Credit Union of New Jersey CD Rates
Credit Union of New Jersey is offering some of the best CD rates from credit unions available these days. The certificates (
certificates of deposit) range in terms of 3 months to 60 months. The Gold and Platinum CD rates are also based on your total household deposit and loan balance (excluding first mortgages).Gold Relationship status is achieved with a $20,000 total household deposit and loan balance. Platinum Relationship status is achieved with a $50,000+ total household deposit and loan balance.Regular Share Certificates - Deposits of $500 to $99,999.
Term |
Dividend Rate |
Annual Percentage Yield-Basic |
Annual Percentage Yield-Gold+ |
Annual Percentage Yield-Platinum++ |
3 Months |
0.75% |
0.75% |
0.85% |
1.00% |
6 Months |
1.00% |
1.00% |
1.10% |
1.25% |
1 Year |
1.49% |
1.50% |
1.60% |
1.75% |
18 Months |
1.49% |
1.50% |
1.60% |
1.75% |
2 Years |
2.23% |
2.25% |
2.35% |
2.50% |
3 Years |
2.47% |
2.50% |
2.60% |
2.75% |
4 Years |
2.57% |
2.60% |
2.70% |
2.85% |
5 Years |
2.96% |
3.00% |
3.10% |
3.25% |
Jumbo Certificates - Deposits of $100,000 and Above.
Term |
Dividend Rate |
Annual Percentage Yield-Basic |
Annual Percentage Yield-Gold+ |
Annual Percentage Yield-Platinum++ |
3 Months |
0.85% |
0.85% |
0.95% |
1.10% |
6 Months |
1.09% |
1.10% |
1.20% |
1.35% |
1 Year |
1.59% |
1.60% |
1.70% |
1.85% |
18 Months |
1.59% |
1.60% |
1.70% |
1.85% |
2 Years |
2.33% |
2.35% |
2.45% |
2.60% |
3 Years |
2.57% |
2.60% |
2.70% |
2.85% |
4 Years |
2.67% |
2.70% |
2.80% |
2.95% |
5 Years |
3.06% |
3.10% |
3.20% |
3.35% |
You will have to join Credit Union of New Jersey to open a certificate of deposit account. For more information on joining and current CD rates and CD Yields visit:
CUNJ.org
Author: Brian McKay
March 28th, 2010