Current CD Rates at Atlanta Postal Credit Union are Still Competitive

Atlanta Postal Credit Union, one of the oldest credit unions in the country, is still offering competitive CD rates for their members. As with any credit union, you will have to join Atlanta Postal Credit Union to open a certificate account. You also have to be eligible to join. To view APCU's membership requirements, click here: APCU Membership Info.

APCU is offering certificate terms ranging from 91 days to 5 years. The best rate they're offering is for their 12 month CD.  Their current CD rates on 12 month certificates at are 0.846 percent with an APY of 0.85 percent. While that isn't the highest 12 month credit union CD rate available, APCU's rate is on the higher end of rates available. This rate is available for both regular CD accounts and IRA CD accounts.




The shortest term certificate, 91 days, also has a very competitive rate. The current 91 day CD rate is at 0.499 percent with an APY of 0.50 percent. That rate beats the best 3 month bank CD rate in our rate database by 3 basis points. That rate is also much higher than the Federal Deposit Insurance Corporation's national average 3 month CD rate of 0.08 percent and higher than the National Credit Union Administration's All CU's average 3 month rate of 0.20 percent.

APCU's certificate rates are higher than all the average rates from the FDIC and NCUA. You can compare this credit union's CD rates with the averages below.

CD Rates from Atlanta Postal Credit Union



  • 3 Month Rate 0.499% APY 0.50%

  • 6 Month Rate 0.649% APY 0.65%

  • 12 Month Rate 0.846% APY 0.85%

  • 24 Month Rate 1.094% APY 1.10%

  • 30 Month Rate 1.193% APY 1.20%

  • 36 Month Rate 1.292% APY 1.30%

  • 48 Month Rate 1.489% APY 1.50%

  • 60 Month Rate 1.587% APY 1.60%


National Credit Union Administration Average CD Rates



  • 3 Month Rate 0.20%

  • 6 Month Rate 0.30%

  • 1 Year Rate 0.44%

  • 2 Year Rate 0.66%

  • 3 Year Rate 0.89%

  • 4 Year Rate 1.10%

  • 5 Year Rate 1.36%


Federal Deposit Insurance Corporation Average CD Rates



  • 1 month Rate 0.06

  • 3 month Rate 0.08

  • 6 month Rate 0.13

  • 12 month  Rate 0.20

  • 24 month  Rate 0.33

  • 36 month  Rate 0.45

  • 48 month  Rate 0.57

  • 60 month  Rate 0.74


APCU is one of the larger credit unions with over $2 billion in assets and almost 100,000 members. You can view APCU's financial information, membership information and contact information below:

APCU Information


Members: 99,050
Employees: 147
Total Assets: $2,058,820,000
Total Loans: $838,417,000
Net Worth Ratio: 10.85%
Share Growth: 14.59%
Loan Growth: 1.16%
Loan Assets Ratio: 40.72%
Investment Assets Ratio: 57.72%

APCU Address and Contact Information


3900 Crown Road
Atlanta, GA 30380
(404) 768-4126
Contact: Donald Decinque

CD interest rates change constantly. To view a current list of Atlanta Postal Credit Union CD Rates, click here: APCU CD Rates. If you are unable to join APCU you can view a list of credit union and bank CD rates here at MonitorBankRates.com.
 
Author: Brian McKay
June 28th, 2013