Florida Credit Union CD Rates

Florida Credit Union is offering regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit with terms between 6 months and 60 months. The credit union's best CD rate is their 60 month CD, the current CD rate is 1.75%.

The minimum opening certificate of deposit account balance is $1,000 for regular CDs/IRA CDs with terms between 6 and 11 months. All other regular CD/IRA CD terms have a minimum opening balance of $2,000.




The credit union is also offering jumbo certificates of deposit with a minimum opening balance of only $50,000. Most jumbo CD accounts require a minimum opening balance of $100,000.

Certificate of Deposit Rates/IRA CD Rates - APR



  • 6-11 Month .50% CD Rate

  • 12-17 Month .75% CD Rate

  • 18-23 Month 1.00% CD Rate

  • 24-29 Month 1.25% CD Rate

  • 30-35 Month 1.25% CD Rate

  • 36-47 Month 1.50% CD Rate

  • 48-59 Month  1.75% CD Rate

  • 60 Month 1.75% CD Rate


Jumbo Certificate of Deposit Yields - APY



  • 6-11 Month .50% CD Yield

  • 12-17 Month .75% CD Yield

  • 18-23 Month 1.00% CD Yield

  • 24-29 Month 1.26% CD Yield

  • 30-35 Month 1.26% CD Yield

  • 36-47 Month 1.51% CD Yield

  • 48-59 Month  1.76% CD Yield

  • 60 Month 1.76% CD Yield


CD interest is compounded quarterly. All certificates of deposit are insured for up to $250,000 by the National Credit Union Administration (NCUA). For information on joining FCU and current CD Rates visit: flcu.org or call 1-800-284-1144.
 
Author: Jason P. Jones
March 17th, 2010