CD Rates in
certificate of deposit rates: Search and compare bank CD interest rates and credit union CD interest rates. Our CD interest rate tables for include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates and jumbo CD rates in or by zip you live in. Once you have entered your search criteria a list of the highest CD rates will be displayed. MonitorBankRates also offers a free CD calculator and CD ladder calculator you can use to calculate your certificate of deposit investment return.
Bank CD Rates
When comparing bank CD rates in make sure to choose a bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). Deposits in banks that are insured by the FDIC are guaranteed for up to $250,000 per depositor.
Jumbo CD Rates
Jumbo CD rates in are usually higher than regular CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some banks and credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.
Credit Union CD Rates
When comparing CD rates from credit unions make sure to choose a credit union that has deposits insured by the National Credit Union Administration (NCUA). Deposits in credit unions that are insured by the NCUA are guaranteed for up to $250,000 per depositor.