CGR Credit Union Certificate Rates: Best Rates in Macon, Georgia

If you live, work or worship in and around Macon, Georgia, CGR Credit Union is offering very competitive certificate rates which might possibly be some of the best share rates in Macon. In fact there rates are so good they probably are higher than most CD rates at banks in Macon. CGR Credit Union came about servicing health care professionals and their families.

CGR Credit Union is offering certificates with terms of 6 months, 12 months, 18 months, 24 months, 36 months, 48 months and 60 months. The minimum opening account balances for all types of certificates is $500.

Natually the best certificate rates are on the credit union's longest term certificates. The current 5 year certificate rate is at 1.74 percent with an APY of 1.76 percent. That rate beats the best CD rates from banks on 5 year certificates of deposit rates now and is almost double the FDIC national average 5 year CD rate of 0.98 percent.


The most common type of certificate or certificate of deposit people invest in is a 12 month term. The FDIC's 1 year bank CD rates average is only 0.26 percent. CGR Credit Union's current 1 year certificate rate is more than 3 times the FDIC average at 0.85 percent with an APY of 0.85 percent. While that rate might not sound that great it is one of the highest certificate rates or highest CD rates available in Macon.

Certificate Rates CGR Credit Union

6 Month Rate 0.75% APY 0.75%

12 Month Rate 0.85% APY 0.85%

18 Month Rate 1.00% APY 1.00%

24 Month Rate 1.10% APY 1.11%

36 Month Rate 1.24% APY 1.25%

48 Month Rate 1.49% APY 1.50%

60 Month Rate 1.74% APY 1.75%In addition to offering competitive certificate rates CGRCU is also offering competitive share rates. For a complete list of all rates visit the credit union's website at To compare bank CD rates from any different banks feel free to use our rate table.

Author: Jason P. Jones
September 13th, 2012

Explore Other Credit Union CD Offers