Navy Federal Credit Union CD Rates

Navy Federal Credit Union is offering some of the highest certificate of deposit rates available from a credit union. Navy Federal has been around since 1933 and has over 3 million members. CD accounts are insured by the National Credit Union Administration for up to $250,000.

As with all credit unions you'll have to join Navy Federal to open a certificate of deposit account. You can see the credit union's membership requirements here: Navy Federal membership information.




Navy Federal CD Rates for Share, IRA and ESA Certificates:

Minimum deposit $1,000

• 1 Year 1.34% Rate 1.35% APY


• 2 Years 1.78% Rate 1.80% APY


• 3 Years 2.18% Rate 2.20% APY


• 4 Years 2.47% Rate 2.50% APY


• 5 Years 2.81% Rate 2.85% APY


• 7 Years 3.78% Rate 3.85% APY

Minimum deposit $20,000

• 1 Year 1.49% Rate 1.50% APY


• 2 Years 1.93% Rate 1.95% APY


• 3 Years 2.32% Rate 2.35% APY


• 4 Years 2.62% Rate 2.65% APY


• 5 Years 2.96% Rate 3.00% APY


• 7 Years 3.92% Rate 4.00% APY

Jumbo CD rates - Minimum deposit $100,000

• 6 To 11 Months 1.29% rate 1.30% APY


• 12 To 23 Months 1.64% rate 1.65% APY


• 24 To 35 Months 2.23% rate 2.25% APY


• 36 To 59 Months 2.47% rate 2.50% APY


• 60 To 84 Months 3.10% rate 3.15% APY

Navy Federal Credit Union also has special certificate of deposit rates you can see here: CD Rates.