California Credit Union CD Rates & CD Yields

California Credit Union is advertising regular share certificates of deposit and IRA certificates of deposit. The CD rates are tiered for both types of certificates. The credit union doesn't have the best CD rates but the rates are still competitive. The highest CD rate is on their jumbo 60 month Share CD and IRA CD, the current CD rate is 2.859% with an annual percentage yield (APY) of 2.90%.

Share Certificates & IRA Certificates Rates and Yields: Deposits of $1,000 to $99,999.






  • Flex Saver Certificate - 3-month 0.449% Rate 0.450% APY

  • Flex Saver Certificate - 6-month 0.499% Rate 0.500% APY

  • Elite Saver Certificate - 12-month 0.648% Rate 0.650% APY

  • Super Saver Certificate - 18-month 0.946% Rate 0.950% APY

  • Super Saver Certificate - 24-month 1.193% Rate 1.200% APY

  • Max Saver Certificate - 36-month 1.735% Rate 1.750% APY

  • Max Saver Certificate - 60-month 2.762% Rate 2.800% APY


Share Certificates & IRA Certificates Rates and Yields: Deposits of $100,000 to $249,999.



  • Flex Saver Certificate - 3-month 0.499% Rate 0.500% APY

  • Flex Saver Certificate - 6-month 0.548% Rate 0.550% APY

  • Elite Saver Certificate - 12-month 0.698% Rate 0.700% APY

  • Super Saver Certificate - 18-month 0.995% Rate 1.000% APY

  • Super Saver Certificate - 24-month 1.242% Rate 1.250% APY

  • Max Saver Certificate - 36-month 1.784% Rate 1.800% APY

  • Max Saver Certificate - 60-month 2.810% Rate 2.850% APY


Share Certificates & IRA Certificates Rates and Yields: Deposits of $250,000 minimum.



  • Flex Saver Certificate - 3-month 0.548% Rate 0.550% APY

  • Flex Saver Certificate - 6-month 0.598% Rate 0.600% APY

  • Elite Saver Certificate - 12-month 0.747% Rate 0.750% APY

  • Super Saver Certificate - 18-month 1.045% Rate 1.050% APY

  • Super Saver Certificate - 24-month 1.292% Rate 1.300% APY

  • Max Saver Certificate - 36-month 1.833% Rate 1.850% APY

  • Max Saver Certificate - 60-month 2.859% Rate 2.900% APY


All certificates of deposit are insured by the National Credit Union Administration (NCUA).

California Credit Union Membership Information:


California Credit Union membership is open to public and private, current and retired educators and school district employees in California. In addition, if you or your children attend school in California, you probably qualify for membership. Apply here: CU Membership Application.
 
Author: Brian McKay
March 19th, 2010