity is their certificate of deposit (CD). In this essay, we will explore Affinity Federal Credit Union CD rates, Affinity certificate benefits, and terms of service.

Affinity Federal Credit Union Certificate Benefits

There are several benefits to opening an Affinity Federal Credit Union certificate of deposit. One of the main benefits is that CDs offer a fixed interest rate, which means you’ll know exactly how much interest you’ll earn over the term of the CD. This can be helpful for individuals who are looking for a stable investment option with low risk. Additionally, Affinity CDs are federally insured up to $250,000, which means your investment is protected even in the event of a credit union failure.

Another benefit of Affinity CDs is the flexibility they offer. You can choose from two different terms and open an account with as little as $500, making it an accessible investment option for many people.

Affinity FCU Certificate Terms of Service

There are a few important terms of service to be aware of when opening an Affinity Federal Credit Union certificate of deposit. First and foremost, CDs are intended to be a long-term investment, and there are penalties for early withdrawal. If you withdraw your funds before the end of the CD term, you may be subject to a penalty fee, which could reduce your earnings.

Another important term to be aware of is the automatic renewal policy. If you do not withdraw your funds or make changes to your account before the end of the CD term, it will automatically renew for another term. This means you’ll continue to earn interest on your investment, but it’s important to make sure the renewal terms and interest rates are still in line with your financial goals.

Finally, it’s important to note that Affinity Federal Credit Union may have additional terms and conditions that apply to their certificate of deposit products. It’s important to review all terms and conditions before opening an account to make sure you fully understand the product and any associated fees or restrictions.

To recap, Affinity Federal Credit Union CD rates are competitive which make the certificates a popular choice if you’re looking for a stable, low-risk investment option, especially in these trying times. With competitive interest rates, flexible terms, and federal insurance protection, Affinity CDs are a smart choice for those looking to grow their savings over time without much risk. To read more or open a Affinity Federaul Credit Union Certificate visit: Certificates | Affinity Federal Credit Union (affinityfcu.com)

Alliant Credit Union CD rates are some of the best CD rates available right now. The highest CD rate is on the 12-month share certificate at 5.00% APY. Last week it was their 6-month rate that was at 5.00%, the rate was lowered to 4.75% APY. 12-month jumbo CD rates were increased to 4.94% APY 5.05%. The 5.00 percent CD rate for a 12-month CD and 12-month jumbo CD keeps Alliant Credit Union in a group of select few financial institutions offing a 5.00 rate.

Besides the regular share 6-month CD share certificates, Alliant Credit Union also offer jumbo share CDs and three different types of IRA share certificates, all with very competitive CD rates.

Alliant Credit Union is a not-for-profit financial institution that offers a range of financial services to its members, including savings accounts, checking accounts, credit cards, and loans. One of the most popular products offered by Alliant Credit Union is its certificate of deposit (CD) accounts. In this essay, we will explore Alliant Credit Union’s CD rates, CD terms, and CD account benefits.

Alliant Credit Union CD Rates: Updated 3/19/23

Share CD Rates Include:

• 3-month Rate 4.75% APY 4.85% Rate 4.41% APY 4.50%
• 6-month Rate 4.89% APY 5.00% Rate 4.65% APY .475%
• 12-month Rate 4.55% APY 4.65% Rate 4.89% APY 5.00%
• 18-month Rate 4.41% APY 4.50%
• 24-month Rate 4.36% APY 4.45%
• 36-month Rate 4.36% APY 4.45%
• 48-month Rate 4.22% APY 4.30%
• 60-month Rate 4.27% APY 4.35%

Jumbo CD Rates Include:

• 3-month Rate 4.75% APY 4.85% Rate 4.41% APY 4.50%
• 6-month Rate 4.89% APY 5.00% Rate 4.65% APY .475%
• 12-month Rate 4.55% APY 4.65% Rate 4.94% APY 5.05%
• 18-month Rate 4.51% APY 4.60%
• 24-month Rate 4.46% APY 4.55%
• 36-month Rate 4.46% APY 4.55%
• 48-month Rate 4.22% APY 4.30%
• 60-month Rate 4.27% APY 4.35%

Open an Alliant Credit Union Share Certificate Account

Alliant Credit Union CD Terms:

Alliant Credit Union offers competitive CD rates to its members, which can help them earn more interest on their savings. Alliant Credit Union offers CD terms ranging from 6 to 84 months, giving members flexibility in choosing a term that suits their needs. The minimum deposit required to open a CD account is $1,000, and there are no monthly maintenance fees.

Alliant Credit Union CD Account Benefits

1. Guaranteed Returns: CD accounts offer a fixed rate of return, which is guaranteed for the term of the CD. This means that members can earn a predictable return on their savings.
2. FDIC Insurance: Alliant Credit Union CD accounts are insured by the Federal Deposit Insurance Corporation (FDIC), up to $250,000 per depositor. This provides members with peace of mind knowing that their savings are protected.
3. No Risk: CD accounts are a low-risk investment, as the principal amount is guaranteed and the interest rate is fixed for the term of the CD.
4. Automatic Renewal: Alliant Credit Union CD accounts have an automatic renewal feature, which means that at the end of the CD term, the CD account will automatically renew for another term at the prevailing rate, unless the member chooses to withdraw the funds.
5. Online Access: Alliant Credit Union CD accounts can be accessed online, allowing members to view their account balances, transaction history, and interest earned.

To sum up, Alliant Credit Union offers competitive CD rates, a range of CD terms, and a variety of CD account benefits to its members. CD accounts can be a great way to earn more interest on savings while keeping the principal amount safe and secure. Alliant Credit Union’s CD accounts offer members the opportunity to earn a predictable return on their savings, with the added benefits of FDIC insurance and online access to their account. Alliant Credit Union CD accounts are a great choice for anyone looking to earn more on their savings. You can open a Share CD account at: https://open.alliantcreditunion.com/products

Proponent Federal Credit Union CD rates on the credit union’s certificates are competitive for a credit union. Current 12 month CD rates on Proponent FCU’s standard certificate are at 1.44 percent with an APY of 1.45 percent.

12 month CD rates on Proponent FCU’s premium benefits certificate are slightly higher at 1.54 percent with an APY of 1.55 percent. 2 year CD rates from Proponent FCU on the standard certificate are at 1.69 percent with an APY of 1.70 percent. 24 month CD rates from Proponent on the premium benefits certificate are at 1.79 percent with an APY of 1.80 percent. See how Proponent FCU CD rates compare with other online rates to get the highest rate today.

Parda Federal Credit Union CD rates are not the best CD rates available right now but they are competitive when compared to brick and mortar branch CD rates. 12 month CD rates at Parda Federal Credit Union are at 0.65 percent. 2 year CD rates at Parda FCU are at 0.90 percent. 3 year CD rates at Parda FCU are at 1.15 percent 4 year CD rates from Parda FCU are at 1.41 percent and 5 year CD rates are at 1.76 percent.

As with any credit union you have to be a member to open a certificate account. Parda CU’s membership includes any employee or retiree of an approved Select Employee Group (SEG) or their family members. Family members include mother, father, sisters, brothers, children, grandchildren, grandparents, adoptive and step families. You can also join Parda as a consumer through the American Consumer Council (ACC).

Parda was founded in 1937 and currently has  more than $170 million in assets and over 17,000 members nationwide.

Parda was founded by 7 volunteers back in 1937. Apparently a cigar box served as the first “money till” — sometimes referred to as the “vault.”

Quorum Federal Credit Union CD rates are near the higher end of CD rates that are available these days. CD rates at Quorum FCU on certificates of 12 months or longer are the best deals. Current 1 year CD rates from Quorum FCU are at 2.57 percent with an APY of 2.60 percent. 3 year CD rates from Quorum FCU are at 2.72 percent with an APY of 2.75 percent. Today’s 5 year CD rates from Quorum are currently at 2.96 percent with an APY of 3.00 percent. To get the best rates compare other rates available with Quorum Federal Credit Union CD rates.

Actors Federal Credit Union CD rates are not the best CD rates around but they are better than traditional bank brick and mortar CD rates. There are six different certificates with decent CD rates from Actors Federal Credit Union. CD accounts are available from 6 months to 60 months. 24 month CD rates at Actors Federal Credit Union are at 1.64 percent with an APY of 1.65 percent. 5 year CD rates are at 1.98 percent with an APY of 2.00 percent. You can see how two Actors Federal Credit Union CD rates compare with other bank rates.

Actors Federal Credit Union HQ and Contact Information

Actors FCU main office
165 W 46th St
New York, New York 10036-2501
New York County
Phone: (212) 869-8926
NCUA Branch ID: 17227

Mutual Security Credit Union CD rates are some of the best CD rates available right now from any credit union. Special 22 month CD rates at Mutual Security Credit Union are at an incredible high rate of 3.25 percent. Special 15 month CD rates at 2.47 percent with an APY of 2.50 percent. See how these Mutual Security Credit Union CD rates compare with other rates to get the best rate.

GTE Financial CD rates are right now some of the best CD rates around. 6 month CD Rates at GTE Financial are at 1.25 percent with 1.26 percent. 18 month CD rates at GTE Financial are at 2.25 percent with an APY of 2.27 percent. To get these best CD rates from GTE Financial you have to be a member of the credit union. Yes, GTE Financial is a credit union doing business as GTE Financial.

Sandia Area Federal Credit Union CD rates are not the best CD rates around but they are higher than most. 12 month CD rates at Sandia Area Federal Credit Union are at 1.34 percent with an APY of 1.35 percent. 24 month CD rates are at 2.03 percent with an APY of 2.05 percent. 3 year CD rates are at 2.13 percent with an APY of 2.15 percent. Compare Sandia Area Federal Credit Union CD rates with other credit union CD rates to get the best rate.

with an APY of 2.00 percent. 3 year CD rates from Xceed Financial Credit Union are also competitive right now at 2.72 percent with an APY of 2.75 percent. You can compare Xceed Financial Credit Union CD rates with other credit union CD rates to get the best rate.