Tinker FCU Share Certificates of Deposit

Tinker Federal Credit Union based in Oklahoma City, Oklahoma is offering share certificates of deposit in terms ranging from 3 months to 48 months. In addition to share certificates the FCU is also offering IRA certificates of deposit.

The dividend rate (CD rate) is tiered based on the deposit amount. Probably the best dividend rate is on their 12 months share certificate. The current rate is 1.80% with an APY of 1.81% for account balances of at least $99,000.




The 12 month rate on balances of $1,000 to $9,999 is 1.50% with an APY of 1.51 percent.  The 12 month IRA share certificate has the same rate and yield but the minimum deposit is only $500.

Here are the other 12 month tiered rates and APY:

• $10,000 to $24,999 1.65% rate 1.66% APY


• $25,000 to $49,999 1.70% rate 1.71% APY


• $50,000 to $98,999 1.75% rate 1.76% APY

3 month tiered Rates and APY

• $1,000 to $9,999 1.20% rate 1.21% APY


• $10,000 to $24,999 1.35% rate 1.36% APY


• $25,000 to $49,999 1.40% rate 1.41% APY


• $50,000 to $98,999 1.45% rate 1.46% APY


• $99,000 and up 1.50% rate 1.51% APY

6 month tiered Rates and APY

• $1,000 to $9,999 1.30% rate 1.31% APY


• $10,000 to $24,999 1.45% rate 1.46% APY


• $25,000 to $49,999 1.50% rate 1.51% APY


• $50,000 to $98,999 1.55% rate 1.56% APY


• $99,000 and up 1.60% rate 1.61% APY

24 month tiered Rates and APY

• $1,000 to $9,999 2.30% rate 2.32% APY


• $10,000 to $24,999 2.45% rate 2.48% APY


• $25,000 to $49,999 2.50% rate 2.53% APY


• $50,000 to $98,999 2.55% rate 2.58% APY


• $99,000 and up 2.60% rate 2.63% APY

36 month tiered Rates and APY

• $1,000 to $9,999 2.40% rate 2.43% APY


• $10,000 to $24,999 2.55% rate 2.58% APY


• $25,000 to $49,999 2.60% rate 2.63% APY


• $50,000 to $98,999 2.65% rate 2.68% APY


• $99,000 and up 2.70% rate 2.73% APY

48 month tiered Rates and APY

• $1,000 to $9,999 2.60% rate 2.65% APY


• $10,000 to $24,999 2.76% rate 2.80% APY


• $25,000 to $49,999 2.81% rate 2.85% APY


• $50,000 to $98,999 2.86% rate 2.90% APY


• $99,000 and up 2.91% rate 2.95% APY

Share certificates of deposits are insured by the The National Credit Union Administration (NCUA) for up to $250,000.

As with any credit union, you will have to join Tinker Federal Credit Union to open a share certificate account. For more information on joining visit: TinkerFCU.org.