Highest 3 Year CD Rates: Best CD Rates at 1.84%

Currently on Monitor Bank Rates's list of national 3 year CD rates the best rate is from Bank of Internet. The bank's 3 year CD interest rate is 1.84% with a CD yield of 1.86%. That rate is higher than the current 3 national average 3 year CD rate of 1.24% as reported by Monitor Bank Rates.

• Search for the highest CD rates in your state by using our rate tables at CDRates.MonitorBankRates.com.

The second highest 3 year CD rate on our list is from Union National Bank. 3 year bank CD rates at Union National Bank are currently at 1.77% with a bank CD yield of 1.79%.

The third highest rate on our list is from five different banks. Discover Bank, Ally Bank, Liberty Bank, Nationwide Bank and Tennessee Commerce Bank are all offering 36 month CD interest rates at 1.73% with a yield of 1.75% 

AIG Bank has the fourth best rate on our list at 1.69% with a yield of 1.70%. Rounding out the top 5 rates is First Internet Bank of IN with a rate of 1.59% and a yield of 1.60%.

Best National 3 Year CD Rates

Bank of Internet USA Yield 1.86% Min $1000 

Union National Bank Yield 1.79% Min $5000 

Discover Bank Yield 1.75% Min $2500 

Liberty Bank Yield 1.75% Min $500 

Ally Bank Yield 1.75% Min $ 1 

Tennessee Commerce Bank Yield 1.75% Min $2500 

Nationwide Bank Yield 1.75% Min $10,000 

AIG Bank Yield 1.70% Min $2500 

First Internet Bank of IN Yield 1.60% Min $1000 

Sallie Mae Yield 1.55% Min $ 1 

Giantbank.com Yield 1.51% Min $2500 

Pentagon Federal Credit Union Yield 1.50% Min $1000

Milford Bank Yield 1.50% Min $1000 

First County Bank Yield 1.50% Min $1000 

Webster Bank Yield 1.50% Min $2500 

PenFed Yield 1.50% Min $1000 

Union Savings Bank Yield 1.50% Min $1000 

Farmington Savings Bank Yield 1.50% Min $500 

Peoples Bank Yield 1.50% Min $1000 

American Express Bank FSB Yield 1.45% Min $ 0 

EverBank Yield 1.30% Min $1500 

ING DIRECT Yield 1.25% Min $ 1 

E-LOAN.com Yield 1.15% Min $10,000 

Ameriprise Bank FSB Yield 1.15% Min $10,000 

Capital One Direct Banking Yield 1.10% Min $5000 

Allstate Bank Yield 1.05% Min $1000 

Bank of America Yield 1.01% Min $10,000 

Citibank Yield 1.01% Min $10,000 

EmigrantDirect.com Yield 1.00% Min $1000