Highest Texas CD Rates

The national average 12 month CD rate at banks and credit unions currently averaging only 0.816 percent. There are CD rates higher than the national average rates. We searched our bank CD rates tables and credit union CD rate tables for the highest CD rates in Texas.

The highest 12 month CD rates in Texas are from two national banks. Sallie Mae and Flagstar. Both banks are offering 12 year Texas bank CD rates at 1.54 percent with an annual percentage yield (APY) of 1.55 percent. The bank's current CD rates are almost double the current national average CD rates.

Bank of Internet is next on the list of highest Texas CD rates. Bank of Internet is currently offering 1 year CD rates at 1.47 percent. with an APY of 1.48 percent. Giantbank.com has the third highest Texas CD rate. The bank's current 12 month CD rate is 1.45 percent with an APY of 1.46 percent.

 Highest Texas CD Rates

  • Sallie Mae 1.55% APY Min $ 1 

  • Flagstar Bank 1.55% APY Min $500 

  • Bank of Internet USA 1.48% APY Min $1000 

  • Giantbank.com 1.46% APY Min $2500 

  • Discover Bank 1.45% APY Min $2500 

  • Nationwide Bank 1.45% APY Min $10,000 

  • Ally Bank 1.44% APY Min $ 1 

  • AIG Bank 1.41% APY Min $2500 

  • American Express Bank FSB 1.30% APY Min $ 0 

  • Pentagon Federal Credit Union 1.26% APY Min $1000 

  • PenFed 1.26% APY Min $1000 

  • EverBank 1.15% APY Min $1500 

  • Tennessee Commerce Bank 1.15% APY Min $2500 

  • BankDirect 1.11% APY Min $10,000 

  • MetroBank 1.10% APY Min $500 

  • Beal Bank 1.01% APY Min $1000 

  • ING DIRECT 1.00% APY Min $ 1 

  • First Internet Bank of IN 1.00% APY Min $1000 

Lowest CD Rates in Texas

  • Bank of the West 0.94% APY Min $2500 

  • Texas Capital Bank 0.90% APY Min $1000 

  • Allstate Bank 0.85% APY Min $1000 

  • E-LOAN.com 0.85% APY Min $10,000 

  • Ameriprise Bank FSB 0.85% APY Min $10,000 

  • North Dallas B&T 0.80% APY Min $1000 

  • Jefferson State Bank 0.70% APY Min $1000 

  • HSBC Advance 0.70% APY Min $1000 

  • Bank of America 0.65% APY Min $10,000 

  • Prosperity Bank 0.65% APY Min $1000 

  • Citibank 0.60% APY Min $10,000 

  • Whitney National Bank 0.60% APY Min $1000 

  • Amegy Bank of Texas 0.60% APY Min $1000 

  • Capital One Direct Banking 0.50% APY Min $5000 

  • Legacy Bank of Texas 0.50% APY Min $2500 

  • Bank of America 0.40% APY Min $10,000 

  • Bank of Texas 0.40% APY Min $1000 

  • Broadway National Bank 0.35% APY Min $1000 

  • Zions Bank 0.35% APY Min $1000 

  • Frost Bank 0.30% APY Min $1000 

  • Wells Fargo Bank 0.20% APY Min $10,000 

  • Chase 0.20% APY Min $10,000 

Use our free CD calculator to calculate your CD investment return. Search and compare CD rates in your area at MonitorBankRates.com.

 
Author: CD Rates
September 9th, 2010

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