Alliant Credit Union CD Rates: Best Rate 12-Month at 5.00% APY: Updated

Alliant Credit Union CD rates are some of the best CD rates available right now. The highest CD rate is on the 12-month share certificate at 5.00% APY. Last week it was their 6-month rate that was at 5.00%, the rate was lowered to 4.75% APY. 12-month jumbo CD rates were increased to 4.94% APY 5.05%. The 5.00 percent CD rate for a 12-month CD and 12-month jumbo CD keeps Alliant Credit Union in a group of select few financial institutions offing a 5.00 rate.

Besides the regular share 6-month CD share certificates, Alliant Credit Union also offer jumbo share CDs and three different types of IRA share certificates, all with very competitive CD rates.

Alliant Credit Union is a not-for-profit financial institution that offers a range of financial services to its members, including savings accounts, checking accounts, credit cards, and loans. One of the most popular products offered by Alliant Credit Union is its certificate of deposit (CD) accounts. In this essay, we will explore Alliant Credit Union's CD rates, CD terms, and CD account benefits.

Alliant Credit Union CD Rates: Updated 3/19/23

Share CD Rates Include:

• 3-month Rate 4.75% APY 4.85% Rate 4.41% APY 4.50%
• 6-month Rate 4.89% APY 5.00% Rate 4.65% APY .475%
• 12-month Rate 4.55% APY 4.65% Rate 4.89% APY 5.00%
• 18-month Rate 4.41% APY 4.50%
• 24-month Rate 4.36% APY 4.45%
• 36-month Rate 4.36% APY 4.45%
• 48-month Rate 4.22% APY 4.30%
• 60-month Rate 4.27% APY 4.35%

Jumbo CD Rates Include:

• 3-month Rate 4.75% APY 4.85% Rate 4.41% APY 4.50%
• 6-month Rate 4.89% APY 5.00% Rate 4.65% APY .475%
• 12-month Rate 4.55% APY 4.65% Rate 4.94% APY 5.05%
• 18-month Rate 4.51% APY 4.60%
• 24-month Rate 4.46% APY 4.55%
• 36-month Rate 4.46% APY 4.55%
• 48-month Rate 4.22% APY 4.30%
• 60-month Rate 4.27% APY 4.35%

Open an Alliant Credit Union Share Certificate Account

Alliant Credit Union CD Terms:

Alliant Credit Union offers competitive CD rates to its members, which can help them earn more interest on their savings. Alliant Credit Union offers CD terms ranging from 6 to 84 months, giving members flexibility in choosing a term that suits their needs. The minimum deposit required to open a CD account is $1,000, and there are no monthly maintenance fees.

Alliant Credit Union CD Account Benefits

1. Guaranteed Returns: CD accounts offer a fixed rate of return, which is guaranteed for the term of the CD. This means that members can earn a predictable return on their savings.
2. FDIC Insurance: Alliant Credit Union CD accounts are insured by the Federal Deposit Insurance Corporation (FDIC), up to $250,000 per depositor. This provides members with peace of mind knowing that their savings are protected.
3. No Risk: CD accounts are a low-risk investment, as the principal amount is guaranteed and the interest rate is fixed for the term of the CD.
4. Automatic Renewal: Alliant Credit Union CD accounts have an automatic renewal feature, which means that at the end of the CD term, the CD account will automatically renew for another term at the prevailing rate, unless the member chooses to withdraw the funds.
5. Online Access: Alliant Credit Union CD accounts can be accessed online, allowing members to view their account balances, transaction history, and interest earned.

To sum up, Alliant Credit Union offers competitive CD rates, a range of CD terms, and a variety of CD account benefits to its members. CD accounts can be a great way to earn more interest on savings while keeping the principal amount safe and secure. Alliant Credit Union's CD accounts offer members the opportunity to earn a predictable return on their savings, with the added benefits of FDIC insurance and online access to their account. Alliant Credit Union CD accounts are a great choice for anyone looking to earn more on their savings. You can open a Share CD account at: https://open.alliantcreditunion.com/products