Telco Federal Credit Union Certificate Rates

Telco Federal Credit Union based in Little Rock, Arkansas, is offering regular certificates accounts, IRA certificate accounts and Educational IRA share certificates. Telco Federal Credit Union's certificate rates are some of the best certificate rates available in Arkansas. In fact the credit union's rates beat the best CD rates at banks as well.

The highest certificate rate at Telco Federal Credit Union is on their 5 year certificates and 5 year IRA certificates. The rate for both is currently at 2.15 percent with an APY of 2.17 percent. These days the highest CD rates and certificate rates on 5 year accounts are just above 2.00 percent.




The shortest term certificate at the credit union which is their 182 day (6 month) certificate probably has the most competitive rate. The current 182 day certificate rate is at 0.60 percent with an APY of 0.60 percent. One of the best CD rates around for a 6 month CD account.

Certificate Rates at Telco Federal Credit Union


Regular Certificate Rates



  • 182 Day 0.60% APY 0.60% APR

  • 1 Year 0.60% APY 0.60% APR

  • 2 Year 1.01% APY 1.00% APR

  • 3 Year 1.21% APY 1.20% APR

  • 4 Year 1.51% APY 1.50% APR

  • 5 Year 2.17% APY 2.15% APR


IRA Certificate Rates



  • 182 Day 0.60% APY 0.60% APR

  • 1 Year 0.60% APY 0.60% APR

  • 2 Year 1.01% APY 1.00% APR

  • 3 Year 1.21% APY 1.20% APR

  • 4 Year 1.51% APY 1.50% APR

  • 5 Year 2.17% APY 2.15% APR

  • 2 Year Educ. IRA 1.01% APY 1.00% APR

  • 3 Year Educ. IRA 1.21% APY 1.20% APR


The minimum opening deposit for all three types of accounts is $1,000. Interest earned on all three accounts is paid monthly. All deposit accounts are insured by the National Credit Union Administration (NCUA) for up to $250,000.

As with any credit union you'll have to join Telco Federal Credit Union to open a certificate account. Information about joining can be found at the credit union's website. A list of current certificate rates can also be found at the credit union's website here: Telco Federal Credit Union Rates.

You can search and compare bank CD rates from many different banks by using our rate tables. Find the best CD rates at banks in your area.
 
Author: Jason P. Jones
August 10th, 2012