Municipal Credit Union CD Rates
Municipal Credit Union (MCU) of New York, New York is offering regular Share Certificates (certificates of deposit) with terms between 3 months and 36 months. The credit union is also offering an IRA Share Certificates, a Deposit Plus Share Certificate and a Secured Visa Share Certificate.
The share CD interest rates are not the highest CD rates around but they are competitive. The short term certificates have the best CD rates compared to the national averages. The longer term CD rates are lower than the national average rates.
The credit union's 3 month share certificate of deposit currently has a dividend rate (CD rate) of 0.55 percent with an annual percentage yield (APY) of 0.55 percent. The current 3 month national average CD rate is .042 percent.
The Deposit Plus share certificate and the Secured Visa Share Certificate both currently have a CD rate of 1.19 percent with an APY of 1.20 percent.
Current Certificate of Deposit Rates
As with any credit union, you'll have to join MCU to open a share certificate of deposit. To see if you're eligible to join and current CD rates visit: MCU
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