McPherson Co-op Credit Union Review and Rates
McPherson Co-op Credit Union based in McPherson Kansas, is offering certificates in terms of 6 months, 12 months, 24 months and 48 months. McPherson Co-op Credit Union 's certificate rates are tiered and based on the account balance.
McPherson Co-op Credit Union 's share rates are not the highest rates around but they are competitive and better than the national averages. The credit union's rates are also better than most bank CD rates around right now.
Current 6 month certificate rates at McPherson Co-op Credit Union are going for 0.25 percent an APY of 0.25 percent for account balances of less than $10,000. Account balances of $10,000 or more have a certificate rate of 0.50 percent with an APY of 0.50 percent. That rate beats most CD rates at banks right now.
Considering the share rate is double for account balances of 10k or more if you have the money stick with the larger account balance to earn the best CD rates. The credit union's larger share certificate rates are very competitive and are some of the highest CD rates available.
12 month certificate interest rates on account balances of $10,000 or more earn a rate of 0.75% with an APY of 0.75%. Account balances of less than 10k earn a rate and APY of 0.50 percent.
Cerficate Balances of $10,000+
6 month Rate .50% APY 0.50%
12 month Rate 0.75% APY 0.75%
24 month Rate 1.00% APY 1.005%
48 month Rate 1.60% APY 1.61%
Certificate Balances of less than $10,000
6 month Rate 0.25% APY 0.25%
12 month Rate 0.50% APY 0.50%
24 month Rate 0.75% APY 0.75%
48 month Rate 1.35% A%
For a current list of dividend rates at McPherson Co-op Credit Union go to mcphersoncoopcu.com. For a current list of CD rates at banks from many different banks search our rate tables.
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