South Florida Federal Credit Union CD Rates: Special 12 Month Rate of 1.25% APY

South Florida Federal Credit Union (SFFCU) is offering 12 month CD rates at a special limited time at 1.25% APY. South Florida FCU's special 12 month CD rate is one of the best CD rates around from any bank or credit union in Florida. Right now on our bank CD rates list in Florida, the highest CD rates are about 15 basis points less then South Florida FCU's special rate. This is a limited time offer so if you want to take advantage of this rate you have to act now. You can find more about this offer by contacting South Florida FCU's Christine Redmond at 786.533.1700.

In addition to offering a special 12 month credit union CD rate South Florida FCU is also offering a Bump-Up certificate that is available in two terms, 24 months and 48 months. Current 24 month Bump-Up CD rates are at 1.15% with an APY of 1.16% and 48 month Bump-Up CD rates are at 1.54 percent with an APY of 1.55 percent. By the way, the minimum opening deposit for the 12 month special limited time certificate and the Bump-Up certificates are $200.

Other South Florida FCU CD interest rates are also very competitive on both short term and long term certificates. 3 month CD rates are currently at 0.40 percent with an APY of 0.40 percent which is considerably higher 3 month bank CD rates on average of 0.10 percent in this week's FDIC rate survey. South Florida FCU's 3 month rate is also higher than 3 month jumbo CD rates in the FDIC survey which are averaging 0.11 percent.

South Florida's longest term certificate interest rates are also competitive. 60 month certificate rates are currently at 1.50 percent with an APY of 1.51 percent. Current CD rates at banks are averaging 0nly 0.81 percent for 5 year certificates of deposit in this week's FDIC survey. These rates are for both regular certificates and IRA certificates. The minimum opening deposit for both is $200. Here is a complete list of all current CD rates at South Florida FCU.

CD Rates South Florida Federal Credit Union

  • 3 Months Rate 0.40% APY 0.40% (Not available for an IRA Certificate)
  • 6 Months Rate 0.55% APY 0.55%
  • 9 Months Rate 0.65% APY 0.65%
  • 12 Months Rate 1.05% APY 1.05%
  • 18 Months Rate 0.80% APY 0.80%
  • 24 Months Rate 0.90% APY 0.90%
  • 30 Months Rate 1.00% APY 1.00%
  • 36 Months Rate 1.10% APY 1.11%
  • 48 Months Rate 1.20% APY 1.21%
  • 60 Months Rate 1.50% APY 1.51%

You can see how these rates compare with all CD bank rates by using our rate lists. For a current list of South Florida FCU CD Rates and to see if you're eligible to join the credit union to to the credit union's website here: South Florida Federal Credit Union.

Author: Jason P. Jones
November 6th, 2012

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