Credit Union of New Jersey CD Rates

Credit Union of New Jersey is offering some of the best CD rates from credit unions available these days. The certificates (certificates of deposit) range in terms of 3 months to 60 months. The Gold and Platinum CD rates are also based on your total household deposit and loan balance (excluding first mortgages).

Gold Relationship status is achieved with a $20,000 total household deposit and loan balance. Platinum Relationship status is achieved with a $50,000+ total household deposit and loan balance.




Regular Share Certificates - Deposits of $500 to $99,999.


































































Term Dividend Rate Annual Percentage Yield-Basic Annual Percentage Yield-Gold+ Annual Percentage Yield-Platinum++
3 Months 0.75% 0.75% 0.85% 1.00%
6 Months 1.00% 1.00% 1.10% 1.25%
1 Year 1.49% 1.50% 1.60% 1.75%
18 Months 1.49% 1.50% 1.60% 1.75%
2 Years 2.23% 2.25% 2.35% 2.50%
3 Years 2.47% 2.50% 2.60% 2.75%
4 Years 2.57% 2.60% 2.70% 2.85%
5 Years 2.96% 3.00% 3.10% 3.25%

Jumbo Certificates - Deposits of $100,000 and Above.


































































Term Dividend Rate Annual Percentage Yield-Basic Annual Percentage Yield-Gold+ Annual Percentage Yield-Platinum++
3 Months 0.85% 0.85% 0.95% 1.10%
6 Months 1.09% 1.10% 1.20% 1.35%
1 Year 1.59% 1.60% 1.70% 1.85%
18 Months 1.59% 1.60% 1.70% 1.85%
2 Years 2.33% 2.35% 2.45% 2.60%
3 Years 2.57% 2.60% 2.70% 2.85%
4 Years 2.67% 2.70% 2.80% 2.95%
5 Years 3.06% 3.10% 3.20% 3.35%

You will have to join Credit Union of New Jersey to open a certificate of deposit account. For more information on joining and current CD rates and CD Yields visit: CUNJ.org
 
Author: Brian McKay
March 28th, 2010