Credit Union 1 headquarted in Rantoul, Illinois, is offering regular share certificates of deposit and Individual Retirement Account certificates of deposit. The credit union's IRA certificates of deposit include Traditional certificates of deposit, Roth certificates of deposit and Educational certificates of deposit. Certificate of deposit terms range between 6 months and 60 months. The credit union's CD rates are tiered for balances of $1,000 or more and $10,000 or more. 

Looking for the highest CD rates at banks and credit unions? Search our CD rate table at CDRates.MonitorBankRates.com to find the best CD rates in your area.




The credit union’s CD rates beat the national average CD rates and are some of the highest CD rates available today. The credit union recently lowered their CD rates since we last reported on their rates. As you would expect the credit union's IRA CD rates are higher than regular share CD rates. Their IRA CD rates are 20 basis points higher than their regular share CD rates for the same deposit term.

Credit Union One CD Rates & APY

Share CD Rates - Balances of $1,000 to $9,999

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  6 Month CD Rates 0.79% APY 0.80%


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  12 Month CD Rates 1.04% APY 1.05%


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  18 Month CD Rates 1.09% APY 1.10%


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  24 Month CD Rates 1.49% APY 1.50%


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  30 Month CD Rates 1.58% APY 1.60%


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  36 Month CD Rates 2.08% APY 2.10%


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  48 Month CD Rates 2.37% APY 2.40%


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  60 Month CD Rates 2.77% APY 2.80%

Share CD Rates - Balances of $10,000 Plus

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  6 Month CD Rates 0.89% APY 0.90%


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  12 Month CD Rates 1.14% APY 1.15%


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  18 Month CD Rates 1.19% APY 1.20%


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  24 Month CD Rates 1.59% APY 1.60%


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  30 Month CD Rates 1.68% APY 1.70%


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  36 Month CD Rates 2.18% APY 2.20%


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  48 Month CD Rates 2.47% APY 2.50%


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  60 Month CD Rates 2.86% APY 2.90%

IRA CD Rates & APY Balances of $1,000 to $9,999

• 6 Month IRA CD Rates 0.99% APY 1.00%


• 12 Month IRA CD Rates 1.24% APY 1.25%


• 18 Month IRA CD Rates 1.29% APY 1.30%


• 24 Month IRA CD Rates 1.69% APY 1.70%


• 30 Month IRA CD Rates 1.79% APY 1.80%


• 36 Month IRA CD Rates 2.28% APY 2.30%


• 48 Month IRA CD Rates 2.57% APY 2.60%


• 60 Month IRA CD Rates 2.96% APY 3.00%

IRA CD Rates & APY Balances of $10,000 Plus

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  6 Month IRA CD Rates 1.09% APY 1.10%


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  12 Month IRA CD Rates 1.34% APY 1.35%


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  18 Month IRA CD Rates 1.39% APY 1.40%


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  24 Month IRA CD Rates 1.78% APY 1.80%


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  30 Month IRA CD Rates 1.88% APY 1.90%


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  36 Month IRA CD Rates 2.37% APY 2.40%


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  48 Month IRA CD Rates 2.67% APY 2.70%


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  60 Month IRA CD Rates 3.06% APY 3.10%

You can find out about joining the credit union and check a list of their current CD interest rates by visiting creditunion1.org. Go to MonitorBankRates.com for a list of today's CD rates from several banks and credit unions.